Delta Skymiles Blue AMEX | Review and SkyMiles Calculator

Delta Skymiles Blue AMEX Card (2020)

Card Review & Skymiles Calculator
2x Restaurant
2x Delta Purchases
20% Off Delta In-Flight Purchases

Review the benefits of the Delta Skymiles Blue AMEX Card, calculate how many Skymiles you can earn based on spend, and compare results against top cards.

The Delta SkyMiles Blue AMEX is a great card for those who want access to Delta's basic (but useful) perks such as Pay with Miles and saving on in-flight purchases. If you have any of Delta's other AMEX cards, this is the best card to downgrade to if you do not need the additional benefits and don't want to keep paying an annual fee.

Bonus Categories

The Delta Skymiles Blue Card features two bonus categories which are Delta purchases and restaurants. There is no limit to how many Skymiles you can earn spending across either bonus category and no limit to the amount of Skymiles you can earn with the card in general.

2x Delta Purchases

When you use the Delta Skymiles Blue AMEX Card for Delta purchases you will earn 2 Skymiles per $1 spent. Spending with delta counts as purchases where Delta is the merchant of record, such as purchases via, phone reservations, or ticket counters, upgrades, miles, seat selection, Delta Sky Club® membership or passes, pre-purchased meals, in-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights. Do note that in-flight wireless internet access is not counted as a Delta purchases.

This is a solid amount of SkyMiles for a card with no annual fee, but you can earn more SkyMiles per $1 with several other Delta AMEX Cards and Membership Rewards credit cards.

2x Restaurants

The Delta Skymiles Blue AMEX Card will earn you 2 Skymiles per $1 spent at restaurants worldwide. This includes fast food, fine dining, and some delivery services.

You can earn the same amount of SkyMiles with the personal and business Delta Gold and Delta Platinum cards. You can also earn 2x or more with Membership Rewards Cards such as the AMEX Gold Card (4x) and AMEX Everyday Preferred (up to 4.5x).

1x Non-Category

All purchases outside of Delta Airlines and restaurants will earn you 1 Skymile per $1 spent. This is a low return and is the non-category rate across all Delta AMEX Cards. The only way to get a better return is to use Membership Rewards credit cards and then transfer those points to your Delta SkyMiles account. The best two cards will be the AMEX Blue Business Plus which earns 2 points per $1 spent on the first $50,000 in purchases made during the year and the AMEX Everyday Preferred which can earn up to 1.5 points per $1 spent when you hit the swipe requirements for the 50% bonus points.

Perks and Benefits

20% Off In-Flight

When you use your Delta Skymiles Blue AMEX Card to pay for purchases in-flight on Delta-operated flights, you will receive 20% off in the form of a statement credit. Purchases that qualify for this discount includes pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets. This is a great benefit for those who typically spend money in-flight.

This benefit is featured on all Delta AMEX credit cards.

Pay With Miles

When you wield the power of the Delta Skymiles Blue AMEX Card, you will be able to partake in the ability to Pay with Miles at checkout when purchasing airfare on Delta's website. When doing such, your Skymiles will be worth 1 cent each. While this isn't the highest amount you can squeeze out of your Skymiles, do note that using Pay with Miles allows you to still earn both Medallion Qualification Miles (MQMs), Medallion Qualification Segments (MQSs), and Medallion Qualifying Dollars (MQDs) on the portion you paid for in cash. When you redeem your miles through the standard Miles+Cash option, you'll get the higher point value of around 1.2 cents, BUT you will not receive MQMs, MQSs, or MQDs. So if you're working on Delta Medallion Status, you'll want may want to consider Pay with Miles from time to time depending on the flight.

Standard AMEX Benefits

The Delta Skymiles Blue AMEX Card comes with a few American Express benefits that can be useful. This includes:

These benefits can add a little bit of extra value to the card. Both the AMEX Offers and Car Rental Loss & Damage Insurance can save you a great deal throughout the year. ShopRunner membership is also nice for those who want free 2-day shipping at top retailers.

Sign Up Bonus

The standard sign up bonus for the Delta Skymiles Blue AMEX Card is 10,000 Skymiles after spending $500 on the card within the first 3 months of having it. At a value of 1.2 cents per Skymile, this is worth about $120. 10,000 Skymiles will typically not get you that far, but it's a decent and easy to obtain bonus on a no-annual fee card.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Delta Skymiles Blue AMEX Card has no annual fee. This means you'll be able easily earn a positive return while also enjoy the few benefits the card has to offer.

Authorized User Fee

The authorized user fee form the Delta Skymiles Blue AMEX Card is $0. If you have friends and family who spend a great deal on restaurants and Delta, adding them as additional users can help you build your Skymiles faster.

Foreign Transaction Fee

The Delta Skymiles Blue AMEX Card has a 0% foreign transaction fee. That makes this a decent choice for international spending and travel for those who wish to earn Delta Skymiles.

Upgrading & Downgrading Delta Cards

The Delta Skymiles Blue AMEX Card is the lowest card in the Delta AMEX family. If ever you want to upgrade your card, you can do so by contacting American Express either by phone or by chat when logged into your account. If you're logged into your American Express account, you can also by brining up the card that you want to upgrade to. The 'Apply Now' button will usually be replaced by 'Upgrade Request'.

Remember that AMEX sign up bonuses are once per card, per lifetime. American Express will sometimes offer sign up (or upgrade) bonuses. These will be displayed on the page like any normal sign up bonus. So if you do not see a sign up bonus offer on the page, upgrading will give you no bonus. Just remember that upgrading to another AMEX Card in which you have never received a sign up bonus for will forfeit your chance to earn a sign up bonus for that card.

Delta Card Order

The order of the Delta personal AMEX Cards from lowest to highest tier are:

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
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Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
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All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
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Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
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This will clear the spend in all of the categories in both columns. This will also clear all saved values.
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Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
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Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Sum of all rewards above this line.
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Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
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This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
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Grand Total
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The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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Page Last Updated: 2020-04-27
Article By: Robert Flowers III

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