Rewards Rates
Key Cardholder Benefits
- Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. $10 minimum redemption.
- Redeem your points for gift cards, merchandise, the latest Apple products, over 50,000 tech products at Best Buy, and more through avionrewards.com.
- Enjoy purchase security and extended warranty insurance.
Rewards Value
Redemption option | Redemption value (in cents) |
---|---|
Air Travel Redemption Schedule (Elite only) | Up To 2.33 |
Point transfers to Elite airline partners (Elite only) | 1.5 - 2.5+ |
Point transfers to WestJet and Hudson Bay | 1 |
Travel redemptions through RBC Travel portal (non-ION cards) | 1 |
Charitable donations | 1 |
RBC financial products | 0.83 |
Using points for merchandise | 0.75 - 0.85 |
Gift card redemptions | 0.71 |
Travel redemptions through RBC Travel portal with ION credit cards | 0.58 |
Redeeming points for statement credits | 0.58 |
Points earned with the RBC ION Visa are worth 0.58 cents per point when redeemed for travel through the RBC Travel portal. Every 172 points you redeem will give you $1 CAD in value.
These points cannot be transferred to RBC's elite partners and they cannot be redeemed for high value towards airfare using the Air Travel Redemption Schedule.
Luckily, Avion Premium points earned with the ION Visa can be transferred to Avion credit cards that earn Avion Elite points which will allow you to redeem your weaker points for much higher value.
Transfer Partners
Avion Premium points earned with the ION Visa can only be transferred to WestJet Rewards. You can convert them at ratio of 1 Avion Premium point for $0.01 in WestJet Dollars.
Since Avion points can be transferred between your different Avion credit cards, you can transfer points earned with the ION Visa to an Avion credit card that earns Avion Elite points. This basically converts the weaker ION Avion Premium points into the significantly more valuable Avion Elite points.
Avion Elite points can be transferred to all of RBC partners:
Annual Fees
The RBC ION Visa Card has a $0 annual fee. It costs $0 to add additional cards to the account.
Avion Points Calculator
Input your monthly and yearly spend amounts into our RBC Rewards calculator to find out how much you can earn with the RBC ION Visa. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!