Rewards Calculator: American Express Business Gold Rewards Card

American Express® Business Gold Rewards Card

The American Express® Business Gold Rewards Card Canada is a charge card that earns points at a flat rate across all purchases. The card provides great business and account management tools as well as business coverage, travel coverage, and purchase coverage.

Rewards Rates

Earn 1 point for every $1 in card purchases on everything.

Key Cardholder Benefits

  • Earn 10,000 bonus Membership Rewards Points when you spend $20,000 in net purchases each calendar quarter. This adds up to a total of 40,000 extra points in a calendar year which is a 50% bonus to points earned.
  • Book hotels through The Hotel Collection for at least a two night consecutive night stay and receive a $100 USD hotel credit and one-category room upgrade at check-in.
  • Enjoy purchasing power that adjusts to your Card usage, with the ability to grow over time if you pay on time and maintain a good credit history.
  • Enjoy travel and purchase coverage including car rental theft and damage insurance, lost/stolen baggage insurance, and flight delay insurance.

Rewards Value

Redemption options Redemption value in cents
Transferring points to airline partners 1.2 - 2
Airfare via AMEX Fixed Points Travel program 1.5 - 2
Travel via AMEX Flexible Points Travel program 1
Charity donations 1
Redeeming points towards card purchases 1
Gift cards 0.76
Using points at checkout on 0.7
Shopping for merchandise through AMEX Shop 0.4 - 0.6

Membership Rewards Points earned with the AMEX Business Gold are worth between 1.5 and 2 cents each on average towards airfare. This means 30,000 points has a cash value of $450 to $600.

Points can also be redeemed for charity donations, card purchases, and towards travel using the AMEX Flexible Points Travel program at a value of 1 cent apiece.

Transfer Partners

Membership Rewards points earned with the AMEX Business Gold Rewards Card can be transferred to the following travel partners:


Annual Fees

The AMEX Business Gold Rewards Card has a $199 annual fee. You can add additional employee Business Gold Rewards Cards for $50 annually.

AMEX Points Calculator

Input your monthly and yearly business expenses into the AMEX Business Gold Point Calculator to find out how much you can earn. Compare the results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Note: The calculator calculates the 40K bonus only once $80K in spend has been hit for the full 40K bonus points due to the calculator being based off 12-month or annual spending.

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