Wells Fargo Propel AMEX Card Calculator

Card Details & Wells Fargo Point Calculator
3X Travel
3X Dining
3X Gas Station
3X Streaming Services

Review the benefits of the Wells Fargo Propel AMEX, calculate how many Go Far Rewards Points you can earn based on your spend, and compare the results.

The Wells Fargo Propel American Express Card is a solid choice for anyone looking to build points strictly through travel, dining, and select streaming services. It offers a minimum return of 3% for all of these purchases and can hold it's place against popular travel cards such as the AMEX Gold Card and luxury cards such as the Chase Sapphire Reserve. If you're a frequent traveler looking to earn points without all the extra bells and whistles that come with luxury travel card, you will want to give the Propel AMEX Card some consideration.

Bonus Categories

The Wells Fargo Propel AMEX Card features three bonus categories which are travel, dining, and popular streaming services. There is no limit to the amount of points you can earn in any category and no limit to the amount of points you can earn using the card.

  • 3x Travel
    • Travel for this card is considered to be:
      • Airline
      • Passenger Railway
      • Hotel and Motel
      • Timeshares
      • Vehicle and Auto Rentals
      • Cruise Lines
      • Travel Agencies
      • Discount Travel Sites
      • Campgrounds
      • Passenger Trains
      • Taxis
      • Limousines
      • Ferries
      • Toll Bridges and Highways
      • Parking Lots
      • Garages
  • 3x Gas Station
  • 3x Transit
    • Includes rideshares.
  • 3x Dining
  • 3x Streaming Services
    • Apple Music
    • Hulu
    • Netflix
    • Pandora
    • Sirius XM Radio Inc.
    • Spotify Premium
  • 1x Non-Category

Perks & Benefits

The Wells Fargo Propel AMEX Card does not have any card benefits that are specific to the card itself, but it does come with some purchase and travel protections.

  • Cell Phone Protection
    • $600 per claim, $1,200 per 12-month period, with $25 deductible.
  • Travel and Purchase Protections
    • Lost Luggage Reimbursement
    • Car Rental Loss & Damage Insurance
    • Roadside Assistance
    • 24/7 Travel & Emergency Assistance
    • Emergency Cash Advances
    • Retail Protection
    • Extended Warranty

Sign Up Bonus (SUB)

The standard sign up bonus for the Wells Fargo Propel AMEX Card is 30,000 bonus points after spending $3,000 in purchases during the first 3 months. This is worth $300 when redeemed for travel and cash.

If you have the Wells Fargo Visa Signature Card, you can redeem 30,000 points towards $450 in airfare.


Annual Fee

The Wells Fargo Propel AMEX Card has no annual fee. This makes it one of the top travel cards for anyone spending in the categories of travel and dining.

Authorized User Fee

There is no authorized user fee for adding additional cardholders to the Wells Fargo Propel AMEX. This is great since you can add family and friends to help build your Go Far Rewards on purchases without worrying about having to spend a certain amount to make up for a fee.

Foreign Transaction Fee

There is no foreign transaction fee for the Wells Fargo Propel AMEX Card making it a superb choice for international travel. You'll be able to earn your same 3% return on travel and dining worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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