Scotiabank Gold American Express Card

Benefits & SCENE+ Points Calculator
Review the benefits of the Scotiabank Gold AMEX Card and calculate how many Scene+ points you can earn and their cash value based on your spend.
Last Updated 2022-06-09

The Scotiabank Gold American Express Card earns 5 Scene+ Points per $1 spent on grocery, restaurant, and entertainment purchases and 3 points per $1 spent on gas, transit and streaming services.

Benefits of the card includes Priority Pass Membership, access to great AMEX benefits such as AMEX Offers, and superb travel insurance.

Overall, the Scotiabank Gold American Express Card is one of the best credit cards on the market for earning rewards on everyday spending.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Scotiabank Gold AMEX earning rates

Points earned at the accelerated rate (5X and 3X) are up to the first $50,000 in annual purchases. Once that cap is hit, you will earn points at the regular rate of 1X for all categories for the remainder of the calendar year.

5X Eat In & Eat Out

The Scotiabank Gold American Express Card earns 5 Scene+ point for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. This includes popular food delivery and food subscriptions.

5X Watch & Cheer

The Scotiabank Gold American Express Card earns 5 Scene+ point for every $1 CAD spent on eligible entertainment purchases. This includes movies, theatre, and ticket agencies.

3X Ride & Drive

The Scotiabank Gold American Express Card earns 3 Scene+ point for every $1 CAD spent on eligible gas and daily transit. This includes rideshare, buses, taxis, subway, and more.

3X Listen & Stream

The Scotiabank Gold American Express Card earns 3 Scene+ point for every $1 CAD spent on eligible select streaming services such as Netflix and Hulu.

1X Everything Else

All other purchases made to the Scotiabank Gold American Express Card earns 1 Scene+ point for every $1 spent.

Scotiabank Gold AMEX benefits

Priority Pass Membership

As a Scotiabank Gold American Express cardholder, you will be able to enjoy a preferred discount on Priority Pass membership and access over 1,200 lounge around the world.

American Express Benefits

The Scotiabank Gold American Express card grants access to a handful of American Express benefits. This includes:

  • AMEX Offers
  • AMEX Front Of the Line
  • American Express Invites

No Foreign Transaction Fee

One of the best benefits of the Scotiabank Gold American Express Card is that you'll pay no foreign transaction fees when making foreign currency purchases. This saves you 2.5% on all purchases not made in Canadian Dollars making this an excellent card for international travel and spending.

Travel & Shopping Insurance

Scotiabank Gold AMEX Scene+ points value

Redemption option Scene+ points value in cents
Travel booked through Scene+ Travel or travel purchases made to a Scotiabank debit or credit card 1
Cineplex food & drinks, and Cineplex store purchases 1
Redemptions made with Scene's dining partners 1
Rec Room and Playdium entertainment redemptions 1
Cineplex movie tickets 0.8 - 1.3
Gift card redemptions 0.74
Statement credits for non-travel purchases 0.66 - 0.8
Merchandise through Apple and Best Buy 0.65 - 0.8

Scene+ points are worth 1 cent each on average when redeemed for travel, Cineplex purchases, and dining at Receipe Unlimited restaurants. This means that 10,000 points is equal to $100 in cash value.

Scene+ points calculator

Input your monthly and yearly spend amounts to calculate how many Scene+ points you can earn with the Scotiabank Gold AMEX Card. Compare the results side by side up to two credit cards from any issuer and find out which cards earn you the most.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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