Citi AA Executive Card | Review & AA Miles Calculator

AAdvantage Executive Card

Card Review & AAdvantage Miles Calculator
2X American Airlines
Admiral Club Access
Global Entry/PreCheck Credit
EQM/Miles Boost with $40k Spend
25% Off In-Flight

Calculate how many AAdvantage Miles you can earn and the cash value of the Executive Card based on monthly/yearly spend, card benefits, and the fee.


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The Citi Executive Card is American Airlines luxury premium card. It comes equipped with several travel perks and offers so good benefits when traveling with American Airlines. The Executive Card is one of the only premium luxury cards next to both the Delta SkyMiles Reserve and Delta SkyMiles Business Reserve cards which offer similar perks but specific to Delta Airlines.

Bonus Categories

The Citi Executive Card features one bonus category which is American Airlines. There is no limit to the amount of AAdvantage miles you can earn with this card. American Airlines AAdvantage miles will not expire provided that once every 18 months you earn or redeem miles on American Airlines, an affiliated carrier, or with an American Airlines AAdvantage participant.

2x American Airlines

The Citi Executive Card earns 2 AAdvantage Miles for every dollar spent on American Airline purchases. This is a common rate across all of the American Airline great cards except for the Citi Gold Card which earns 1x. There's not an ability to earn at a higher rate so you will have to choose which AAdvantage credit card has the most perks that you enjoy.

1x Non-Category

The Citi Executive Card earns 1 AAdvantage Miles per dollar spend on all non-American Airline purchases. A better return can be obtained from using cards such as the Capital One Quicksilver or Citi Double Cash, but if you're looking to earn AAdvantage Miles, this is the highest rate for non-category purchases.

Perks and Benefits

First Checked Bag Free

Primary card members may have their First Checked Bag Free of charge when traveling on domestic itineraries. For this Citi AAdvantage Card, up to eight (8) customers traveling with the eligible primary card member will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags and account must be open 7 days prior to air travel, and reservation must include the primary card member's American Airlines AAdvantage number 7 days prior to air travel.

Free checked bags is offered on plenty of co-branded airline cards. The Delta Reserve Card and United MileagePlus Club Card both offer free baggage for their respective airlines. The Delta Reserve card does not require you to use the card in order to obtain free baggage. Having the Reserve linked to your account is enough to receive all the card benefits which allows you to earn points with better cards such as the AMEX Platinum Card or Chase Sapphire Reserve.

AA Priority Perks

Cardholder will also receive Priority Check-In, Screening, & Boarding Privileges. These benefits apply when traveling on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle flights.

Global Entry/TSA PreCheck Credit

Card members are eligible to receive one statement credit per account, every five years up to $100, for either the Global Entry or the TSA Pre✓ application fee. Card member must charge the application fee of at least $85 to their Citi / AAdvantage Executive card to be eligible for the statement credit. Card members will receive a statement credit for the first program (either Global Entry or TSA Pre✓® to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA Pre✓.

Admirals Club Membership

Primary card members will receive full membership access privileges to Admirals Club lounges. Full membership includes access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges including lounges operated by Oneworld carriers. An Authorized User of the Executive Card will receive access privileges to American Airlines Admirals Club lounges. Full Admirals Club membership privileges do not apply to an Authorized User. Authorized User access benefit does not provide access privileges to the Arrivals Lounge, International First Class Lounges, Flagship® Lounge facilities, or other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges, including lounges operated by members of the Oneworld® alliance.

Spend $40K For 10K EQMS

The primary card member will earn 10,000 Elite Qualifying Miles (EQMs) after spending $40,000 in eligible purchases that post to the card members account during a calendar year, January 1st to December 31st. A primary card member may earn the 10,000 EQMs only once each year, even if the card member has more than one Citi AAdvantage Executive account.

25% In-flight Savings

Citi AAdvantage card members will receive a 25% savings on in-flight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi AAdvantage card. Savings do not apply to any other in-flight purchases, such as wireless internet access.

AA Reduced Mileage Awards

The Reduced Mileage Awards Program allows Citi AAdvantage card members to redeem American Airlines AAdvantage miles for discounted round trip or one-way travel on MileSAAver® awards to destinations selected every other month.

Sign Up Bonus

The standard Citi Executive Card sign up bonus is 50,000 AAdvantage Miles. You can look at the AA Award Chart to see how far those miles can get you on award flights.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Citi Executive Card annual fee is $450. Most luxury cards have this same price point including the Delta Reserve Card and United MileagePlus Club Card.

Authorized User Fee

The authorized user fee for the Citi Executive is $0, but that's mainly because authorized users do not get any good benefit from having the card. Authorized users will still need the primary cardholder to be with them to receive perks. That's the case with a lot of reward cards. The luxury cards known for spreading the love is the AMEX Platinum and AMEX Business Platinum Cards. They extend the majority of the luxury perks to cardholders as well!

Foreign Transaction Fee

The Citi Executive Card foreign transaction fee is 0%. It doesn't have any bonus categories besides 2x on American Airlines so it's use oversea will only earn a single mile, but it's still better than paying a fee.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2019-12-09
Written By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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