Wells Fargo Propel AMEX Card Calculator

Card Details & Wells Fargo Point Calculator
3X Travel
3X Dining
3X Gas Station
3X Streaming Services

Review the benefits of the Wells Fargo Propel AMEX, calculate how many Go Far Rewards Points you can earn based on your spend, and compare the results.


The Wells Fargo Propel American Express Card is a solid choice for anyone looking to build points strictly through travel, dining, and select streaming services. It offers a minimum return of 3% for all of these purchases and can hold it's place against popular travel cards such as the AMEX Gold Card and luxury cards such as the Chase Sapphire Reserve. If you're a frequent traveler looking to earn points without all the extra bells and whistles that come with luxury travel card, you will want to give the Propel AMEX Card some consideration.

Bonus Categories

The Wells Fargo Propel AMEX Card features three bonus categories which are travel, dining, and popular streaming services. There is no limit to the amount of points you can earn in any category and no limit to the amount of points you can earn using the card.

  • 3x Travel
    • Travel for this card is considered to be:
      • Airline
      • Passenger Railway
      • Hotel and Motel
      • Timeshares
      • Vehicle and Auto Rentals
      • Cruise Lines
      • Travel Agencies
      • Discount Travel Sites
      • Campgrounds
      • Passenger Trains
      • Taxis
      • Limousines
      • Ferries
      • Toll Bridges and Highways
      • Parking Lots
      • Garages
  • 3x Gas Station
  • 3x Transit
    • Includes rideshares.
  • 3x Dining
  • 3x Streaming Services
    • Apple Music
    • Hulu
    • Netflix
    • Pandora
    • Sirius XM Radio Inc.
    • Spotify Premium
  • 1x Non-Category

Perks & Benefits

The Wells Fargo Propel AMEX Card does not have any card benefits that are specific to the card itself, but it does come with some purchase and travel protections.

  • Cell Phone Protection
    • $600 per claim, $1,200 per 12-month period, with $25 deductible.
  • Travel and Purchase Protections
    • Lost Luggage Reimbursement
    • Car Rental Loss & Damage Insurance
    • Roadside Assistance
    • 24/7 Travel & Emergency Assistance
    • Emergency Cash Advances
    • Retail Protection
    • Extended Warranty

Sign Up Bonus (SUB)

The standard sign up bonus for the Wells Fargo Propel AMEX Card is 30,000 bonus points after spending $3,000 in purchases during the first 3 months. This is worth $300 when redeemed for travel and cash.

If you have the Wells Fargo Visa Signature Card, you can redeem 30,000 points towards $450 in airfare.

Fees

Annual Fee

The Wells Fargo Propel AMEX Card has no annual fee. This makes it one of the top travel cards for anyone spending in the categories of travel and dining.

Authorized User Fee

There is no authorized user fee for adding additional cardholders to the Wells Fargo Propel AMEX. This is great since you can add family and friends to help build your Go Far Rewards on purchases without worrying about having to spend a certain amount to make up for a fee.

Foreign Transaction Fee

There is no foreign transaction fee for the Wells Fargo Propel AMEX Card making it a superb choice for international travel. You'll be able to earn your same 3% return on travel and dining worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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