Search Results Display Here
Select a country:

RBC ION Visa

Card Value & Avion Points Calculator
card
Fees
Earning Rates
  • Earn 1.5X Avion Premium points on grocery, rides, gas, EV charging, streaming, digital gaming, and subscriptions.
  • Earn 1X Avion Premium points on all other purchases.
Main Benefits
  • Purchase insurance.
Rewards Details
  • Points earned with the RBC ION Visa are worth 0.58 cents per point when redeemed for travel through the RBC Travel portal. Every 172 points you redeem will give you $1 CAD in value.
Ads & Promos
Within range of a US airport? Get notified when the prices drop at your favorite US departure airports — save hundreds on airfare!

Earning Rewards

The RBC ION Visa earns Avion Premium points at the following rates:

  • 1.5 Avion Premium points for every $1 spent on grocery, rides, gas, EV charging, streaming, digital gaming, and subscriptions.
  • 1 Avion Premium point for every $1 spent on all other purchases.

Rewards Value

Loading Info

Perks & Benefits

Here are the main benefits of the RBC ION Visa Card:

  • Save at Petro-Canada: Save 3¢/L on fuel and earn 20% more points when you pay with your linked RBC ION Visa Card.
  • Bonus Rexall Points: Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC ION Visa Card.
  • Purchase Insurance: Purchase Security and Extended Warranty Insurance.

Transfer Partners

Points earned with the RBC ION Visa cannot be transferred to RBC's transfer partners and they cannot be redeemed for high value towards airfare using the Air Travel Redemption Schedule.

Luckily, Avion Premium points earned with the ION Visa can be transferred to Avion credit cards that earn Avion Elite points which will allow you to redeem your weaker points for much higher value.

Card Fees

Annual Fee

The RBC ION Visa Card has a $0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the RBC ION Visa Card.

Foreign Transaction Fee

The RBC ION Visa Card has a foreign transaction fee of 2.5%. This means you will be penalized when using the card to make purchases that are not in Canadian Dollars.

Avion Points Calculator

Input your monthly and yearly spend amounts into our RBC Rewards calculator to find out how much you can earn with the RBC ION Visa. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Partner Credit Card Picks

Check out these top credit card picks from our partners:

Use Our Calculator To Maximize Your Rewards

Discover personalized credit card options that match your spending habits and maximizes your rewards.

View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!