RBC Visa CreditLine for Small Business Card

Benefits & RBC Points Calculator
Review the benefits of the RBC Visa CreditLine for Small Business and calculate how many RBC points you can earn based on your business expenses.
Last Updated 2022-06-08

The RBC Visa CreditLine for Small Business Card earns 1 RBC Point per $2 spent on all purchases. The card offers bonus points and savings with Petro-Canada and access to RBC offers.

It's a solid choice if you're looking to earn rewards at an average 0.5% return while paying no annual fee.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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RBC Small Business Card rewards rate

The RBC Visa CreditLine for Small Business Card earns 1 RBC Rewards point per $2 spent on the card. There is no cap to the amount of points you can earn using the card.

RBC Small Business Card benefits

Petro-Canada Savings

RBC credit card holders save 3 cents per litre on fuel with Petro-Canada. You'll also earn 20% more Petro-Points when fueling up.

Shopping Insurance

RBC Small Business Card points value

Redemption option Redemption value in cents
General travel redemptions through RBC Travel portal 1
Charitable donations 1
Using points for merchandise 0.75 - 0.85
Gift card redemptions 0.71
Redeeming points for statement credits 0.58

RBC Rewards points earned with the RBC Visa CreditLine for Small Business Card are worth 1 cent each when redeemed for general travel. This means 10,000 points will have an average value of $100.

RBC Small Business Card points transfer

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RBC Rewards points can be transferred to WestJet Dollars and Hudson's Bay Rewards which will give your points a value of 1 cent each. That makes both of these transfer partners great options if you don't want to redeem points for travel.

Only Avion cardholders can transfer points to British Airways, American Airlines, and Cathay Pacific. RBC offers two Avion business cards if you're looking to earn rewards that can be transferred to all RBC Rewards partners.

RBC Avion Visa Infinite Business
The RBC Avion Visa Infinite Business
Annual Fee: $175
Rewards Rate
1.25X
Earn 1.25 RBC Rewards points for every $1 spent in net purchases with your card, on up to $75,000 per year
RBC Avion Visa Business
The RBC Visa Business Platinum Avion
Annual Fee: $120
Rewards Rate
1X
Earn 1 RBC Rewards point for every $1 spent in net purchases with your card

RBC Rewards points calculator

Input your monthly and yearly spend amounts into our RBC Rewards calculator to find out how much you can earn with the RBC Visa CreditLine for Small Business Card. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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