This card is no longer open to new applicants as of March 15, 2020. It has been replaced by the United Club Infinite Card.

United Club Credit Card Calculator

Card Details & United Miles Calculator
2X United Airlines
1.5X Everything Else
United Club Membership
2 Free Checked Bags
United Premier Access
Luxury Hotel & Resort Collection
Hertz President Circle Status

Review the benefits of the United Club Card, calculate how many United Miles you can earn based on your spend, and compare results side by side top cards.


The United Airlines MileagePlus Club Card is a great card for anyone looking to enjoy the comfort of United Club Lounge access when flying United Airlines. Along with lounge access, card holders also receive several other perks such as status with both Hertz Rental Car and Hyatt Hotels and two free checked bags. The United Club Card also earns more points on non-category purchases which would work well for anyone who focuses on MileagePlus Miles.

Bonus Categories

The United MileagePlus Club Card features one bonus category which is United Airlines spending. There is no limit to the amount of United Miles you can earn with this card and there is no cap to the United Airlines bonus category.

  • 2x United Purchases
    • Includes purchases made directly with United such as:
      • United Airline Tickets
      • Seat Upgrades
      • In-Flight Food, Beverage, and Wi-Fi
      • Baggage Service Charges
      • Other United Fees
    • You will not receive bonus miles for purchases made with:
      • United Cruises
      • MileagePlus X
      • DIRECTV
      • Merchandise Awards
  • 1.5x Non-Category

Perks & Benefits

The United Club Card comes with a handful of useful benefits including United Club membership, a free checked bag, and United Premier access.

  • United Club Membership
    • Grants access to United Club locations and participating Star Alliance affiliated lounges around the world.
  • 2 Free Checked Bags
    • Must use card to pay for your United airfare ticket.
    • Up to one companion traveling on the same reservation can also get their first and second bag checked free.
    • Does not apply to authorized users unless they're on the same reservation as the cardholder.
  • Premier Access Travel Services
    • Includes:
      • Priority Check-In
      • Priority Security Screening
      • Priority Boarding
      • Priority Baggage Handling Privileges
  • Hertz President's Circle Status
  • Luxury Hotel & Resort Collection
    • Provides special hotel benefits when booking through the LHR Collection with your card including:
      • Daily Breakfast For Two
      • A Special Benefit Unique To Each Property (such as a dining/spa credit)
      • Complimentary Wi-Fi
      • A Room Upgrade (if available)
      • Early Check-In (if available)
      • Late Check-Out (if available)
  • Travel & Purchase Protections
    • Trip Cancellation
    • Trip Interruption Insurance
    • Baggage Delay Insurance
    • Purchase Protection
    • Extended Warranty Protection

Sign Up Bonus (SUB)

The United MileagePlus Club Card sign up bonus sits at 50,000 United Miles which can be worth $500 to $600+ depending on how much you value United Miles. During promotions this sign up bonus can be as high as 70,000-80,000 United Miles.

Fees

Annual Fee

The annual fee for the United Club Card is $450. While the card doesn't have any annual credits, it does offer United Club Membership which costs more than the annual fee of the card if you pay for it upfront. The extra United benefits such as two free checked bags and Premier Access benefits as well as the complimentary Hertz status can also add to the value of the card.

Authorized User Fee

The United Club Card has an authorized user fee of $0. This provides a great opportunity to add family and friends to capitalize on the 1.5x earnings this card gets on non-category spending.

Foreign Transaction Fee

The foreign transaction fee for the United Club Card is 0%. This allows you to use your card worldwide without worrying about being penalized for out of country purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Total Return
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