HSBC World Elite Mastercard

Benefits & HSBC Canada Point Calculator
Review the benefits of the HSBC World Elite Mastercard and calculate how many HSBC Canada points you can earn based on your monthly and yearly spend.
Last Updated 2022-06-02

The HSBC World Elite Mastercard is identical to the HSBC Premier World Elite Mastercard, but doesn't require you to be a HSBC premier client.

It earns 3% back in travel rewards on all eligible travel purchases made to the card and 1.5% back in travel rewards on all other eligible travel. Benefits of the card include a $100 annual travel enhancement credit, lounge access through Mastercard Travel Pass, and great travel insurance.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

HSBC World Elite Mastercard earning rates

6X Travel

The HSBC World Elite Mastercard earns 6 HSBC points (3% back in travel rewards) per $1 spent on up to $50,000 in travel purchases per year. Once that cap is hit, you will earn at the normal base rate of 3 HSBC points (1.5% back in travel rewards) per $1 spent.

HSBC considers travel purchases to be:

  • Airlines
  • Car rental agencies
  • Hotels
  • Cruise lines
  • Passenger railways
  • Tour operators
  • Timeshares
  • Travel agencies

3X Everything Else

All other purchases made to the HSBC World Elite Mastercard will earn 3 HSBC points per $1 spent. This is equal to 1.5% back in travel rewards.

HSBC World Elite Mastercard benefits

$100 Travel Credit

Every year, you will receive a $100 travel credit redeemable towards travel purchases made to your HSBC World Elite Mastercard. This includes seat upgrades, baggage fees, and airport lounge passes.

Lounge Access

As an HSBC World Elite Mastercard holder, you will receive a complimentary membership to Travel Pass provided by DragonPass. This allows you to enjoy access to over 1,300 airport lounges worldwide at a cost of US$32 per person, per visit.

Savings with Expedia & Agoda

HSBC World Elite Mastercard holders receive 10% off hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia and HSBC Agoda websites.

Boingo Wi-Fi

Receive complimentary Boingo Wi-Fi at over 1 million hotspots worldwide. With this membership, you'll be able to connect up to four devices at airports, hotels, and popular places around town.

Travel & Purchase Coverage

HSBC World Elite Mastercard point value

Redemption option Redemption value in cents
Travel 0.5

HSBC points earned with the HSBC World Elite Mastercard are worth 0.5 cents each in travel rewards. This means that 10,000 points is equal to $50 in value towards airfare, hotels, car rentals, and other forms of travel.

HSBC Canada Point Calculator

Input your monthly and yearly spend into the point calculator to find out how many HSBC points you can earn with the HSBC World Elite Mastercard. Compare the results side by side up to two cards from any issuer to see which cards earn you the best returns.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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