American Express Business Gold Canada

Benefits & AMEX Canada Points Calculator
Review the benefits of the AMEX Business Gold Card Canada and calculate how many points you can earn based on your monthly and yearly business expenses.
Last Updated 2022-06-06

The American Express® Business Gold Rewards Card Canada is a charge card that earns points at a flat rate across all purchases. The card provides great business and account management tools as well as business coverage, travel coverage, and purchase coverage.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

AMEX Business Gold Canada rewards

The AMEX Business Gold Card earns Membership Rewards Points at a flat rate across all purchases. You'll earn 1 Membership Rewards Point per $1 spent on the card.

There's no limit to the amount of points you can earn at this rate and no limit to the amount of points you can earn with the AMEX Business Gold Card overall.

AMEX Business Gold Canada benefits

Earn Up To 40,000 Bonus Points

Earn 10,000 bonus Membership Rewards Points when you spend $20,000 in net purchases each calendar quarter. This adds up to a total of 40,000 extra points in a calendar year which is a 50% bonus to points earned.

The calculator calculates this bonus only once $80K in spend has been hit for the full 40K bonus points due to the calculator being based off 12-month and annual spending.

The Hotel Collection from American Express

As an AMEX Business Gold Card member, you will be able to book hotels through The Hotel Collection with American Express Travel. When booking, you'll receive the following benefits when you stay at least two consecutive nights:

  • $100 USD hotel credit, to spend on qualifying dining, spa and resort activities (qualifying activities vary by property)
  • One-category room upgrade at check-in, when available

Hertz Car Rental Benefit

When you enroll into the Hertz Gold Plus Rewards loyalty program, you'll receive special Hertz privileges on select vehicle at participating Hertz locations. This includes:

  • Discount off the standard rates
  • One car class upgrade on rentals of 5 or more consecutive days
  • Fee-waived for one additional driver

American Express Business Solutions

The AMEX Business Gold Card is stacked with business solutions for you and your company. This includes, but is not limited to:

  • Cash Flow Management with up to 55 interest free days
  • Expense Management Reports
  • Dynamic Purchasing Power with no pre-set spending limit
  • Employee Card Misuse Protection to protect you against unauthorized charges

American Express Benefits

The AMEX Business Gold Card comes with several additional benefits which includes, but is not limited to:

  • American Express Experiences
  • AMEX Offers (Enrollment Required)
  • Exclusive Offers via American Express Travel Online

Purchase Coverage

Travel Coverage

AMEX Business Gold points value

Redemption option AMEX point value in cents
Transferring points to airline partners 1.2 - 2
Airfare via AMEX Fixed Points Travel program 1.5 - 2
Travel via AMEX Flexible Points Travel program 1
Charity donations 1
Redeeming points towards card purchases 1
Gift cards 0.76
Using points at checkout on 0.7
Shopping for merchandise through AMEX Shop 0.4 - 0.6

Membership Rewards Points earned with the AMEX Business Gold are worth between 1.5 and 2 cents each on average towards airfare. This means 30,000 points has a cash value of $450 to $600.

Points can also be redeemed for charity donations, card purchases, and towards travel using the AMEX Flexible Points Travel program at a value of 1 cent apiece.

AMEX Business Gold point transfer


AMEX Business Gold points can be transferred to 8 partners which includes 6 frequent flyer programs and 2 hotel loyalty programs.

AMEX Business Gold point calculator

Input your monthly and yearly business expenses into the AMEX Business Gold Point Calculator to find out how much you can earn. Compare the results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.