Bank of America Travel Rewards Card
The Bank of America Travel Rewards Card Calculator will calculate how many points you can earn based on monthly/yearly spend. It will also calculate the cash value of the card based on that spend, how much you value the card benefits, and the annual fee. You can compare the results side by side against any card.
The Bank of America Travel Rewards Card is great for anyone looking to maximize their points. Since the Travel Rewards Card has no annual fee, it pairs well with the Premium Rewards Card which grants additional Bank of America points for spending in the travel and dining categories. It's also a great card for anyone that uses the Bank of America Travel Portal since this card earns bonus points when booking travel through it.
The Bank of America Travel Rewards Card earns points at a flat rate. There is no limit to the amount of Travel Rewards Points you can earn with this card.
1.5x All Purchases
The Bank of America Travel Rewards Card earns an unlimited 1.5 Bank of America points for every dollar spent on all purchases. Since BOA points are worth an easy 1 cent each, this guarantees at least a 1.5% return on all purchases. This is the best return you can get for miscellaneous purchases when it comes to accumulating Bank of America points.
+1.5 Bank of America Travel Center
Purchases in the Bank of America Travel Center with the Travel Rewards Card will earn a bonus 1.5 points for a total of 3 Bank of America Points per $1 spent. This is a great return for anyone looking to earn BOA points. This is the highest earning for Bank of America Points and is featured on the Business Advantage Travel Rewards Mastercard as well. Do note that you will not gain bonus points on insurance purchases (i.e. travel insurance).
Perks and Benefits
Bank Of America Account Bonus
Bank of America Travel Reward Card holders with an active Bank of America checking, savings, or individual retirement account will get a 10% customer point bonus when using the BOA Travel Reward Card. This bonus will not apply to customers who earn the Bank of America Preferred Rewards Client bonus listed below. This also applies to co-applicants. Business accounts do not apply.
Bank of America Preferred Rewards Client Bonus
Bank of America Preferred Rewards Clients can earn up to a 75% customer point bonus when they use their Travel Reward Card on purchases. The Bank of America Preferred bonus is based on qualifying combined balances in your Bank of America banking and/or Merrill Edge® and Merrill Lynch® investing and trading accounts.
- Gold | 25% Bonus Rewards | $20k to $50k 3-month average in combined balances
- Platinum | 50% Bonus Rewards | $50k to $100k 3-month average in combined balances
- Platinum Honors | 75% Bonus Rewards | $100k+ 3-month average in combined balances
This means you can earn as much as a whopping 5 points per $1 for a 5% return on Bank of America Travel Center Purchases and 2.62 points per $1 on all other purchases. You can use the Bank of America Travel Rewards calculator below to select a status level and calculate points based off the bonus!
Sign Up Bonus
The standard Bank of America Travel Rewards Card sign up bonus is 20,000 Travel Reward Points. That is equal to $200 when redeemed toward travel, cash, or gift cards. The Travel Rewards Card is also known to have a 0% intro APR offer.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for the Bank of America Travel Rewards Card is $0 meaning you will always get a solid return on all purchases.
Authorized User Fee
The Bank of America Travel Rewards Card does not have an authorized user fee. If you're looking to build a good amount of Bank of America Points, I recommend adding additional users to make use of the 1.5x earning rate.
Foreign Transaction Fee
There is no foreign transaction fee on the Bank of America Travel Rewards Card. You can earn rewards shopping internationally without worrying about hurting the value of your Bank of America points.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.