Transfer Points To Southwest | Southwest Airline Partners

Transferring Points To Southwest

Calculate the transfer of points from partners to Southwest Airlines and learn about the best credit cards for earning Southwest Rapid Rewards Points.

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There are many ways to earn Southwest Points including flying Southwest, booking travel with their partners, shopping online, and even paying your energy bills, but one of the best ways to earn points fast is by transferring points earned in other rewards programs. This allows you to boost your account balance by running spend through partner cards that may have better earning rates than Southwest's own cards. You can then transfer those earned points to Southwest. Read on to learn about the programs that transfers to Southwest and the best credit cards these partners offer for Southwest customers.

Transfer Points To Southwest

Several partner rewards programs transfer directly into the Southwest's Rapid Rewards Program. This gives you the chance to earn Southwest Points at a faster rate than Southwest credit cards across several bonus categories. Listed in the table below are the partners that transfer directly to the Southwest Rapid Rewards Program. Enter any amount of Southwest Points in the calculator below to see how many rewards you need in the partnering program to equal the amount you specified. You can click on any of the programs to learn more about earning, redeeming, and transferring rewards with their loyalty program.

Ultimate Rewards Points

The Chase Ultimate Rewards Program is going to be the primary choice for earning Southwest Points outside of Southwest credit cards. Ultimate Rewards is the only major bank program that transfers to Southwest and it's a great 1-to-1 rate meaning you will earn 1 Southwest Rapid Rewards Point for every 1 Ultimate Rewards Point you transfer. This gives you three Ultimate Rewards point earning cards to work which really comes down to the luxury Chase Sapphire Reserve and Ink Business Preferred being the best options thanks to them both earning 3 points per $1 spent across travel and several other categories.


Marriott Bonvoy always gets an honorable mention due to the fact that Marriott Bonvoy Points transfers at a 3:1 ratio to most of its 40+ partners. It's the best transfer ratio of any hotel program and they offer a bonus 15,000 points for every 60,000 that you transfer for which gives you a bonus 5,000 miles. For elitists that go for hotel elite status, Marriott Titanium status plus any Marriott Credit Card will earn you 23.5 points per $1 spent at Marriott which is equal to 7.83 miles when transferred.

Earning With Partner Credit Cards

All of the credit cards listed in the table below allow you to earn rewards and transfer them directly to your Southwest Rapid Rewards Account. This gives you alternative ways to earn rewards through spend and sign up bonuses. The earning rates listed are based on the transfer ratio when converting rewards to Southwest Rapid Rewards Points. Remember you can use the Search By Currency function on cards that earn rewards with specific programs!

The card section above is scrollable.

Chase Sapphire Reserve

The Chase Sapphire Reserve earns 3 Ultimate Rewards Points per $1 spent on travel and dining. With that transferring over to Southwest Rapid Rewards at 1:1 ratio, you're looking at the higher return on airline purchases than most of the Southwest Cards (Business Performance excluded) and an excellent 3 miles per $1 spent on dining. The Chase Sapphire Reserve is a luxury card that has a price tag of $450 annually, but it comes with $300 in annual travel credits which applies towards any travel purchase. So if you plan on spending $300 in travel during the year, this card will have a true annual fee of $150. Even that's a steal when the card comes loaded with benefits such as Priority Pass, a Global Entry/TSA PreCheck credit, and Chase's excellent trip protection and insurance.

Chase Ink Business Preferred

Earning 3 Southwest Rapid Rewards Points per $1 spent on travel, shipping, Internet, cable, telecommunications, and advertisement is possible with the Ink Business Preferred. To top off those great categories, the card comes with a standard 80,000 point sign up bonus which can really add to your Southwest account.

Chase Cash Back Cards

If you own at least one Ultimate Rewards Point earning card, you can transfer cash back earned with Chase into Ultimate Rewards Points at a 1 cent for 1 point ratio. This opens up four cash back credit cards. The Chase Freedom which earns 5% cash back on rotating quarterly categories equal to earning 5x Southwest Points. The Chase Ink Business Cash which earns 5 points per $1 on office supply stores, Internet, cable, & telecommunications. Lastly, either the Chase Freedom Unlimited or Ink Business Unlimited will earn you 1.5% back on all purchases which equal to earning 1.5x Southwest Points on all purchases. I'd recommend picking an Ultimate Rewards Card and then maybe pairing it with another card or two. You could also form the Chase Trifecta (or build your own).

Marriott & Best Western

Southwest has several hotel partners that can earn 2 points per $1 using their Chase Southwest credit cards. Marriott and Best Western's credit cards also earn the equivalent of 2 Southwest Points when transferred. So if you want to pick up any of the Marriott Bonvoy or Best Western credit cards, you can earn at the same rate and enjoy the perks offered by these credit cards.

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Page Last Updated: 2019-08-27

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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