TD First Class Travel® Visa Infinite Card Value & Points Calculator

The TD First Class Travel Visa Infinite Card earns up to 8X TD Rewards Points on purchases and offers an annual $100 credit, annual birthday bonus, discounts on Avis and Budget car rentals, and great travel insurance. If you plan on earning and redeeming points through Expedia for TD, this is the best card to have as you'll be earning up to a 4% return on your spend which is fantastic.

Intro Bonus: 145,000 TD Rewards points

Top Partner Offers

Tangerine Money-Back Credit Card

Earn 10% Cash Back

Earn an unlimited 2% Money-Back on two categories of your choice and get your rewards paid out to you monthly—all at no annual fee!

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Rewards Rates

Earn 8 TD Rewards points for every $1 spent booking travel online through ExpediaForTD.com or booking ExpediaForTD over the phone.

Earn 6 TD Rewards points for every $1 spent on groceries and restaurants.

Earn 4 TD Rewards points for every $1 spent on regularly recurring bill payments set up on your account.

Earn 2 TD Rewards points for every $1 spent everywhere else.

Bonus points on grocery, restaurant, and recurring bill payment purchases are each individually capped at $25,000. Once you hit the cap, you'll earn at the rate of 2X for that specific category for the remainder of the year.

Current Intro Bonus

Earn up to 145,000 TD Rewards Points plus, first year no Annual Fee for the Primary and Additional Cardholders. Conditions Apply. Must apply by May 28, 2023.

Key Cardholder Benefits

Each year, you will receive one $100 TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made with Expedia For TD and posted to the Account in a calendar year.
Each year, earn up to 10,000 TD Rewards Points which is based on 10% of the total number of TD Rewards Points you've earned over the 12 months preceding your birthday.
When you use your TD Credit Card at participating Avis and Budget locations, you'll save a minimum of 10% off the lowest base rates in the Canada and U.S. and a minimum of 5% off the lowest base rates internationally.
Enjoy Visa Infinite benefits including Visa Infinite Luxury Hotel Collection, Visa Infinite Dining Series, Visa Infinite Wine Country Program, and more.
Be protected with travel and shopping coverage including travel medical insurance, trip cancellation/interruption insurance, auto rental collision/loss damage insurance, and more.

Rewards Value

Redemption option	Redemption value in cents
ExpediaForTD	0.5
Book Any Way Travel	0.4
Education credit	0.4
Gift cards	0.25
Cash credit	0.25
Merchandise	0.22

TD Rewards points earned with the TD First Class Travel Visa Infinite are worth 0.5 cents each towards travel booked with Expedia for TD. This means that 100,000 points is equal to $500 in value.

Annual Fees

The TD First Class Travel Visa Infinite Card has a $139 annual fee. Additional cardholders can be added for $50 per card.

Income Requirements

The TD First Class Travel Visa Infinite Card requires $60,000 personal or $100,000 household annual income.

TD Points Calculator

Input your monthly and yearly spend into the TD First Class Travel Visa Infinite point calculator to find out how much you can earn. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Compare A Card

Add a credit card to compare side by side based on spend, benefits and fees.

Search Cards

Search for a credit card by name, rewards program, or the rewards currency it earns.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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How much is 0 worth?

Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.