Calculator: How Much Are M&S Points Worth?

Quick Overview
- Quarterly Vouchers: M&S points are automatically converted into vouchers and sent quarterly in February, May, August, and November to be used at Marks & Spencer.
- Point Value: Every 100 M&S points equals £1 in value, making each point worth 1p.
- Redemption Threshold: A minimum of 200 points (£2 in value) is required to receive vouchers during the redemption period.
Use our M&S points to pounds calculator to find out how much your M&S points are worth when converted to vouchers.
M&S points value
How much are M&S points worth? The answer: 1p. Every 100 M&S Credit Card points that you earn is worth £1 in cash value.
Redemption options | Redemption value per point |
---|---|
Redeeming points for M&S vouchers | 1p |
M&S voucher redemptions
Once you collect 200 points, they will be converted into vouchers and sent to you quarterly to spend in M&S. The vouchers are sent out in February, May, August, and November.
M&S points to pounds calculator
Use our M&S points to pounds calculator to determine the cash value of M&S points when converted into vouchers. This will let you know how much your points are worth.
Calculator: How much are your M&S points worth?
Redemption option | Average cash value |
---|---|
Redeeming points for vouchers | £ |
Average redemption value
The table below lists the average value of M&S points based on their value of 1p when converted to vouchers redeemable with Marks and Spencer.
M&S points | Cash value |
---|---|
1 point | £0.01 |
100 points | £1 |
200 points | £2 |
300 points | £3 |
400 points | £4 |
500 points | £5 |
600 points | £6 |
700 points | £7 |
800 points | £8 |
900 points | £9 |
1,000 points | £10 |
1,500 points | £15 |
2,000 points | £20 |
3,000 points | £30 |
4,000 points | £40 |
5,000 points | £50 |
10,000 points | £100 |
Earning M&S points
M&S points are primarily earned using the M&S credit card. It allows you to not only earn bonus points spending with Marks & Spencer, but also allows you to earn points spending everywhere Mastercard is accepted.
If you frequent M&S and want to go all in for earning rewards with them, picking up the card is very well worth it.
Use our Marks & Spencer credit card points calculator to calculate how many points you can earn based on your spend. Results can be compared side-by-side other retail and rewards credit cards offered in the UK.


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