Quick Overview
Earning M&S Points: M&S points are earned every time you spend on a M&S credit card. You can earn additional points per Β£1 spent when subscribed to M&S Club Rewards.
Ways To Redeem M&S Points: M&S points are automatically converted into rewards vouchers once your balance reaches at least 200 points. Rewards vouchers are usually sent in February, May, August and November.
M&S Points Value: 1p per point. Every 100 rewards points = Β£1 in value with Marks and Spencer.
Credit Card Value & Rewards Calculators
M&S Credit Card
- Earn 1 point per Β£1 spent on Marks & Spencer purchases and 1 point per Β£5 spent on all other purchases.
- M&S Premium Club customers will earn 2 additional points for each Β£1 spent with Marks and Spencer for a total of 3 points per Β£1.
- No annual fee.
M&S Points Calculators & Guides
Calculate Total Rewards & Card Value For U.K. Credit Cards
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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!