Quick Overview

  • Reward Currency: M&S points are the official rewards currency of Marks & Spencer.
  • Earning Points: Points are primarily earned by spending with the M&S Credit Card.
  • M&S Club Rewards: For £10 per month, cardmembers can join M&S Club Rewards to earn 2 additional points per £1 spent at M&S, along with other valuable benefits—ideal for frequent shoppers.
  • Point Value: M&S points are worth 1p each, with every 100 points equaling £1 in value.
  • Quarterly Vouchers: Points are automatically converted into vouchers every quarter, with a minimum of 200 points (£2 voucher) required to qualify during the redemption period.
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M&S Credit Card Points Calculator

Marks and Spencer offers one co-branded credit card that can be used to earn M&S points on everyday spending. It's a solid option if you frequent M&S and want to go all in for earning points redeemable for M&S vouchers.

It also pairs well with M&S Club Rewards as you'll earn 2 additional points per £1 spent in M&S as well as receive a bunch of other benefits that are valued well over the £10 a month cost to join.

Use our M&S credit card points calculator to calculate total points and card value based on your spend and how much you value the card benefits. Compare the results side-by-side other retail and rewards cards offered in the UK.

M&S Points Value Calculator

M&S points are automatically converted into vouchers that can be redeemed for purchases with Marks & Spencer. Use our M&S points value calculator to calculate the value of any amount of M&S points to pounds.