Scotiabank American Express Card

Benefits & SCENE+ Points Calculator
Review the benefits of the Scotiabank American Express Card and calculate how many Scene+ points you can earn based on the spend amounts you enter.
Last Updated 2022-06-09

The Scotiabank American Express Card earns 2 Scene+ points for every $1 spent in grocery, dining, entertainment, gas, daily transit, and select streaming services purchases on up to $50,000 in spend per year.

Benefits of the card include discounts with Avis and Budget, mobile device insurance, and access to AMEX benefits via American Express Invites.

Overall, it's a really great card if you're looking to earn rewards at no annual fee.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Scotiabank AMEX earning rates

All bonus categories earning at the accelerated 2X rate is up to the first $50,000 in annual purchases. Once that cap is hit, you'll earn at the standard rate of 1 Scent+ point per $1 spent on all purchases for the remainder of the year.

2X Eat In & Out

The Scotiabank American Express Card earns 2 Scene+ Points per $1 spent on eligible grocery stores, restaurants, fast food, and drinking establishments, including popular food delivery and food subscriptions.

2X Watch & Cheer

The Scotiabank American Express Card earns 2 Scene+ Points per $1 spent on eligible entertainment purchases, including movies, theatre and ticket agencies.

2X Ride & Drive

The Scotiabank American Express Card earns 2 Scene+ Points per $1 spent on eligible gas and daily transit, including rideshare, buses, taxis, subway and more.

2X Listen & Stream

The Scotiabank American Express Card earns 2 Scene+ Points per $1 spent on eligible select streaming services.

1X Everything Else

All other purchases made to the Scotiabank American Express Card will earn 1 Scene+ point per $1 spent.

Scotiabank AMEX benefits

Avis and Budget Discounts

As a Scotiabank cardholder, you will save up to 25% off base rates at participating Avis and Budget locations in Canada and the U.S. when you pay with your Scotiabank credit card.

When booking through avis.com use Avis Worldwide Discount (AWD) number C231400 and when booking through budget.com use Budget Corporate Discount (BCD) number A363306.

American Express Invites

As an American Express cardholder, you'll have access to American Express Invites which gives opens the door to great music, theatre, dining, film, fashion and shopping experiences.

Mobile Device Insurance

You will receive Mobile Device Insurance for new cellular phones, smartphones, or tablets purchased on or after July 1, 2022, when you charge the full cost of your new device to your card or charge all of your wireless bill payments for the device to your card when you fund it through a plan.

This is for up to $500 in the event your device is lost, stolen, accidentally damaged or experiences mechanical failure.

Do note that the Scotiabank American Express Card will no longer have travel insurance (Travel Emergency Medical Insurance, Trip Interruption Insurance, Common Carrier Travel Accident Insurance and Rental Car Collision/Loss Damage Insurance) after July 1, 2022. You'll want to consider the Scotiabank Gold American Express Card if you want travel insurance.

Scotiabank AMEX Scene+ points value

Redemption option Scene+ points value in cents
Travel booked through Scene+ Travel or travel purchases made to a Scotiabank debit or credit card 1
Cineplex food & drinks, and Cineplex store purchases 1
Redemptions made with Scene's dining partners 1
Rec Room and Playdium entertainment redemptions 1
Cineplex movie tickets 0.8 - 1.3
Gift card redemptions 0.74
Statement credits for non-travel purchases 0.66 - 0.8
Merchandise through Apple and Best Buy 0.65 - 0.8

Scene+ points are worth 1 cent each on average when redeemed for travel, Cineplex purchases, and dining at Recipe Unlimited restaurants. This means that 10,000 points is equal to $100 in cash value.

Scene+ points calculator

Input your monthly and yearly spend amounts to calculate how many Scene+ points you can earn with the Scotiabank AMEX Card. Compare the results side by side up to two credit cards from any issuer and find out which cards earn you the most.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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