Point Calculator - Chase Southwest Priority Card

Southwest Priority Card

2X Southwest
2X Hotel1
2X Rental Car1
Annual Travel Credit
Boarding Upgrades
20% Off In-Flight Purchases
Annual Anniversary Points
1 Hotel and Car Rental must be Rapid Rewards Partner purchases.

Calculate total Southwest Points and the cash value of the Southwest Priority Card based on your monthly/yearly spend, benefits, and the annual fee. Compare the results side by side against any top rewards card.


This page may contain links and/or referrals that would earn The Point Calculator points, miles, or other financial compensation. For more details, view the Advertising Policy.

The Southwest Priority Card is the top card in the Southwest credit card line-up. While it can be outdone in the earning category using the Ultimate Rewards Program, it truly shines for those who fly Southwest often and want to enjoy a few extra benefits. Perks such as 7,500 anniversary points, an annual airline credit, seat upgrades, and savings on in-flight purchases can be very useful. Cardholders can also run spend through the card to earn Tier Qualifying Points to help earn Southwest Elite Status. If you frequently fly Southwest, this is a card you will want to consider.

Bonus Categories

The Southwest Priority Card features three bonus categories which are purchases made with Southwest, Southwest hotel partners, and Southwest car rental partners. There is no limit to the amount of Rapid Rewards Points you can earn spending in these categories and your points will not expire as long as the card is opened. If it is closed, points will expire if there isn't flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. Below are the details of the Southwest Premier Card's bonus categories.

2x Southwest Airlines

The Southwest Priority Card earns 2 Rapid Rewards Points per $1 spent with Southwest Airlines. This is the same earning rate as all of the Southwest credit cards. If you're looking for more points, you can use the Chase Sapphire Reserve or Ink Business Preferred to earn 3 Ultimate Reward Points per $1 spent and then transfer those earned points to Southwest at a 1:1 ratio. If you're looking for a better return, both Chase cards as well as the AMEX Platinum Card and Citi Prestige are all great choices.

2x Southwest Hotel Partners

The Southwest Priority Card earns 2 Rapid Rewards Points per $1 spent with Southwest hotel partners. This applies specifically to the following hotels:

While earning 2 points per $1 isn't too shabby, you can still earn a higher return with the Chase Sapphire Reserve and Chase Ink Business Preferred. Both earn 3 Ultimate Rewards Points per $1 spent and transfer to Southwest at a 1:1 ratio.

2x Southwest Car Rental Partners

The Southwest Priority Card earns 2 Rapid Rewards Points per $1 spent with Southwest car rental partners. This consists of the following rental car agencies:

Car rental agencies normally does not have co-branded credit cards, so using the Southwest Priority Card to earn miles is a solid choice. As with the other categories, you can earn more with the Reserve and Ink Business Preferred. If you typically rent cars often, it could be more worth your while to charge your car rentals to a card that has primary rental insurance. This lets you waive the expensive fee that most car rental agencies charge you to insure the vehicle. The Ultimate Rewards Point earning Cards and just about all the AMEX Cash Back and AMEX Membership Rewards credit cards offer this benefit. Do note that Chase offers the benefit just by using their card whereas American Express will charge you $19.99 per rental. Both options still come out to be a lot less than $20-$40 per rental day.

1x Non-Category

The Southwest Priority Card earns 1 Rapid Rewards Point on all purchases outside of the categories above. This is a very low return, but this is sadly the highest amount of Southwest Points you can earn on non-category purchases. I recommend placing your non-category purchases on other cards if you can, unless you're really craving Southwest Points.

Perks and Benefits

The Southwest Priority Card comes with several exclusive benefits such as an annual travel credit, upgraded boardings, and cash back on in-flight purchases. The remaining perks are offered on the other Southwest credit cards and are either slightly improved upon or the same.

$75 Annual Travel Credit

Southwest Priority Cardholders will receive $75 in annual travel credit that they can apply to Southwest purchases made throughout their anniversary year. Statement credits will post to your account the same day your Southwest Airlines purchase posts to your account. Do note that Upgraded Boardings and in-flight purchases do not apply to this credit.

4 Upgraded Boardings

Southwest Priority Cardholders will receive 4 upgraded bookings per anniversary year (when available). The upgraded bookings are for positions A1-A15 on Southwest Airlines and can be purchased at the departure gate or ticket counter on the day of travel only. Cardholders will receive a statement credit for the price of the Upgraded Boardings and could take up to 8 weeks to post.

20% Off In-Flight Purchases

Southwest Priority Cardholders will receive 20% off in-flight Southwest purchases when they use their card to pay. This include beverages and in-flight WiFi. If you frequently make purchases onboard Southwest, this card could easily make up for the annual fee.

7,500 Anniversary Points

Southwest Priority Cardholders will receive 7,500 points annually on the cardmember anniversary. These bonus points makes up for a good amount of the card fee. This is higher than the bonuses offered on the other Southwest credit cards.

Tier Qualifying Points

Southwest Priority Cardholders can earn up to 15,000 Tier Qualifying Points per calendar year. Cardholders will earn 1,500 Tier Qualifying Points for every $10,000 in eligible net purchases on the card. This helps speed up the process of obtaining Southwest Elite Status and the popular Southwest Companion Pass.

Standard Chase Benefits

The Southwest Priority Credit Card comes with the standard Chase credit card perks such as Lost Luggage Reimbursement, Extended Warranty Protection, Baggage Delay Insurance, and Purchase Protection.

Sign Up Bonus

The standard sign up bonus for the Southwest Priority Card is 40,000 Southwest Rapid Rewards Points after you spend $1,000 on purchases in the first 3 months of account opening. This has a cash value of about $560 which isn't bad at all. You'll have to do a little research to squeeze out a free round-trip flight, but it shouldn't require too much depending on airport and dates.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Southwest Priority Card is $149. Between the travel credits offered with the card and the annual 7,500 Rapid Rewards Points, the fee is easily taken care of. Add on the fact that you will save on in-flight purchases and receive four upgraded bookings and it should be a no-brainer for anyone frequently flying Southwest.

Authorized User Fee

There is no authorized user fee for the Southwest Priority Card. This means you can add additional users to help build Southwest Rapid Rewards Points faster.

Foreign Transaction Fee

The Southwest Priority Card is a 0% foreign transaction fee. This allows you to use the card overseas without any type of penalty. You will not earn too much in terms of points with international travel spending outside of the given bonus categories, but it doesn't hurt to have a good backup 0% FTF Visa card on hand.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
-
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
-
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Loading...
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
-
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Use Rakuten when booking travel and shopping online to earn additional cash back on top of your reward points. Rakuten sends you directly to your favorite sites so you can shop as you normally would. It's easy! Sign up and earn $10 with your first purchase!
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
-

Recent News/Articles


Page Last Updated: 2019-06-28

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.