Nectar Points Calculators

Retail Rewards Calculators
Calculate how many Nectar Points you can earn with Nectar credit cards and the cash value of Nectar Points when redeemed at Sainsbury's, Argos, and more.
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Last Updated 2021-11-11

Nectar is the largest loyalty card scheme in the United Kingdom. The program, based out of London, is owned by Sainsbury's and features over 14 companies and 400 online retailers.

What Are Nectar Points?

Nectar Points is a reward currency that is earned when you make purchases with Nectar partners.

For every full £1 you spend, you'll earn 1 Nectar Point. Each Nectar Point is worth £0.005 and can be redeemed at Sainsbury's, Argos, and other retailers.

Earning Nectar Points

Nectar Points can be earned shopping with over 500 partners. Most places will earn you 1 Nectar Point per £1 spent while a few select partners offer 2 Nectar Points per £1 spent.

Listed below are several of the below are several of the most common ways to earn Nectar Points. For the full list of partners, you can check out the Nectar website.

Sainsbury's

When shopping at Sainsbury's, you'll earn 1 Nectar Point per £1 spent. There's also opportunities for double point events, exclusive offers, and double point vouchers when you pay at the tills. Be sure to keep an eye out for special offers on your account as you'll have to activate them in order to use them!

Argos

Points can earned at shopping at Argos. You'll earn 1 Nectar Point per £1 spent on purchases just like at Sainsbury's.

eBay UK

Ebay is a popular option for earning Nectar Points. Once you link your Nectar and eBay account, you'll be able to earn 1 Nectar Point per £1 spent.

Esso

You can earn Nectar Points spending with Esso. You'll earn 1 Nectar Point per litre of fuel purchases and 2 Nectar Points per £1 spent in-store.

Nectar Point Earning Calculator

Use the Nectar Point Earning Calculator to calculate how many Nectar Points you can earn spending with partners.

Nectar Points Earning Calculator

You'll earn 1 Nectar Point per £1 spent with most partners and these points will be worth 0.5p each. Enter how much you plan on spending with Nectar partners.
£
Spend
Most Partners
1 Point Per £1
2,000 Points £10 Cash Value

Nectar Credit Card Points

Nectar Points can also be earned using Nectar credit cards offered by American Express and Sainsbury's Bank. Both cards earn Nectar Points at a good rate and are solid options if you're looking to build your balance.

Use the Rewards Calculator to calculate how many Nectar Points you can earn with either card and to get more details about the card benefits. You can also compare the results of either card side by side one another or any other UK credit card featured on the site.

American Express Nectar Credit Card
Nectar Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Collect 2 points for every full £1 spent on the Card
3X
Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
Main Card Highlights
  • Complimentary supplementary cards - You can collect even more Nectar points when they use the Card.
  • Purchase and Refund Protection covers eligible items purchased using the Card.
  • Enjoy carefully selected offers from our range of retail and travel partners with American Express Offers.
  • Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town with American Express Experiences.
Annual Fee
£25 (£0 in first year)
Supplementary Cards
£0
Non-Sterling Transaction Fee
2.99%
Sainsbury's Nectar Credit Card
Nectar Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Collect up to 3 points per £1 spent at Sainsbury's, Argos, Habitat and Tu Clothing when you use your credit card and swipe or scan your Nectar card.
1X/£5
Collect 1 point for every £5 you spend elsewhere.
Main Card Highlights
  • You must be a Nectar member and should have been one for at least 6 months
  • 0% interest on balance transfers for up to 17 months. We may offer you a 0% interest period of 14 or 12 months depending on your individual circumstances
  • Balance transfer fee of 3% (minimum £3) applies on transfers made at application. The charge will depend on your current offer thereafter
  • Transfer money to your current account at the standard cash interest rate. A fee of 4% (minimum £4) at application. The charge will depend on your current offer thereafter
  • 0% interest on purchases for up to 17 months. We may offer you a 0% interest period of 14 or 12 months depending on your individual circumstances
  • No annual fee
Annual Fee
£0
Supplementary Cards
£0
Non-Sterling Transaction Fee
2.75%

Nectar Points Value

Every 500 Nectar Points you redeem are worth £2.50. This gives Nectar Points a value of £0.005 per point which equals a 0.5% return on most purchases.

Nectar Points Value
Nectar Points Cash Value
1 Point 0.5p
100 Points 50p
200 Points £1
500 Points £2.50
1,000 Points £5
2,000 Points £10
5,000 Points £25

Listed below are several of the most popular retailers when it comes to redeem Nectar Points for great value.

Redeem Nectar Points With Sainsbury's

Sainsbury's is a launch member and owner of the Nectar rewards program so it goes without question that redeeming points with them is the most popular option.

