TD Rewards Visa Card

Benefits & TD Points Calculator
Review the benefits of the TD Rewards Visa Card and calculate how many TD Rewards points you can earn based on your monthly and yearly spend.
Last Updated 2022-06-10

The TD Rewards Visa Card is a no-annual fee travel rewards card. It earns 3 TD Rewards points per $1 spent through, 2 points per $1 spent on grocery and restaurant purchases, and recurring bill payments set up to your account, and 1 point per $1 spent on everything else.

In terms of benefits it offers a discount on Priority Pass Membership, savings on car rentals with both Avis and Budget, and shopping insurance.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

TD Rewards Visa earning rates

3X Expedia For TD

The TD Rewards Visa Card earns 3 TD Rewards points per $1 spent on At a value of 1 cent per point, this is equal to a 1.5% return on your spend.

Purchases made with Expedia For TD over the phone will earn at a lower rate of 2X TD Rewards points per $1 spent.

2X Grocery

The TD Rewards Visa Card earns 2 TD Rewards points per $1 spent on grocery purchases.

2X Restaurant & Fast Food

The TD Rewards Visa Card earns 2 TD Rewards points per $1 spent on restaurant and fast food purchases.

2X Recurring Bill Payments

The TD Rewards Visa Card earns 2 TD Rewards points per $1 spent on recurring bill payments. This includes payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.

These are commonly classified as "pre-authorized payments".

1X Everything Else

All other purchases on the TD Rewards Visa Card will earn you 1 TD Rewards point per $1 spent.

TD Rewards Visa benefits

Priority Pass Membership

As a TD Travel Credit Card holder in Canada, you'll receive an annual discount on a Priority Pass membership. Priority Pass gives you access to over 1,200 airport lounge worldwide.

Avis & Budget Discounts

When you use your TD Credit Card at participating Avis and Budget locations, you'll save a minimum of 10% off the lowest base rates in the Canada and U.S. and a minimum of 5% off the lowest base rates internationally.

Shopping Insurance

TD Rewards Visa points value

Redemption option Redemption value in cents
ExpediaForTD 0.5
Book Any Way Travel 0.4
Education credit 0.4
Gift cards 0.25
Cash credit 0.25
Merchandise 0.22

TD Rewards points earned with the TD Rewards Visa are worth 0.5 cents each towards travel booked with Expedia for TD. This means that 10,000 points is equal to $50 in value.

TD Rewards points calculator

Input your monthly and yearly spend into the TD Rewards Visa point calculator to find out how much you can earn. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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