Discover Miles Calculator | Earning and Cash Value

Discover Miles Calculators

Calculate total Discover Miles based on monthly/yearly spend with the Discover IT Miles card and get the cash value of miles based on redemption.

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Program Details

Discover Miles Rewards is the bank rewards program of Discover. It's a single card rewards program that operates like a cash back rewards program. Discover IT credit cards are primarily known for the excellent first year earnings you can acquire from their Discover Match benefit. Discover matches your first year earnings on all of their reward and cash back credit cards. This essential doubles the value of the cards the first year making them hard to beat with return ranging from 2% to 10% per $1 spent depending on the card. Discover also has Discover Deals which allows you to save money or earn bonus points on purchases made with select retailers similar to AMEX Offers and Chase Offers.

Rewards Calculators

Discover Miles are earned using the Discover IT Miles card. There are no other ways to earn Discover Miles outside of Discover Bank.

Discover Miles can be redeemed for travel, cash deposits made to your bank, and purchases made at All redemptions earn you the same value so there's no figuring out the "best" way to redeem your miles.

Credit Card Rewards Calculators

The Discover Miles Reward program offers one credit card which is the Discover IT Miles card. It earns at a flat rate of 1.5 miles per $1 spent on all purchases making it equal to a 1.5% cash back card. The main draw to this card is the uncapped rewards that Discover will match during the first year giving you the equivalent of 3 miles per $1 on all purchases.

Compare credit cards side by side based on spend, benefits and fees.

Discover IT Credit Card Miles Calculators

You can click on the Discover credit card below to learn about its bonus categories, perks & benefits, standard sign up bonus, and fees. The credit card also has it's own Discover IT Miles calculator. The calculator will calculate how many Discover Miles you can earn and the cash value of the Discover IT card based on your monthly/yearly spend, how much the card benefits are worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the credit card calculator will carry over to all credit card calculators on the site, so there's no need to re-enter spend when jumping page to page.

Comparison Calculators

Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

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