Southwest Priority Card Calculator

Card Details & Southwest Point Calculator
2X Southwest
2X Southwest Hotel Partners
2X Soutwhest Rental Car Partners
Annual Travel Credit
Boarding Upgrades
20% Off In-Flight Purchases
Annual Anniversary Points
Earn Tier Qualifying Points

Review the benefits of the Southwest Priority Card, calculate how many Southwest Points you can earn based on spend, and compare against top credit cards.

The Southwest Priority Card is the top card in the Southwest credit card line-up. While it can be outdone in the earning category using the Ultimate Rewards Program, it truly shines for those who fly Southwest often and want to enjoy a few extra benefits. Perks such as 7,500 anniversary points, an annual airline credit, seat upgrades, and savings on in-flight purchases can be very useful. Cardholders can also run spend through the card to earn Tier Qualifying Points to help earn Southwest Elite Status. If you frequently fly Southwest, this is a card you will want to consider.

Bonus Categories

The Southwest Priority Card features three bonus categories which are purchases made with Southwest, Southwest hotel partners, and Southwest car rental partners. There is no limit to the amount of Rapid Rewards Points you can earn spending in these categories and no limit to the amount of Rapid Rewards Points you can earn with the card overall.

Do note that the Southwest Plus, Southwest Premier, and Southwest Priority credit cards have the same earning structure.

Perks & Benefits

The Southwest Priority Card comes with several exclusive benefits such as an annual travel credit, upgraded boardings, and cash back on in-flight purchases. The remaining perks are offered on the other Southwest credit cards and are either slightly improved upon or the same.

  • Annual $75 Travel Credit
    • Applies to Southwest purchases made throughout the anniversary year.
    • Credits post the same day that Southwest Airline purchase posts to your account.
    • Upgraded boardings and in-flight purchases do not apply.
  • 4 Upgraded Boardings Annually
    • Earn 4 upgraded bookings per anniversary year.
    • Applies to positions A1-A15 on Southwest Airlines.
    • Can be purchased at the departure gate or ticket counter on the day of travel only.
    • Upgrades are in the form of a statement credit for the price of the upgraded booking; could take 8 weeks to post.
  • 20% Off In-Flight Purchases
    • Includes beverages and in-flight Wi-Fi.
    • Discount is in the form of a statement credit.
  • 7,500 Anniversary Points Annually
  • Earn Tier Qualifying Points
    • Earn 1,500 Tier Qualifying Points for ever $10,000 in eligible net spend ran through the card.
    • Earn up to 15,000 Tier Qualifying Points per calendar year which is $100,000 in annual spend.
  • Travel & Purchase Coverage
    • Lost Luggage Reimbursement
    • Baggage Delay Insurance
    • Extended Warranty Protection
    • Purchase Protection

Sign Up Bonus (SUB)

The standard sign up bonus for the Southwest Priority Card is 40,000 Southwest Rapid Rewards Points after you spend $1,000 on purchases in the first 3 months of account opening which isn't bad at all.


Annual Fee

The annual fee for the Southwest Priority Card is $149. Between the travel credits offered with the card and the annual 7,500 Rapid Rewards Points, you should easily be able to make this card worth it. Add on the fact that you will save on in-flight purchases and receive four upgraded bookings and it should be a no-brainer for anyone frequently flying Southwest.

Authorized User Fee

There is no authorized user fee for the Southwest Priority Card. This means you can add additional users to help build Southwest Rapid Rewards Points faster.

Foreign Transaction Fee

The Southwest Priority Card is a 0% foreign transaction fee. This allows you to use the card overseas without any type of penalty. You will not earn too much in terms of points with international travel spending outside of the given bonus categories. If you're looking to earn Southwest Points on International travel, you'll want to consider the Chase Ultimate Rewards Program.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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