TD Rewards Visa Card Value & Points Calculator

TD Rewards Visa Card

The TD Rewards Visa Card is a no-annual fee travel rewards card that earns up to 4X TD Rewards points on purchases. It offers savings on car rentals with both Avis and Budget, and shopping insurance.

Intro Bonus: $65 in value

Rewards Rates

Earn 4 TD Rewards points for every $1 spent booking travel online through and when booking ExpediaForTD over the phone.
Earn 3 TD Rewards points for every $1 spent on grocery and restaurant purchases.
Earn 2 TD Rewards points for every $1 spent on recurring bill payments set up on the account.
Earn 1 TD Rewards point for every $1 spent on all purchases.

Bonus points on grocery, restaurant, and recurring bill payment purchases are each individually capped at $5,000. Once you hit the cap, you'll earn at the rate of 1X for that specific category for the remainder of the year.

Current Intro Bonus

Earn a value of $65 in TD Rewards Points to use on eligible purchases plus, no Annual Fee. Conditions Apply. Must apply by September 5, 2023.

Key Cardholder Benefits

  • When you use your TD Credit Card at participating Avis and Budget locations, you'll save a minimum of 10% off the lowest base rates in the Canada and U.S. and a minimum of 5% off the lowest base rates internationally.
  • Be protected with shopping coverage.

Rewards Value

Redemption option Redemption value in cents
ExpediaForTD 0.5
Book Any Way Travel 0.4
Education credit 0.4
Gift cards 0.25
Cash credit 0.25
Merchandise 0.22

TD Rewards points earned with the TD Rewards Visa are worth 0.5 cents each towards travel booked with Expedia for TD. This means that 10,000 points is equal to $50 in value.

Annual Fees

The TD Rewards Visa Card has a $0 annual fee. Additional cardholders can be added to the account for $0.

TD Points Calculator

Input your monthly and yearly spend into the TD Rewards Visa point calculator to find out how much you can earn. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Top Partner Offers

Earn 10% Back
Unlimited 2% Money-Back at No Annual Fee with No Minimum Income Requirement.
Earn 10% Back
Unlimited 2% Money-Back, Lounge Access, & Travel Insurance at No Annual Fee.
Up to 70,000 points
High Earning Rate, $150 in Annual Travel-Fee Refunds, Top-Notch Travel Insurance, & NBC Lounge Access.
Calculate Total Rewards & Card Value Per $1 Spent For 100+ Canada Credit Cards
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