Rewards Calculator: HSBC World Elite® Mastercard®

HSBC World Elite® Mastercard®

The HSBC World Elite Mastercard is identical to the HSBC Premier World Elite Mastercard, but doesn't require you to be a HSBC premier client. It earns up to 3% back in travel rewards and offers a $100 annual travel enhancement credit, lounge access through Mastercard Travel Pass, and great travel insurance.

Rewards Rates

3%
Earn 3% in travel rewards on all eligible purchases (6 points per $1).
2%
Earn 2% in travel rewards on all eligible gas, grocery, and drugstore purchases (4 points per $1).
1%
Earn 1% in travel rewards on all other purchases (2 points per $1).

Key Cardholder Benefits

  • Every year, you will receive a $100 travel credit redeemable towards travel purchases made to your HSBC World Elite Mastercard. This includes seat upgrades, baggage fees, and airport lounge passes.
  • Receive a complimentary membership to Travel Pass provided by DragonPass. This allows you to enjoy access to over 1,300 airport lounges worldwide at a cost of US$32 per person, per visit.
  • Receive 10% off hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia and HSBC Agoda websites.
  • Receive complimentary Boingo Wi-Fi at over 1 million hotspots worldwide. With this membership, you'll be able to connect up to four devices at airports, hotels, and popular places around town.
  • Be protected with extensive insurance coverage including trip cancellation/interruption insurance, trip delay insurance, car rental insurance, and more.

Annual Fees

The HSBC World Elite Mastercard has a $149 annual fee. You can add additional cardholders for $0 per card.

Income Requirements

The HSBC World Elite Mastercard requires an annual individual income of $80,000 or $150,000 household income, or minimum of $400,000 in assets under management (based on liquid, investable assets with a financial institutions in Canada).

HSBC Points Calculators

Input your monthly and yearly spend into the point calculator to find out how many HSBC points you can earn with the HSBC World Elite Mastercard. Compare the results side by side up to two cards from any issuer to see which cards earn you the best returns.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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