Scotiabank Gold American Express® Card Value & Points Calculator

Scotiabank Gold American Express® Card

The Scotiabank Gold American Express Card earns up to 6X Scene+ points on purchases and offers Priority Pass Membership, access to popular American Express benefits such as AMEX Offers, and superb travel insurance. It also has no foreign transaction fee which makes it one of the best rewards credit cards available in Canada.

Rewards Rates

6X
Earn 6 Scene+ points on every $1 spent at participating grocers*.
5X
Earn 5 Scene+ points** on every $1 spent in Canada on dining, food delivery, entertainment, and at other eligible grocery stores.
3X
Earn 3 Scene+ points** on every $1 spent in Canada on gas, daily transit options, and select streaming services.
1X
Earn 1 Scene+ point on every $1 spent on all other eligible purchases.

*Eligible grocers for the 5X earning rate include: Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op.

**Earn bonus points on these categories on up to the first $50,000 in annual purchases. Once this cap is hit, you'll earn at the non-bonus rate of 1X points for all categories.

Key Cardholder Benefits

  • Enjoy a preferred discount on the Priority Pass™ membership and access over 1200 VIP lounges around the world as a Scotiabank Gold American Express® Cardholder.
  • Pay no foreign transaction fees on international purchases.
  • Enjoy the perks of having an American Express credit card including Amex Offers, Amex Front of the Line, and American Express Invites.
  • Be protected with 10 insurance types including travel emergency medical insurance, trip cancellation/interruption insurance, and rental car collision loss/damage insurance.

Rewards Value

Redemption option Scene+ points value in cents
Travel booked through Scene+ Travel or travel purchases made to a Scotiabank debit or credit card 1
Cineplex food & drinks, and Cineplex store purchases 1
Redemptions at participating grocery, liquor, convenience stores and pharmacies 1
Redemptions made with Scene's dining partners 1
Rec Room and Playdium entertainment redemptions 1
Cineplex movie tickets 0.8 - 1.3
Gift card redemptions 0.74
Statement credits for non-travel purchases 0.66 - 0.8
Merchandise through Apple and Best Buy 0.65 - 0.8

Scene+ points are worth 1 cent each on average when redeemed for travel, Cineplex purchases, grocery, and dining at Recipe Unlimited restaurants. This means that 10,000 points is equal to $100 in cash value.

Annual Fees

The Scotiabank American Express Gold Card has a $120 annual fee. You can add supplementary cards for $29 per year.

Scene+ Points Calculator

Input your monthly and yearly spend amounts to calculate how many Scene+ points you can earn with the Scotiabank Gold AMEX Card. Compare the results side by side up to two credit cards from any issuer and find out which cards earn you the most.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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