HSBC Premier World Elite Mastercard Calculator

Card Details & HSBC Points Calculator
3x Travel
2x Dining
$100 Annual Air Travel Credit
Annual $100 Uber/Lyft Credits
Boxed Cash Rewards
Fandango Rewards
Lounge Key Membership
World Elite Concierge Service
Global Entry/TSA PreCheck
Travel Coverage
Hotel Discounts
Boingo Wi-Fi
ShopRunner Membership
Postmates Discount
Golf Benefits
Mastercard Benefits

Review the benefits of the HSBC Premier World Elite Mastercard, calculate how many HSBC Points you can earn based on spend, and compare against top cards.

The HSBC Premier World Elite Mastercard is HSBC's premium credit card. It has a high annual fee, but offers bonus points on travel and dining purchases, $200 in annual travel credits, a high sign up bonus, and a lot more luxury travel benefits. If you're already rocking with HSBC, enjoy earning HSBC Points, and you're looking for a premium card, the HSBC Premier World Elite Mastercard isn't a bad option.

Bonus Categories

The HSBC Premier World Elite Mastercard features two bonus categories which are travel and dining purchases. There's no cap to the amount of bonus points you can earn spending in either category and no limit to the amount of points you can earn with the card overall.

  • 3x Travel
    • Travel purchases are considered to be:
      • Airlines
      • Hotels
      • Car Rentals
      • Transit
      • Other Travel-like Charges
  • 2x Dining
    • Some food delivery services will also trigger this category.
  • 1x Non-Category

HSBC Points earned on the HSBC Premier World Elite Mastercard are worth as much as 1.5 cents each when redeemed for airfare. That makes these some strong earning categories for both travel and dining.

Perks & Benefits

The HSBC Premier World Elite Mastercard offers $200 in annual credits, lounge access, discounts, and lots of other elite travel benefits.

  • $100 Annual Air Credit
    • Eligible charges include tickets, seat upgrades, baggage fees, and in-flight purchases.
  • Annual $100 Uber/Lyft Credit
  • Lounge Key
    • Two free lounge visits per calendar year to over 1,000 airport lounge worldwide.
    • $32 per visit after passes are used.
    • Membership also grants 15% discount at hundreds of airport retailers.
  • Boingo Wi-Fi Access
  • Global Entry/TSA PreCheck Credit
  • 10% Off Select Hotel Portals
  • MasterRental Coverage
    • Covers physical damage and theft to most rental vehicles.
  • MasterCard Travel & Lifestyle Services
    • Offers luxury travel perks, amenities, and upgrades at some travel destinations.
  • Mastercard Airport Concierge
    • 15% off meet and greet services; agent escorts you through the airport on departures, arrivals, or connecting flights.
  • World Elite Concierge Services
    • 24/7 concierge service for help with travel planning, dining reservations, sporting events, and ticket reservations.
  • Shoprunner Membership
    • Free 2-day shipping and free return shipping at more than 140 online stores.
  • Postmates Discount
    • $5 off orders of $25 or more for delivery of food, drinks, and groceries.
    • Does not include taxes, delivery fees, and tips.
  • Priceless Golf
    • Discounted access to select golf courses.
    • Complimentary grounds passes for PGA Tournaments.
    • Priceless Lessons with PGA Tour professionals.
  • Fandango Benefit
    • $5 in Fandango Rewards for every 2 movie tickets purchased.
  • Boxed Benefits
    • $5 in Boxed Cash Rewards on purchases made on
  • Cellular Wireless Telephone Protection
    • Up to $600 per claim.
  • Travel Insurance & Coverage
    • Trip Cancellation Insurance
    • Travel Accident Insurance
    • Hotel & Motel Burglary Insurance
    • Lost Luggage Insurance
    • Baggage Delay Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the HSBC Premier World Elite Mastercard is 50,000 points after spending $4,000 in the first 3 months of account opening. This sign up bonus is worth $750 in value when redeemed for airfare at 1.5 cents each. Points can also be transferred to a handful of travel partners at a 1:1 ratio.


Annual Fee

The HSBC Premier World Elite Mastercard has an annual fee of $395 per year. The card offers $200 in annual credits which brings the actual fee down to $195. While the card is not bad, it can be hard to squeeze $195 in value out of the remaining benefits. It depends on how much you value the cards travel coverage/insurance, Lounge Key access, and Global Entry/TSA PreCheck application.

Authorized User Fee

Adding authorized users to the HSBC Premier World Elite Mastercard will cost you $65 per user. Authorized users will have to run some heavy spend through the card in order to make up for that steep fee.

Foreign Transaction Fee

The HSBC Premier World Elite Mastercard has a 0% foreign transaction fee which makes it a great option for international spending and travel.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
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Total Return
The percent you are earning based on spend, earnings, and fees.

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