Wells Fargo Propel AMEX
The Wells Fargo Propel American Express Card is a solid choice for anyone looking to build points strictly through travel, dining, and select streaming services. It offers a minimum return of 3% for all of these purchases and can hold it's place against popular travel cards such as the AMEX Gold Card and luxury cards such as the Chase Sapphire Reserve. If you're a frequent traveler looking to earn points without all the extra bells and whistles that come with luxury travel card, you will want to give the Propel AMEX Card some consideration.
The Wells Fargo Propel AMEX Card features three bonus categories which are travel, dining, and popular streaming services. There is no limit to the amount of points you can earn in any category and no limit to the amount of points you can earn using the card. Go Far Rewards do not expire as long as your account remains open and in good standing.
The Wells Fargo Propel AMEX Card earns 3 Go Far Rewards Points per $1 spent on travel related purchases. Travel is defined as the following by American Express:
- Passenger Railway
- Hotel and Motel
- Vehicle and Auto Rentals
- Cruise Lines
- Travel Agencies
- Discount Travel Sites
- Passenger Trains
- Toll Bridges and Highways
- Parking Lots
For those who find themselves using the categories above, earning big in the travel category is important. The Wells Fargo Propel Card is up there for one of the best categories for travel purchases. The Propel Card is great for anyone who doesn't want a luxury travel card such as the Chase Sapphire Reserve or U.S. Bank Altitude Reserve Visa which both earns big on general travel purchases and provide elite travel perks.
3x Gas Station
The Wells Fargo Propel AMEX Card earns 3 Go Far Rewards Points per $1 spent on gas. This is defined as gas stations and automated fuel dispensers. It could also possibly work at certain superstores or grocery stores that sell gas if the merchant codes their transactions under the category of 'gas' and not grocery or something else. This is a return of 3% which makes this card a solid choice for earning gas, but their are better rewards cards that earn a higher return on gas station purchases such as the PNC Cash Rewards Card.
Wells Fargo Propel AMEX cardholders who uses their card for dining purchases will earn 3 Go Far Rewards Points per $1 spent. Dining is considered eating places, restaurants, drinking places, and fast food restaurants. This is equal to a solid return of 3% for all dining purchases.
3x Streaming Services
The Wells Fargo Propel AMEX Card earns 3 Go Far Rewards Points per $1 spent on popular streaming services. Streaming services is not a commonly seen bonus category on reward cards. This is defined as:
- Apple Music
- Sirius XM Radio Inc.
- Spotify Premium
Perks and Benefits
There's no real big perks for the Wells Fargo Propel AMEX outside of cell phone protection and the general benefits you would get out of having an American Express Card.
Cell Phone Protection
When Wells Fargo Propel AMEX cardholders pay their monthly cellular telephone bill with the card, they will receive up to $600 in protection which is subject to a $25 deductible. This protects eligible cell phones against damage and theft. It will not cover against cell phones that are lost. The benefit maximum is $600 per claim and up to $1,200 per 12 month period. This can be a very useful benefit in the long run. When it comes to the initial purchase though, cards like the AMEX Platinum Card shines with their purchase, warranty, and return protection.
Sign Up Bonus
The standard sign up bonus for the Wells Fargo Propel AMEX Card is 30,000 bonus points after spending $3,000 in purchases during the first 3 months. This is worth $300 when redeemed for cash.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The Wells Fargo Propel AMEX Card has no annual fee. This makes it one of the top travel cards for anyone spending in the categories of travel and dining.
Authorized User Fee
There is no authorized user fee for adding additional cardholders to the Wells Fargo Propel AMEX. This is great since you can add family and friends to help build your Go Far Rewards on purchases without worrying about having to spend a certain amount to make up for a fee.
Foreign Transaction Fee
There is no foreign transaction fee for the Wells Fargo Propel AMEX Card making it a superb choice for international travel. Earn your same 3% return on travel and dining worldwide.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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