Laurentian Bank Visa Infinite Card

Benefits & Laurentian Rewards Calculators
Review the benefits of the Laurentian Bank Visa Infinite Card and calculate how many rewards points you can earn based on your spend.
Last Updated 2022-05-31

The Laurentian Bank Visa Infinite Card is a rewards credit card that pretty much operates like a cash back card. It earns 2 points per $1 spent on pre-authorized debits, grocery, gas, travel, and transportation, and 1 point per $1 spent on everything else.

Points earned with the card can be redeemed for 1 cent each for cash back or for financial investments with Laurentian Bank. This means you'll be earning the equivalent of 2% back across all bonus categories and 1% back on everything else.

While it is a solid rewards card, you'll need to build up 10,000 points before you're able to redeem them at their best value of 1 cent each.

Card Details At-A-Glance

Loading...
Issued By
Loading...
Annual Fee
Loading...
Foreign Transaction Fee
Loading...

Laurentian Bank Visa Infinite bonus categories

2X Pre-Authorized Debits

The Laurentian Bank Visa Infinite earns 2 Laurentian Rewards points per $1 spent on pre-authorized debits made to the card. This includes certain merchant for services such as telephone, cable TV, auto/home insurance, and utilities.

2X Grocery

The Laurentian Bank Visa Infinite earns 2 Laurentian Rewards points per $1 spent on grocery purchases. This includes supermarkets, bakeries, candy stores, freezer and locker meat provisioners, dairy products stores, package stores, and other miscellaneous food stores.

2X Gas

The Laurentian Bank Visa Infinite earns 2 Laurentian Rewards points per $1 spent with gas stations. These include merchants that fall under service stations and automated fuel dispensers.

2X Travel

The Laurentian Bank Visa Infinite earns 2 Laurentian Rewards points per $1 spent on travel purchases. This includes airline, travel agencies, hotels, duty free stores, campgrounds, and anything else coded as travel.

2X Transportation

The Laurentian Bank Visa Infinite earns 2 Laurentian Rewards points per $1 spent on transportation. This includes railroads, buses, cruise lines, taxicabs/limos, car rentals, moving and storage companies, commuter transportation, and anything else coded as transportation.

1X Everything Else

All other purchases with the Laurentian Bank Visa Infinite will earn you 1 Laurentian Rewards point per $1 spent.

Laurentian Bank Visa Infinite benefits

Visa Infinite Benefits

  • Complimentary Concierge Service
  • Visa Luxury Hotel Collection
  • Visa Dining Series
  • Visa Infinite Experiences

Travel & Shopping Coverage

  • Hospital, Medical, and Paramedical Care
  • Trip Cancellation
  • Delayed Baggage
  • Public Transportation Vehicle Accident
  • Auto Rental Collision/Loss Damage Insurance
  • Purchase Insurance
  • Extended Warranty

Laurentian Rewards points value

Redemption options Redemption value in cents
Redeeming points for cash & financial products 1

Cash Back

Laurentian Bank Points can be redeemed for cash back if you have the Laurentian Bank Visa Infinite Card which will give your points a value of 1 cent each.

Redemptions for cash back starts at 10,000 points for $100 in cashback on your Visa Infinite account. This option is not available for other Laurentian Point-earning cards.

Gift Cards

Laurentian Bank Points can be used to pick up gift cards from more than 80 different merchants. Redemptions start at 1,600 points.

Financial Products

Laurentian Bank Points can be redeemed towards various Laurentian Bank financial products. These redemptions will give your points a value of 1 cent per point. This includes:

  • 10,000 points for $100 on Laurentian Bank investment products (GIC, term deposit, etc.)
  • Reimbursement of the $130 annual fee (13,000 points) and additional card member fee

Merchandise

You can use Laurentian Bank Points towards merchandise in their portal. The value you get out of redeeming for merchandise will vary, but it will usually be low value.

If you have the Laurentian Bank Visa Infinite Card, you should never pick up anything that will give you less than 1 cent in value since you can easily redeem points for cash back at 1 cent in value once you've accumulated 10,000 points.

Laurentian Rewards Point Calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the Laurentian Bank Visa Infinite. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.