Bank of America Travel Rewards Card Cash Value Calculator

Bank of America Travel Rewards Card

1.5x All Purchases
+1.5 Bank of America Travel Center
Customer Bonuses

The Bank of America Travel Rewards Card Calculator will calculate how many points you can earn based on monthly/yearly spend. It will also calculate the cash value of the card based on that spend, how much you value the card benefits, and the annual fee. You can compare the results side by side against any card.


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The Bank of America Travel Rewards Card is great for anyone looking to maximize their points. Since the Travel Rewards Card has no annual fee, it pairs well with the Premium Rewards Card which grants additional Bank of America points for spending in the travel and dining categories. It's also a great card for anyone that uses the Bank of America Travel Portal since this card earns bonus points when booking travel through it.

Bonus Categories

The Bank of America Travel Rewards Card earns points at a flat rate. There is no limit to the amount of Travel Rewards Points you can earn with this card.

1.5x All Purchases

The Bank of America Travel Rewards Card earns an unlimited 1.5 Bank of America points for every dollar spent on all purchases. Since BOA points are worth an easy 1 cent each, this guarantees at least a 1.5% return on all purchases. This is the best return you can get for miscellaneous purchases when it comes to accumulating Bank of America points.

+1.5 Bank of America Travel Center

Purchases in the Bank of America Travel Center with the Travel Rewards Card will earn a bonus 1.5 points for a total of 3 Bank of America Points per $1 spent. This is a great return for anyone looking to earn BOA points. This is the highest earning for Bank of America Points and is featured on the Business Advantage Travel Rewards Mastercard as well. Do note that you will not gain bonus points on insurance purchases (i.e. travel insurance).

Perks and Benefits

Bank Of America Account Bonus

Bank of America Travel Reward Card holders with an active Bank of America checking, savings, or individual retirement account will get a 10% customer point bonus when using the BOA Travel Reward Card. This bonus will not apply to customers who earn the Bank of America Preferred Rewards Client bonus listed below. This also applies to co-applicants. Business accounts do not apply.

Bank of America Preferred Rewards Client Bonus

Bank of America Preferred Rewards Clients can earn up to a 75% customer point bonus when they use their Travel Reward Card on purchases. The Bank of America Preferred bonus is based on qualifying combined balances in your Bank of America banking and/or Merrill Edge® and Merrill Lynch® investing and trading accounts.

  • Gold | 25% Bonus Rewards | $20k to $50k 3-month average in combined balances
  • Platinum | 50% Bonus Rewards | $50k to $100k 3-month average in combined balances
  • Platinum Honors | 75% Bonus Rewards | $100k+ 3-month average in combined balances

This means you can earn as much as a whopping 5 points per $1 for a 5% return on Bank of America Travel Center Purchases and 2.62 points per $1 on all other purchases. You can use the Bank of America Travel Rewards calculator below to select a status level and calculate points based off the bonus!

Sign Up Bonus

The standard Bank of America Travel Rewards Card sign up bonus is 20,000 Travel Reward Points. That is equal to $200 when redeemed toward travel, cash, or gift cards. The Travel Rewards Card is also known to have a 0% intro APR offer.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Bank of America Travel Rewards Card is $0 meaning you will always get a solid return on all purchases.

Authorized User Fee

The Bank of America Travel Rewards Card does not have an authorized user fee. If you're looking to build a good amount of Bank of America Points, I recommend adding additional users to make use of the 1.5x earning rate.

Foreign Transaction Fee

There is no foreign transaction fee on the Bank of America Travel Rewards Card. You can earn rewards shopping internationally without worrying about hurting the value of your Bank of America points.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2019-08-14

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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