Quick Overview
Earning M&S Points
M&S points are earned every time you spend on a M&S credit card. You can earn additional points per £1 spent when subscribed to M&S Club Rewards.
Redeeming M&S Points
M&S points are automatically converted into rewards vouchers once your balance reaches at least 200 points. Rewards vouchers are usually sent in February, May, August and November.
M&S Points Value
M&S points are worth 1p per point. Every 100 rewards points = £1 in value with Marks and Spencer.
M&S Credit Card Point Calculators
Use our credit card rewards calculator to calculate total M&S points per £1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
M&S Credit Card
- Earn 1 point per £1 spent on Marks & Spencer purchases and 1 point per £5 spent on all other purchases.
- M&S Premium Club customers will earn 2 additional points for each £1 spent with Marks and Spencer for a total of 3 points per £1.
- No annual fee.
