HSBC Premier World Elite Mastercard

Benefits & HSBC Canada Point Calculator
Review the benefits of the HSBC Premier World Elite Mastercard and calculate how many HSBC Canada points you can earn based on your spend.
Last Updated 2022-06-02

The HSBC Premier World Elite Mastercard is a travel rewards card that is available to HSBC Premier clients. This requires you to meet one of the following requirements:

  • Maintain $100,000 in combined personal deposit and investment balances with HSBC, or
  • Reach a Total Mortgage Balance of $500,000 or more with HSBC, or
  • Deposit $6,500 (CAD) or more to you HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada

The HSBC Premier World Elite Mastercard earns 3% back in travel rewards on all eligible travel purchases and 1.5% back on all other eligible purchases made. It features a handful of travel benefits including a $100 annual travel enhancement credit, lounge access, no foreign transaction fees, and superb travel insurance.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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HSBC Premier World Elite Mastercard earning rates

6X Travel

The HSBC Premier World Elite Mastercard earns 6 HSBC points per $1 spent on the first $50,000 in travel purchases per year. Once that cap is hit, you will earn at the non-category rate of 3 HSBC points per $1 spent.

HSBC considers travel purchases to be:

  • Airlines
  • Car rental agencies
  • Hotels
  • Cruise lines
  • Passenger railways
  • Tour operators
  • Timeshares
  • Travel agencies

6 HSBC point is the same as 3% back in travel rewards since HSBC points are worth 0.5 cents each.

3X Everything Else

All other purchases made to the HSBC Premier World Elite Mastercard will earn 3 HSBC points per $1 spent. This is equal to 1.5% back in travel rewards.

HSBC Premier World Elite Mastercard benefits

$100 Travel Credit

Every year, you will receive a $100 travel credit redeemable towards travel purchases made to your HSBC Premier World Elite Mastercard. This includes seat upgrades, baggage fees, and airport lounge passes.

Lounge Access

As an HSBC Premier World Elite Mastercard holder, you will receive a complimentary membership to Travel Pass provided by DragonPass. This allows you to enjoy access to over 1,300 airport lounges worldwide.

You will be charged US$32 per person, per visit to your HSBC Premier World Elite Mastercard.

Savings with Expedia & Agoda

HSBC Premier World Elite Mastercard holders receive 10% off hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia and HSBC Agoda websites.

Boingo Wi-Fi

Receive complimentary Boingo Wi-Fi at over 1 million hotspots worldwide. With this membership, you'll be able to connect up to four devices at airports, hotels, and popular places around town.

Travel & Purchase Coverage

HSBC Premier World Elite Mastercard point value

Redemption option Redemption value in cents
Travel 0.5

HSBC points earned with the HSBC Premier World Elite Mastercard are worth 0.5 cents each in travel rewards. This means that 10,000 points is equal to $50 in value towards airfare, hotels, car rentals, and other forms of travel.

HSBC Canada Point Calculator

Input your monthly and yearly spend into the point calculator to find out how many HSBC points you can earn with the HSBC Premier World Elite Mastercard. Compare the results side by side up to two cards from any issuer to see which cards earn you the best returns.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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