Sainsbury's Nectar Credit Card Value & Points Calculator

Sainsbury's Nectar Credit Card

The Sainsbury's Nectar Card earns 1X/£2 with Sainsbury's, Argos, Habitat, and Tu Clothing and 1X/£5 on everything else. Prior to November 2022, it earned 2X/£1 on these purchases which means it took a hard hit/devaluation. If you're looking to earn Nectar rewards, the American Express Nectar Credit Card earns 2X/£1 on all purchases.

Rewards Rates

Earn 1 point for every £2 spent at Sainsbury's, Argos, Habitat and Tu Clothing in the UK.
Earn 1 point for every £5 spent everywhere else.

Rewards Value

Nectar points Value in pounds
1 Point £0.01
100 Points £0.50
200 Points £1
500 Points £2.50
1,000 Points £5
2,000 Points £10
5,000 Points £25

Every 500 Nectar Points you redeem are worth £2.50 in cash value. This gives Nectar Points a value of £0.005 per point.

Annual Fees

The Sainsbury's Nectar Credit Card has no annual fee.

Nectar Points Calculator

Input your monthly and yearly spend amounts into the Sainsbury's Nectar Credit Card point calculator to see how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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