Scotiabank Gold American Express® Card Scene Points Calculator
Fees
Earning Rates
- Earn 6X Scene+ points at participating grocers.
- Earn 5X Scene+ points in Canada on dining, food delivery, entertainment, and at other eligible grocery stores.
- Earn 3X Scene+ points in Canada on gas, daily transit options, and select streaming services.
- Earn 1X Scene+ points on all other eligible purchases.
Intro Bonus
Main Benefits
- Priority Pass™ membership discount, no foreign transaction fees on international purchases, access to Amex Offers® and American Express Experiences®, and extensive travel and purchase insurance.
Rewards Details
- Scene+ points are worth 1 cent each on average when redeemed for travel, Cineplex purchases, grocery, and dining at Recipe Unlimited restaurants. This means that 10,000 points is equal to $100 in cash value.
Scotiabank Gold AMEX Points Calculator
Input your monthly and yearly spend amounts to calculate how many Scene+ points you can earn with the Scotiabank Gold AMEX Card. Compare the results side by side up to two credit cards from any issuer and find out which cards earn you the most.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Scotiabank Gold American Express® Card Details
Earning Rates
The Scotiabank Gold American Express Card earns Scene+ points at the following rates:
- 6 Scene+ points** on every $1 spent at participating grocers*.
- 5 Scene+ points** on every $1 spent in Canada on dining, food delivery, entertainment, and at other eligible grocery stores.
- 3 Scene+ points** on every $1 spent in Canada on gas, daily transit options, and select streaming services.
- 1 Scene+ point on every $1 spent on all other eligible purchases.
*Eligible grocers: Sobeys, Safeway, Foodland, Foodland & participating Co-ops, FreshCo, Chalo! FreshCo, Thrifty Foods, participating IGAs, Rachelle Béry, Les Marchés Tradition, Voilà by Sobeys, Voilà par IGA, and Voilà by Safeway.
**You will earn at the accelerated rate (6X, 5X, and 3X) on up to the first $50,000 in spend per year. After that, all purchases will earn points at the standard rate of 1 Scene+ point for every $1 spent.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the Scotiabank Gold American Express Card:
- No Foreign Transaction Fees: You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when traveling abroad — only the exchange rate will apply.
- Airport Lounge Access: Enjoy a preferred discount on the Priority Pass™ membership and access over 1200 VIP lounges around the world.
- American Express Benefits: Enjoy access to American Express Experiences® and Amex Offers®.
- Travel & Purchase Insurance: Travel Emergency Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance, Flight Delay Insurance, Rental Car Collision Loss / Damage Insurance, Delayed and Lost Baggage Insurance, Travel Accident Insurance, Hotel/Motel Burglary Insurance, Mobile Device Insurance, Purchase Security and Extended Warranty.
Fees
Annual Fee
The Scotiabank Gold American Express Card has a $120 annual fee.
Authorized User Fee
Adding authorized users to the Scotiabank Gold American Express Card will cost you $29 per additional card, per year.
Foreign Transaction Fee
The Scotiabank Gold American Express Card has no foreign transaction fee. This means you will not be penalized when using this card to make purchases outside of Canada.