Earning Rates

The Scotiabank American Express Card earns Scene+ points at the following rates:

  • 3 Scene+ points** on every $1 spent at participating grocers*.
  • 2 Scene+ points** for every $1 spent at restaurants, fast food, drinking establishments, and other eligible grocery stores.
  • 2 Scene+ points** for every $1 spent on eligible entertainment, gas, daily transit, and select streaming services.
  • 1 Scene+ point for every $1 spent on all other purchases.

*Eligible grocers: Sobeys, Safeway, Foodland, Foodland & participating Co-ops, FreshCo, Chalo! FreshCo, Thrifty Foods, participating IGAs, Rachelle Béry, Les Marchés Tradition, Voilà by Sobeys, Voilà par IGA, and Voilà by Safeway.

**You will earn at the accelerated rate (3X and 2X) on up to the first $50,000 in spend per year. After that, all purchases will earn points at the standard rate of 1 Scene+ point for every $1 spent.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Scotiabank American Express Card:

  • American Express Benefits: Enjoy access to American Express Experiences® and Amex Offers®.
  • Avis & Budget benefits: Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with this card.
  • Purchase Insurance: Mobile Device Insurance, Purchase Security, and Extended Warranty.

Fees

Annual Fee

The Scotiabank American Express Card has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the Scotiabank American Express Card.

Foreign Transaction Fee

The Scotiabank American Express Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.