Delta Skymiles Platinum Business Card

Card Review & Skymiles Calculator
3x Delta Purchases
3x Hotel
1.5x $5k Purchases
Global Entry / TSA PreCheck Credit
Main Cabin Complimentary Companion Certificate
1st Checked Bag Free
Priority Boarding
Status Boost w/ Spend
Reduced Delta SkyClub Access

Review the benefits of the revamped Delta Skymiles Platinum Business AMEX (2020), calculate how many Skymiles you can earn based on spend, and compare to top cards.


The Delta Skymiles Platinum Business AMEX Card is great for those who fly Delta a few times per year that also wants a handful of useful travel benefits when traveling Delta. This includes free checked bags, an annual companion pass for a person to tag along in Main Cabin for just the cost of taxes/fees, and a nice return on hotel spending along with bonus points for large purchases. While it doesn't have the useful business categories offered on the Delta Skymiles Gold Business AMEX, it's still a great business card for those who fly Delta often.

Bonus Categories

The Delta Skymiles Platinum Business AMEX Card features two bonus categories which are Delta airlines and hotel purchases. There is no limit to the amount of bonus Skymiles you can earn spending in these two categories and no limit to the amount of Skymiles you can earn with the card overall.

Large purchases of $5,000 or more will also grant you an additional 0.5 points per $1 spent for a total multiplier of 1.5x. You can earn up to an additional 50,000 extra miles associated with this benefit per calendar year. Do note that this is not factored into the SkyMiles Calculator featured on this page.

  • 3x Delta Airlines
    • Includes:
      • Purchases via delta.com, phone reservations and the ticket counter
      • Upgrades
      • Miles
      • Seat Selection
      • Delta Sky Club® membership or passes
      • Pre-purchased meals
      • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
    • In-flight purchases of wireless internet access is not counted as a Delta purchase.
  • 3x Hotel
    • Must be booked directly with the hotel; 3rd party bookings will not apply (e.g. Expedia, Agoda, Hotels.com)
  • 1x Non-Category
    • Large, single, non-category purchases of $5,000+ will earn an additional 0.5 SkyMiles per $1 for a total of 1.5x SkyMiles.
    • If a merchant breaks up your purchase/charges into smaller amounts that add up to $5,000+, it will not count.
    • This benefit does not stack with bonus categories (e.g. Delta purchases, hotel purchases).

Perks & Benefits

The Delta SkyMiles Platinum Business AMEX is loaded with benefits for those who frequently fly Delta. It is the Delta Business Card that I recommend to those who want a card that sits perfectly in the middle.

  • Annual Main Cabin Companion Pass
    • Annual benefit starting on your first card anniversary, and every card anniversary from then on.
    • Companion can travel along with you on a Main Cabin booking for just the cost of taxes and fees.
    • Applies to travel between the 48 contiguous states; if you live in a non-contiguous state, it's good for travel to the continguous states.
  • Status Boost
    • Earn 10,000 Medallion Qualification Miles (MQMs) for every $25,000 in spend ran across the card.
    • Can earn the status boost twice per calendar year for a total of 20,000 MQMs after $50,000 in spend.
    • Status Boost can be stacked with Status Boosts earned from other Delta AMEX credit cards.
  • Global Entry/TSA PreCheck Credit
  • Medallion Qualification Dollar (MQD) Waiver
    • Spending $25,000 will waive the MQD requirement for Silver, Gold, and Platinum Medallion Status.
    • Spending $250,000 will waive the MQD requirement for Diamond Medallion Status.
    • Credit card spend between all of your Delta AMEX cards will count as long as you have at least a personal or business version of the Delta Platinum or Delta Reserve AMEX cards.
  • Reduced Delta Skyclub Access
    • Delta Sky Club exclusive per-visit rate of $39 which saves you about $20 per visit.
    • Up to two guests or immediate family can also tag along for the exclusive per-visit rate of $39 per person.
    • The Delta Reserve AMEX Card and AMEX Platinum Card both grant complimentary SkyClub access, so be sure to run the numbers.
  • First Checked Bag Free
    • Applies to you and up to 8 other people traveling in the same reservation.
    • You do not have to use the card to get the free checked bag; card just has to be attached to your SkyMiles account.
    • Saves you minimally $25-$30 per one-way trip or $50-$60 roundtrip.
  • 20% Off In-Flight Purchases
    • Applies to Delta-operated flights.
    • Discount is issued in the form of a statement credit.
    • Qualifying purchases include pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets.
  • Pay With Miles
    • Use Delta SkyMiles to lower the price of your airfare.
    • Redeem in 5,000-SkyMile increments which equals $50 off.
    • Gives your SkyMiles a value of 1 cent each.
  • AMEX Benefits
    • American Express Experiences
    • American Express Presale(s)
    • American Express Seating
    • AMEX Offers
  • AMEX Business Card Benefits
    • Account Manager
    • Vendor Pay by Bill.com
    • American Express Business App
  • Protections and Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the Delta Skymiles Platinum Business AMEX is 50,000 Skymiles after making $3,000 in purchases within the first 3 months of having the card. At times, this card also offers an alternative sign up bonus of 5,000 Medallion Qualification Miles (MQMs) and 35,000 Skymiles after you make $1,000 in purchases within the first 3 months of having the card. The better option of the two is the 50,000 Skymiles unless you really cherish MQMs.

Promotional sign up bonuses for the Delta Skymiles Platinum Business AMEX can be as high as 70,000 Skymiles. This is what you'll want to aim for if you're looking for a solid sign up bonus that can take you far.

Fees

Annual Fee

The annual fee for the Delta Skymiles Platinum Business AMEX Card is $250. In my opinion, the companion pass alone makes up for the fee of the card if you plan on taking a trip with another person. Outside of the companion pass, Status Boost and the MQD Waiver can also be great benefits if you have the ability to run heavy spend through the card. If none of those benefits tickle your fancy, you'll want to consider looking at Delta Skymiles Gold Business AMEX Card.

Authorized User Fee

The Delta Skymiles Platinum Business AMEX does not have a fee associated with adding additional employee cards. If you have employees (or family/friends) that spend money on Delta and hotel purchases or you need help trying to hit the MQD Waiver and Status Boost, adding additional users will help you hit your goal.

Foreign Transaction Fee

The Delta Skymiles Platinum Business AMEX has a 0$ foreign transaction fee. This means you can use the card for intentional travel and spending without being penalized. While it's great that it has a 0% FTF, this card will not earn you much in terms of non-category spend. You'll want to consider Membership Rewards credit cards for international travel and transfer those earned points to your Delta Skymiles account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
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Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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This will clear the spend in all of the categories in both columns. This will also clear all saved values.
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Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
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