Delta SkyMiles Gold AMEX Card Calculator

Card Details & SkyMiles Calculator
2x Delta Airlines
2x Restaurant
2x U.S. Supermarket
1st Checked Bag Free
20% Off Delta In-Flight Purchases
Priority Boarding
Pay w/ Miles
$100 Delta Flight Credit w/ Spend

Review the benefits of the newly revamped Delta SkyMiles Gold Card (2020), calculate how many SkyMiles you can earn based on spend, and compare results.

The Delta SkyMiles Gold AMEX Card is an entry level card for those looking to earn a few benefits with Delta. The card works best for those who fly Delta that are looking to save money on checked bags and great for those looking to earn Delta SkyMiles without worrying about managing multiple cards.

Bonus Categories

The Delta SkyMiles Gold AMEX Card features three bonus categories which are Delta Airlines, U.S. supermarket, and restaurant (worldwide) purchases. There is no limit to the amount of bonus Delta SkyMiles you can earn spending in these categories and no limit to the amount of miles you can earn with the card overall.

  • 2x Delta Purchases
    • Includes:
      • Purchases via, phone reservations and the ticket counter
      • Upgrades
      • Miles
      • Seat Selection
      • Delta Sky Club® membership or passes
      • Pre-purchased meals
      • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
    • In-flight purchases of wireless internet access is not counted as a Delta purchase.
  • 2x U.S. Supermarkets
  • 2x Restaurants (Worldwide)
  • 1x Non-Category

Perks & Benefits

The Delta SkyMiles AMEX Gold features a nice amount of benefits for those that enjoy flying Delta. The most useful benefit of the card (and reason you should consider it) is the free checked bag benefit which can save you a few hundreds per year if you normally have to pay for bags due to not having Delta Medallion Status.

  • First Checked Bag Free
    • Applies to you and up to 8 other people traveling in the same reservation.
    • You do not have to use the card to get the free checked bag; card just has to be attached to your SkyMiles account.
    • Saves you minimally $25-$30 per one-way trip or $50-$60 roundtrip.
  • $100 Flight Credit
    • Annual credit offered after spending $10,000+ on the card.
    • Offered in the form of an eCredit that can be applied to Delta flight purchases made through or via Delta Resevations.
  • Priority Boarding
    • Offers Main Cabin 1 boarding for you and everyone traveling on the same reservation.
  • 20% Off In-Flight Purchases
    • Applies to Delta-operated flights.
    • Discount is issued in the form of a statement credit.
    • Qualifying purchases include pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets.
  • Pay With Miles
    • Use Delta SkyMiles to lower the price of your airfare.
    • Redeem in 5,000-SkyMile increments which equals $50 off.
    • Gives your SkyMiles a value of 1 cent each.
  • ShopRunner Membership
  • AMEX Benefits
    • American Express Experiences
    • American Express Presale(s)
    • American Express Seating
    • AMEX Offers
  • Protections and Insurance

Sign Up Bonus (SUB)

The standard Delta SkyMiles Gold Card sign up bonus is 30,000 SkyMiles after spending $1,000 on the card within the first 3 months of ownership. This is a solid bonus that's worth around $360 at a value of 1.2 cents per Skymile. This can easily get you a short-haul domestic roundtrip flight and possibility a long-haul one-way trip to a destination.

delta gold 50000 sign up bonus

Special sign up bonuses for the Delta SkyMiles Gold AMEX Card usually max out around 50,000 SkyMiles. That's usually the best time to apply for the card to secure a great bonus with minimal spend.


Annual Fee

The annual fee for the Delta SkyMiles Gold AMEX Card is $99. If you're picking up this card to avoid the $25 baggage fee per one-way, then you'll easily make up for the annual fee if you take two roundtrip flights (or one roundtrip if others are traveling with you). Checked bags aside, the remaining perks on this card can easily be worth the fee as well.

Authorized User Fee

There is no fee for adding authorized users to the Delta SkyMiles Gold AMEX Card. If you're looking to earn more miles and/or trying to reach the $10,000 in spend for the $100 Delta credit, adding additional users is the way to go. Do note that additional card members will not receive priority boarding or the first checked bag free perk. The primary cardholder of the Delta SkyMiles Gold AMEX Card will need to be present in order for others traveling on the same reservation to receive these perks.

Foreign Transaction Fee

The Delta SkyMiles Gold Card has a 0% foreign transaction fee. This means you'll be able to use your Delta SkyMiles Gold AMEX Card worldwide wherever AMEX is accepted. The only category that will do you some good internationally will be the restaurant category. The supermarket category is tied to the U.S. so you will not earn any bonus on that spend.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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