Quick Overview

  • Loyalty Program: Nectar is a loyalty card scheme owned by Sainsbury's, allowing members to earn and redeem Nectar Rewards points.
  • Earning Points: Points can be earned through shopping in-store or online with participating retailers, fueling up at Esso and Sainsbury's, or using Nectar credit cards.
  • Transfer Partners: British Airways Avios and American Express Membership Rewards are 1:1 transfer partners, allowing direct transfers to your Nectar Rewards account.
  • Redemption Value: Points can be redeemed with Nectar partners for money off shopping at a rate of 500 points for £2.50 (0.5p per point).
  • Avios Conversion: Nectar points can be converted into Avios at a rate of 400 points for 250 Avios, offering potential for higher value redemptions.
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Nectar Credit Card Points Calculators

Nectar offers one co-branded credit card through American Express. If you shop with Nectar partners frequently, it is very well worth picking up as you'll earn additional Nectar Rewards points on top of the points you already earn with your loyalty card.

Use our Nectar credit card points calculators to calculate total Nectar Rewards points and overall card value based on your monthly spend and how much you value card benefits, minus any annual fees. Compare results side-by-side other retail and rewards credit cards offered in the UK.

Nectar Points Value Calculators

Nectar Rewards points can be redeemed for discounts with Nectar partners and can also be converted into British Airways Avios. Use our Nectar points value calculators to calculate Nectar points to pounds when redeemed with partners and more.

Nectar Conversion Calculators

Nectar Rewards points can be converted into British Airways Avios. You can also convert rewards from a few select partners directly into Nectar Rewards points.

Use our Nectar conversion calculators to learn more about moving rewards to and from Nectar Rewards and to easily calculate the conversions.