Southwest Premier Credit Card Calculator

Card Review & Southwest Point Calculator
2X Southwest
2X Southwest Hotel Partners
2X Soutwhest Rental Car Partners
Annual Bonus Points
Earn Tier Qualifying Points

The Chase Southwest Airlines Premier Credit Card is a great choice for anyone looking to earn a few great Southwest benefits. While not nessecarily the best card for earning Southwest Rapid Rewards Points, this card still offers key perks such as ability to earn Tier Qualifying Miles based off spend and earn anniversary points annually. If the Chase Southwest Priority Card is not your cup of tea, this is the next best thing.

Bonus Categories

The Southwest Airlines Premier Card feature three bonus categories that earn extra Rapid Rewards Points. Those categories are Southwest Airline purchases, hotels, and rental cars. There is no limit to the amount of Rapid Rewards Points you can earn spending in these categories and there's no limit to the amount of Rapid Rewards Points you can earn with the card overall

Do note that the Southwest Plus, Southwest Premier, and Southwest Priority credit cards have the same earning structure.

Perks & Benefits

The Southwest Premier Card comes with anniversary points and the ability to earn Tier Qualifying Points on spend.

  • 6,000 Anniversary Points Annually
  • Earn Tier Qualifying Points
    • Earn 1,500 Tier Qualifying Points for ever $10,000 in eligible net spend ran through the card.
    • Earn up to 15,000 Tier Qualifying Points per calendar year which is $100,000 in annual spend.
  • Travel & Purchase Coverage
    • Lost Luggage Reimbursement
    • Baggage Delay Insurance
    • Extended Warranty Protection
    • Purchase Protection

Sign Up Bonus (SUB)

The Southwest Premier Credit Card sign up bonus is 40,000 Rapid Rewards Points after spending $1,000 on purchases within the first 3 months of account opening. This is the same standard sign up bonus as the other personal Southwest credit cards.

Fees

Annual Fee

The annual fee for the Southwest Premier Credit Card is $99. The annual 6,000 bonus points should take care of most of the fee. Between that bonus and the ability to earn double Southwest points and Tier Qualifying Point based on spend, you should be able to easily justify the fee if you fly Southwest Airlines.

Authorized User Fee

The authorized user fee for the Southwest Premier Card is $0. If you're looking to accumulate extra Southwest Rapid Rewards Points, I'd recommend adding friends and family to the card.

Foreign Transaction Fee

The foreign transaction fee for the Southwest Premier Card is 0%. This means you can use the Southwest credit card worldwide and earn Rapid Rewards Points no matter where you're at without being penalized a fee for international purchases. While that's great, you'll be better off using Chase Ultimate Rewards credit cards and transferring those earned points to your Southwest Rapid Rewards account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
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Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
0
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
$0
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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