Aviator Business Card

Card Review & AAdvantage Miles Calculator
2X American Airlines
2X Office Supply Stores
2X Telecommunications
2X Rental Cars
1st Checked Bag Free
Preferred Boarding
25% Off In-Flight
5% AAdvantage Mileage Bonus
Companion Certificate

Get the rundown of the benefits offered on the Aviator Business Card, calculate how many miles you can earn based on spend, and compare against top cards.


The Aviator Business Card, offered by Barclays, is a great selection for any business that wishes to accumulate additional miles in the American Airlines AAdvantage Program. It provides several bonus categories great for businesses along with perks and benefits specific to AA.

Bonus Categories

The Barclays AAdvantage Aviator Business Card has four bonus categories.

  • 2x American Airlines
    • aa.com, AA reservations, AA vacation reservations, airport/city ticket counters
  • 2x Office Supply Stores
  • 2x Telecommunications
  • 2x Car Rentals
  • 1x Non-Category

Earning 2x is the best you'll get across all four categories when it comes to earning AAdvantage Miles. You can earn the same 2x rate on telecommunications and car rentals with the CitiBusiness AAdvantage Platinum Select Card.

There's not a good card for non-category spend if you're looking to earn AAdvantage Miles. You can either run spend through any of AA credit card and earn 1 AAdvantage Mile per $1 spent or find a card that earns a higher return such as a 2% cash back credit card or a credit card that's great for everyday spend.

Perks & Benefits

The AAdvantage Aviator Business Card is packed with a good amount of perks that can save you time, money, and miles with American Airlines. These benfits include:

  • 5% Mileage Bonus
    • Offered on account anniversary based on total amount of miles earned during the card member year.
  • First Checked Bag Free
    • Cardholder plus up to 4 companions on the same reservation.
  • Annual Companion Certificate
    • $99 Companion Certificate earned only after spending $30,000+ during the year.
    • Good for 1 round-trip qualifying domestic economy fare ticket.
  • Preferred Boarding
    • Cardholder plus up to 4 companions on the same reservation.
  • Earn Elite Qualifying Dollars
    • Earn 3,000 EQDs when you spend $25,000+ on the card during the calendar year.
    • Does not count towards Million Miler Status.
  • 25% Off In-Flight Purchases

The benefits that stand out most is the ability to earn EQDs with heavy spend and the 5% mileage bonus. Both of these benefits are not offered on the CitiBusiness AAdvantage Platinum Select Card.

If you don't have AAdvantage Elite Status, the first checked bag free can save you some money. You should also be able to squeeze some value out of the Companion Certificate as well.

Sign Up Bonus (SUB)

The signup bonus for the Barclay Aviator Business Card usually hovers around 40,000 bonus miles. At my rate of 1.4 cents per mile, 40,000 AAdvantage Miles is worth $560. It could be worth more or less depending on the redemption. The best way to know their value to you, is to head over to AA's website and look for flights that cost around that amount. Once you find a flight, note how much it costs in points and how much that same flight costs in cash. You can use the Points and Miles Cash Value Calculator to plug in amounts and see how much value you're getting out of your AA miles.

Fees

Annual Fee

The annual fee for the AAdvantage Aviator Business Card is $95. This is average for this type of reward card. It could easily be worth the fee if you plan on using the card consistently to rake up AAdvantage Miles. The very similar CitiBusiness Platinum Select Card has the annual fee waived the first year before paying the $95 on the renewal.

Authorized User Fee

The AAdvantage Aviator Business Card does not have an authorized user fee. This allows you to add family and friends so that you can work together to build AAdvantage Miles faster.

Foreign Transaction Fee

The Barclay AAdvantage Aviator foreign transaction fee is 0%. Besides the Citi AAdvantage MileUp Card and the Citi AAdvantage Gold Card, the other AAdvantage credit cards have no foreign transaction fee.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
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All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
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This will clear the spend in all of the categories in both columns. This will also clear all saved values.
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Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
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Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
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Total Card Value
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Total Return
The percent you are earning per dollar spent on this card.

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