Scotiabank American Express® Card Value & Points Calculator

Scotiabank American Express® Card

The Scotiabank American Express Card earns up to 3X Scene+ Points on purchases and offers discounts with Avis and Budget, mobile device insurance, and access to AMEX benefits via American Express Invites. It's a great option if you're looking to earn points at no annual fee.

Rewards Rates

3X
Earn 3 Scene+ points on every $1 spent at participating grocers.
2X
Earn 2 Scene+ points for every $1 spent at restaurants, fast food, drinking establishments, and other eligible grocery stores.
2X
Earn 2 Scene+ points for every $1 spent on eligible entertainment, gas, and daily transit.
1X
Earn 1 Scene+ point for every $1 spent on all other purchases.

Eligible grocers for the 3X earning rate include: Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op.

The 2X categories are capped at $50,000 in purchases per year. Once the cap is hit, you'll earn 1X Scene+ points on these categories for the remainder of the calendar year.

Key Cardholder Benefits

  • Enjoy special offers, access, and experiences with American Express Invites.
  • Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express Card
  • Protect your new cell phones, smartphones or tablets purchased using your card, if they get lost, stolen, accidentally damaged, or have a mechanical failure
  • Be protected with purchase security and extended warranty protection.

Rewards Value

Redemption option Redemption value (in cents)
Travel booked through Scene+ Travel or travel purchases made to a Scotiabank debit or credit card 1
Cineplex food & drinks, and Cineplex store purchases 1
Redemptions at participating grocery, liquor, convenience stores and pharmacies 1
Redemptions made with Scene's dining partners 1
Rec Room and Playdium entertainment redemptions 1
Cineplex movie tickets 0.8 - 1.3
Gift card redemptions 0.74
Statement credits for non-travel purchases 0.66 - 0.8
Merchandise through Apple and Best Buy 0.65 - 0.8

Scene+ points are worth 1 cent each on average when redeemed for travel, Cineplex purchases, grocery, and dining at Recipe Unlimited restaurants. This means that 10,000 points is equal to $100 in cash value.

Annual Fees

The Scotiabank American Express Card has a $0 annual fee. You can add supplementary cards for $0 per year.

Scene+ Points Calculator

Input your monthly and yearly spend amounts to calculate how many Scene+ points you can earn with the Scotiabank AMEX Card. Compare the results side by side up to two credit cards from any issuer and find out which cards earn you the most.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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