HSBC Canada Points Value Calculator: How Much Are They Worth?

Rewards Value Calculator
Calculate the cash value of HSBC Points earned with HSBC Canada credit cards when redeemed for travel and calculate the transfer of points to partners.
Last Updated 2022-06-02 By R.Flowers III

HSBC Canada offers a handful of rewards credit cards in which each card is part of it's own personal rewards program. This means that the redemption value for HSBC points will vary.

For most of the HSBC Rewards programs, HSBC Canada points are worth 0.5 cents each when redeemed towards travel. Depending on which card you have, you will also be able to transfer points to a handful of partners as well.

How much are HSBC Canada points worth?

HSBC Canada points have the best value of 0.5 cents each when redeemed towards travel. This means that 10,000 points would be equal to $50 in travel.

HSBC Canada points value

Redemption option Redemption value in cents
Travel 0.5

Average point value for travel

HSBC Canada points Redemption value for travel
1,000 points $5
5,000 points $25
10,000 points $50
20,000 points $100
50,000 points $250
60,000 points $300
80,000 points $400
100,000 points $500

Redeeming HSBC Canada points for travel

HSBC points will give you the best value of 0.5 cents each when redeemed towards travel. This includes the following charged to an HSBC credit card:

  • Airline tickets
  • Vacation packages
  • Car rentals
  • Hotels
  • Cruises
  • Rail tickets
  • Tour operators

How many HSBC points do you need for a flight?

Use the HSBC Canada redemption calculator to find out how many HSBC points you will need for a flight, car rental, hotel, or other travel redemption. Enter the cost of your travel and it will estimate how many points you will need.

Enter any the cost of your travel.
$
Points needed: 0 HSBC points

Other ways to redeem HSBC Canada points

Outside of travel, HSBC points can be redeemed for a handful of other options including gift cards, merchandise, and financial rewards with HSBC Canada. The value you get out of these redemptions are only visible to card owners, but it's a safe assumption that gift cards and merchandise will yield values of lower than 0.5 cents per point.

Financial rewards

HSBC points can be redeemed for financial reward with HSBC Canada. This includes paying down HSBC credit cards and HSBC Canada residential mortgages, and adding to your personal HSBC savings account.

Gift cards and merchandise

HSBC points can be redeemed for gift cards and merchandise. This includes electronics, fashion, health & beauty, and more.

Transferring HSBC Canada points to airlines

HSBC points can be transferred to a small handful of programs. You must have one of the following HSBC credit cards listed below in order to transfer points:

Just like other redemption options, transfer ratios and transfer partners will vary depending on which HSBC Canada credit card you have. You'll want to check the terms and conditions of the rewards program for the card you have to see the exact transfer partners and transfer ratios.

HSBC Canada transfer partners

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HSBC Canada points to dollars

Use the HSBC Points Value Calculator to estimate the average value of points when used towards travel in the HSBC Canada Rewards program.

Enter any amount of points to calculate the dollar value.
Points
Redemption Average cash value
When used towards for travel charged to an HSBC credit card $0

How do you earn HSBC points?

HSBC Canada points can be earned by spending on HSBC CA credit cards. You can earn points using the following cards:

Credit Card Benefits Annual Fee
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • No Foreign Transaction Fee
  • Annual $200 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$299 ($0 for HSBC Jade clients)
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • Annual $100 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$149 ($99 for HSBC Premier clients)
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • Annual $100 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$149
  • Earn 2 points for every $1 spent on eligible dining and entertainment purchases
  • Earn 1 point for every $1 spent on all other purchases
  • Be protected with insurance coverage and price protection
$25
  • Earn 3 points for every $1 spent on eligible travel purchases
  • Earn 2 points for every $1 spent on gas and daily transportation purchases
  • Earn 1 point for every $1 spent on all other purchases
  • Be covered with travel and shopping coverage
$0

FAQ

How much are HSBC Canada points worth?

HSBC Canada points are worth 0.5 cents each meaning that 10,000 points is equal to $50 in cash value towards travel.

What can you use HSBC Canada points for?

Points can be used towards travel, gift cards, merchandise, and financial rewards.

Can you transfer HSBC Canada points to partners?

HSBC points earned with HSBC Canada can be transferred to British Airways, Cathay Pacific, and Singapore Airlines. Partners and ratios may vary between HSBC credit cards.

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