Redeeming 500 Nectar Points is worth £2.50 in cash value at Sainsbury's.

Redeem Nectar Points With Argos

Argos is a big name retailer in the United Kingdom. You can redeem 500 Nectar Points for £2.50 in cash value with Argos.

Redeem Nectar Points With eBay UK

eBay is a popular online auction website known across the globe.

You can redeem Nectar points for vouchers to spend on eBay purchase at a rate of 500 points for £2.50 in cash value. You can redeem your points for up to a £200 voucher for 40,000 Nectar Points, but there's no limit to the amount of vouchers you can purchase with your points.

These vouchers are stored in your eBay account ready for you to use against any purchase of £10 or more.

Redeem Nectar Points With LNER

You can redeem your Nectar Points on LNER Advance Tickets. You can redeem your Nectar Points in various increments for LNER eVouchers. Those increments are:

Nectar Points Value - LNER eVouchers
Nectar Points Required eVoucher Value
500 £2.50
1,000 £5.00
2,000 £10.00
4,000 £20.00
10,000 £50.00

Redeeming your points for LNER Advance Tickets will give you a value of 0.5p just like other redemptions. You'll get the same value no matter the eVoucher amount.

LNER redeem nectar points

Redeem Nectar Points With Caffe Nero

If you love coffee and love Caffe Nero, you can redeem your Nectar Points for a hot or iced drink. Every drink will cost you 350 Nectar Points which is equal to £1.75 in cash value with Nectar Points being worth 0.5p for many redemptions.

Redeem Nectar Points With VUE

Nectar Points can be redeemed towards purchases made at Vue.

Every 500 Nectar Points you redeem will give you a £2.50 discount off the total transaction value.

Points can be used on tickets, VIP seating, popcorn, and other refreshments. As with other redemptions, you can pay the rest of the balance with cash or a credit/debit card.

Redeem Nectar Points With Eurostar

If you're trying to get from point A to point B a little cheaper on Eurostar, you can apply your Nectar Points towards your booking.

Every 500 Nectar Points redeemed will be worth £2.50 in cash value towards your booking. You must redeem a minimum of 2,000 points (£10) and redemptions must be made in 2,000-point increments.

Sky Store

Nectar Points can be redeem towards the latest movies in Sky Store. You can rent movies or own them through Sky Store program. Nectar Points can be redeemed for voucher values of:

Nectar Points Value - Sky Store
Nectar Points Required eVoucher Value
1,050 Points £5.99
1,400 Points £7.99
1,750 Points £9.99
2,100 Points £11.99
2,450 Points £13.99
2,800 Points £15.99

Redeeming your Nectar Points for Sky Store purchases will give you a value of 0.57p which is actually higher than all of the previous redemption options.

Nectar Points To Pounds Calculator

Use the Nectar Points To Pounds Calculator to calculate the cash value of Nectar Points when redeemed at Sainsbury's, Argos, Caffe Nero, and other partners.

Nectar Points To Pounds Calculator

Enter any amount of points to see the average cash value.
Points
Sky Store
0.57p | 1,050 = £5.99
£0
Sainsbury's, Argos, eBay, LNER, and Other Retailers
0.5p | 500 points = £2.50
£0
Caffe Nero
350 Points Per Coffee
0 Beverages

Avios To Nectar Points Calculator

Nectar Points can be converted to British Airways Avios and vice versa. You can convert 400 Nectar Points into 250 Avios or convert 250 Avios into 400 Nectar Points.

Use the Avios To Nectar Points Calculator to calculate the conversion of Avios to Nectar Points or vice versa.

Avios To Nectar Points Calculator
You can enter points in either field.
British Airways Avios
Nectar Points

You'll need to link your Executive Club and Nectar accounts in order to convert points between both programs. You can visit the British Airways-Nectar Promo Page to link your account and convert points.

FAQ

How much are Nectar Points worth?

Nectar Points are worth £0.005 for most redemptions. 500 points can be redeemed for £2.50 in value with Sainsbury's, Argos, and many other retailers.

Where can Nectar Points be used?

Nectar Points can be used with several retailers including Sainsbury's, Argos, eBay UK, and Caffe Nero.

Can you transfer Nectar Points?

Yes. You can transfer Nectar Points to British Airways Avios.

How many Nectar Points do you need for £1 in spend?

You will need 200 Nectar Points for £1 in value.

How many Nectar Points for £10 in spend?

You will need 1,000 Nectar Points for £10 in value.

How many Nectar Points for £100 in spend?

You will need 10,000 Nectar Points for £100 in value.

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