HSBC Premier World Mastercard Calculator

Card Details & HSBC Points Calculator
2x Travel
TSA PreCheck
Annual Uber/Lyft Credits
Travel Coverage
Hotel Discounts
Boingo Wi-Fi
ShopRunner Membership
Postmates Discount
Golf Benefits
Mastercard Benefits

Review the benefits of the HSBC Premier World Mastercard, calculate how many HSBC Points you can earn based on spend, and compare against top rewards cards.


The HSBC Premier World Mastercard is a no-annual fee travel card available to HSBC Premier clients. This card earns 2x points on travel purchases and offers a TSA PreCheck credit, annual rideshare credits, and good travel coverage. The card also has no foreign transaction fee which makes it a decent card for international travel. You can pair it with the HSBC Advance Mastercard or HSBC Cash Rewards Mastercard to have a great fee-less card combo.

In order to obtain the HSBC Premier World Mastercard, you must be have a HSBC Premier Checking account.

HSBC Premier Checking
Must meet at least one requirement.

  • Have at least $75,000 in total deposits and/or investments
  • Have at least $5,000 in total direct deposits per month
  • Maintain U.S. residential mortgage loan with an original loan amount of at least $500,000

If you close your HSBC Premier Checking or you downgrade to an HSBC Advance Checking account, you can still hold onto the HSBC Premier World Mastercard, but it will cost you an annual fee.

Bonus Categories

The HSBC Premier World Mastercard features one bonus categories which is travel purchases. There's no limit to the amount of bonus points you can earn spending in the travel category and there's no limit to the amount of points you can earn with the card overall.

  • 2x Travel
    • Travel purchases are considered to be:
      • Airlines
      • Hotels
      • Car Rentals
      • Transit
      • Other Travel-like Charges
  • 1x Non-Category

Perks & Benefits

The HSBC Premier World Mastercard features a few additional benefits over the HSBC Advance Mastercard that can help those who travel even more. This includes global WiFi access, TSA PreCheck, discounts on bookings, annual credits, and other savings.

  • Boingo Wi-Fi Access
  • $85 TSA PreCheck Credit
    • Up to $85 towards PreCheck Only; Does not apply to Global Entry.
  • 10% Off Select Hotel Portals
  • MasterRental Coverage
    • Covers physical damage and theft to most rental vehicles.
  • MasterCard Travel & Lifestyle Services
    • Offers luxury travel perks, amenities, and upgrades at some travel destinations.
  • Mastercard Airport Concierge
    • 15% off meet and greet services; agent escorts you through the airport on departures, arrivals, or connecting flights.
  • Shoprunner Membership
    • Free 2-day shipping and free return shipping at more than 140 online stores.
  • Annual $50 Uber/Lyft Credit
  • Postmates Discount
    • $5 off orders of $25 or more for delivery of food, drinks, and groceries.
    • Does not include taxes, delivery fees, and tips.
  • Priceless Golf
    • Discounted access to select golf courses.
    • Complimentary grounds passes for PGA Tournaments.
    • Priceless Lessons with PGA Tour professionals.
  • Cellular Wireless Telephone Protection
    • Up to $600 per claim.
  • Travel Insurance & Coverage
    • Trip Cancellation Insurance
    • Travel Accident Insurance
    • Hotel & Motel Burglary Insurance
    • Lost Luggage Insurance
    • Baggage Delay Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the HSBC Premier World Mastercard is 35,000 points after you spend $3,000 in the first 3 months from account opening. HSBC has this pegged at a value of at least $400 in air travel. Most other redemptions will give you 1 cent and lower.

Fees

Annual Fee

The HSBC Premier World Mastercard has a $0 annual fee for HSBC Premier clients which is great considering that the card offers a good amount of useful benefits as well as an annual credit.

HSBC members who no longer has an eligible HSBC Premier checking account will have to pay a $95 annual fee. The $50 in annual credits bring down the true fee to $45 which isn't bad if you don't have TSA PreCheck, but you can generally find a better cards without the fees.

Authorized User Fee

The HSBC Premier World Mastercard has a $0 authorized user fee. I recommend adding family and friends if you want to earn some additional HSBC Points on travel spend.

Foreign Transaction Fee

The HSBC Premier World Mastercard has a 0% Foreign Transaction Fee which makes it a decent option for those looking to earn HSBC Points on international travel. Depending on how much you spend on travel, you may want to consider the HSBC Premier World Elite Mastercard.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
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Total Return
The percent you are earning based on spend, earnings, and fees.

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