Delta Skymiles Reserve AMEX Card Calculator

Card Details & Skymiles Calculator
3x Delta Purchases
First Class Complimentary Companion Certificate
Delta SkyClub One-Time Guest Passes
Delta SkyClub Access
Status Boost
Complimentary Upgrades & Upgrade Priority
20% Off Delta In-Flight Purchases
Pay With Miles
MQD Waiver
Centurion Lounge Access
Global Entry / TSA PreCheck
1st Checked Bag Free

Review the benefits of the Delta Skymiles Reserve AMEX (2020), calculate how many Skymiles you can earn based on your spend, and compare against top cards.

The Delta Skymiles Reserve Card is Delta's premium credit card. I find this card to be for people who want to either spend their way to Delta Medallion Status or for those who want to enjoy at least one first class flight per year with the First Class Companion Pass. The card itself has a high pricing point of $550, but the benefits of the card can easily make up for that fee and more.

Bonus Categories

The Delta Skymiles Reserve AMEX Card features one bonus category which is Delta purchases. There is no limit to the amount of bonus SkyMiles you can earn using your card on Delta purchases and no limit to the amount of SkyMiles you can earn using the card overall.

  • 3x Delta Airlines
    • Includes:
      • Purchases via, phone reservations and the ticket counter
      • Upgrades
      • Miles
      • Seat Selection
      • Delta Sky Club® membership or passes
      • Pre-purchased meals
      • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
    • In-flight purchases of wireless internet access is not counted as a Delta purchase.
  • 1x Non-Category

Perks & Benefits

The Delta SkyMiles Reserve AMEX Card offers the most perks benefits when flying Delta compared to the other Delta AMEX personal cards. This includes a first class compainion pass, Delta SkyClub membership, Centurion Lounge access, and much more.

  • Annual First Class Companion Pass
    • Annual benefit starting on your first card anniversary, and every card anniversary from then on.
    • Companion can travel along with you on a First Class (or Main Cabin... but don't do that) booking for just the cost of taxes and fees.
    • Applies to travel between the 48 contiguous states; if you live in a non-contiguous state, it's good for travel to the continguous states.
  • Complimentary Delta SkyClub Access
    • Applies to you and additional Reserve card members.
    • Must be traveling on a same-day Delta-marketed or -operated flight.
    • If you or an additional card member is traveling on a Delta partner flight, you'll be charged a reduced fee of $39 per person, per location on the Reserve Card.
  • 2 Delta SkyClub One-Time Guest Passes
    • Receive two one-time guest passes for complimentary access to the Delta SkyClub annually.
    • Good for one year.
    • Guests using the pass must be traveling on a same-day Delta-marketed or -operated flight.
  • Centurion Lounge Access
    • Complimentary access to American Express Centurion Lounges when flying on a same-day Delta-marketed or -operated flight.
    • Must book your flight on a U.S. issued American Express Card.
    • You can bring up to two guests for $50 per guest, per location.
    • You can obtain complimentary Centurion Lounge access with the AMEX Platinum and AMEX Business Platinum cards.
  • Status Boost
    • Earn 15,000 Medallion Qualification Miles (MQMs) for every $30,000 in spend ran across the card.
    • Can earn the status boost four times per calendar year for a total of 60,000 MQMs after $120,000 in spend.
    • Status Boost can be stacked with Status Boosts earned from other Delta AMEX credit cards.
  • Complimentary Upgrades & Upgrade Priority
    • Offers better chance to receive complimentary upgrades over non-cardholders with the same Medallion level as you.
    • If you're a non-Medallion member, you'll be eligible for complimentary upgrades.
  • Global Entry/TSA PreCheck Credit
  • Medallion Qualification Dollar (MQD) Waiver
    • Spending $25,000 will waive the MQD requirement for Silver, Gold, and Platinum Medallion Status.
    • Spending $250,000 will waive the MQD requirement for Diamond Medallion Status.
    • Credit card spend between all of your Delta AMEX cards will count as long as you have at least a personal or business version of the Delta Platinum or Delta Reserve AMEX cards.
  • First Checked Bag Free
    • Applies to you and up to 8 other people traveling in the same reservation.
    • You do not have to use the card to get the free checked bag; card just has to be attached to your SkyMiles account.
    • Saves you minimally $25-$30 per one-way trip or $50-$60 roundtrip.
  • 20% Off In-Flight Purchases
    • Applies to Delta-operated flights.
    • Discount is issued in the form of a statement credit.
    • Qualifying purchases include pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets.
  • Pay With Miles
    • Use Delta SkyMiles to lower the price of your airfare.
    • Redeem in 5,000-SkyMile increments which equals $50 off.
    • Gives your SkyMiles a value of 1 cent each.
  • ShopRunner Membership
  • AMEX Benefits
    • American Express Experiences
    • American Express Presale(s)
    • American Express Seating
    • AMEX Offers
  • Protections and Insurance
    • Baggage Insurance Plan
    • Car Rental Loss & Damage Insurance
    • Extended Warranty
    • Purchase Protection
    • Return Protection
    • Trip Delay Insurance
    • Trip Cancellation and Interruption Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the Delta Skymiles Reserve AMEX Card is 30,000 Skymiles and 10,000 MQMs. While the 10,000 MQMs can be a great push towards obtaining Medallion Status, this is a relatively low sign up bonus as you will not typically get too far with 30,000 Skymiles.

I've seen promotion bonuses for the Delta Skymiles Reserve AMEX Card as high as 70,000 Skymiles though it has been rare. I wouldn't recommend that you hold your breath waiting for that type of sign up bonus, but you should at least wait for some kind of elevated bonus (even if only 40k-50k miles) if you're in no rush to apply for the card.


Annual Fee

The annual fee for the Delta Skymiles Reserve AMEX is $550. This falls in line with other premium travel cards such as the AMEX Platinum and Chase Sapphire Reserve. The card itself doesn't offer any credits like the two aforementioned cards, so how much you value the benefits of the Delta Skymiles Reserve AMEX is what it will come down to.

In my opinion, the First Class Companion Pass can easily cover most of not the entire fee of the card if used right. If you don't find much value in the companion pass, the other Reserve card specific benefits such as Delta SkyClub access, Centurion Lounge access, status boost, and upgrade priority can also have help add easy value to the card.

Authorized User Fee

The authorized user fee to add additional cardholders is $0 while the authorized user fee to add additional Reserve Cards is $175 per user. Regular additional cardholders will not gain any real benefits outside of helping you build up your Delta Skymiles when they use the card to make purchases. When you add an authorized user as a Reserve Card member, they will gain access to the Delta SkyClub. If a friend or family member is consistently paying $39 to enter the SkyClub, you might want to start considering adding them as an additional Reserve cardholder.

Foreign Transaction Fee

There is no foreign transaction fee for using the Delta Skymiles Reserve AMEX Card which means you will not be charged a fee when using the card for international shopping and travel. The card doesn't really feature anything that can be useful for international purchases, so while it is nice to not be charged a foreign transaction fee, this isn't the best card to use for non-category spend.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
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Edit the annual fee and authorized user fee of this card (if applicable).
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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