HSBC Premier World Mastercard Calculator

Card Details & HSBC Points Calculator
2x Travel
TSA PreCheck
Annual Uber/Lyft Credits
Travel Coverage
Hotel Discounts
Boingo Wi-Fi
ShopRunner Membership
Postmates Discount
Golf Benefits
Mastercard Benefits

Review the benefits of the HSBC Premier World Mastercard, calculate how many HSBC Points you can earn based on spend, and compare against top rewards cards.


The HSBC Premier World Mastercard is a no-annual fee travel card available to HSBC Premier clients. This card earns 2x points on travel purchases and offers a TSA PreCheck credit, annual rideshare credits, and good travel coverage. The card also has no foreign transaction fee which makes it a decent card for international travel. You can pair it with the HSBC Advance Mastercard or HSBC Cash Rewards Mastercard to have a great fee-less card combo.

In order to obtain the HSBC Premier World Mastercard, you must be have a HSBC Premier Checking account.

HSBC Premier Checking
Must meet at least one requirement.

  • Have at least $75,000 in total deposits and/or investments
  • Have at least $5,000 in total direct deposits per month
  • Maintain U.S. residential mortgage loan with an original loan amount of at least $500,000

If you close your HSBC Premier Checking or you downgrade to an HSBC Advance Checking account, you can still hold onto the HSBC Premier World Mastercard, but it will cost you an annual fee.

Bonus Categories

The HSBC Premier World Mastercard features one bonus categories which is travel purchases. There's no limit to the amount of bonus points you can earn spending in the travel category and there's no limit to the amount of points you can earn with the card overall.

  • 2x Travel
    • Travel purchases are considered to be:
      • Airlines
      • Hotels
      • Car Rentals
      • Transit
      • Other Travel-like Charges
  • 1x Non-Category

Perks & Benefits

The HSBC Premier World Mastercard features a few additional benefits over the HSBC Advance Mastercard that can help those who travel even more. This includes global WiFi access, TSA PreCheck, discounts on bookings, annual credits, and other savings.

  • Boingo Wi-Fi Access
  • $85 TSA PreCheck Credit
    • Up to $85 towards PreCheck Only; Does not apply to Global Entry.
  • 10% Off Select Hotel Portals
  • MasterRental Coverage
    • Covers physical damage and theft to most rental vehicles.
  • MasterCard Travel & Lifestyle Services
    • Offers luxury travel perks, amenities, and upgrades at some travel destinations.
  • Mastercard Airport Concierge
    • 15% off meet and greet services; agent escorts you through the airport on departures, arrivals, or connecting flights.
  • Shoprunner Membership
    • Free 2-day shipping and free return shipping at more than 140 online stores.
  • Annual $50 Uber/Lyft Credit
  • Postmates Discount
    • $5 off orders of $25 or more for delivery of food, drinks, and groceries.
    • Does not include taxes, delivery fees, and tips.
  • Priceless Golf
    • Discounted access to select golf courses.
    • Complimentary grounds passes for PGA Tournaments.
    • Priceless Lessons with PGA Tour professionals.
  • Cellular Wireless Telephone Protection
    • Up to $600 per claim.
  • Travel Insurance & Coverage
    • Trip Cancellation Insurance
    • Travel Accident Insurance
    • Hotel & Motel Burglary Insurance
    • Lost Luggage Insurance
    • Baggage Delay Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the HSBC Premier World Mastercard is 35,000 points after you spend $3,000 in the first 3 months from account opening. HSBC has this pegged at a value of at least $400 in air travel. Most other redemptions will give you 1 cent and lower.

Fees

Annual Fee

The HSBC Premier World Mastercard has a $0 annual fee for HSBC Premier clients which is great considering that the card offers a good amount of useful benefits as well as an annual credit.

HSBC members who no longer has an eligible HSBC Premier checking account will have to pay a $95 annual fee. The $50 in annual credits bring down the true fee to $45 which isn't bad if you don't have TSA PreCheck, but you can generally find a better cards without the fees.

Authorized User Fee

The HSBC Premier World Mastercard has a $0 authorized user fee. I recommend adding family and friends if you want to earn some additional HSBC Points on travel spend.

Foreign Transaction Fee

The HSBC Premier World Mastercard has a 0% Foreign Transaction Fee which makes it a decent option for those looking to earn HSBC Points on international travel. Depending on how much you spend on travel, you may want to consider the HSBC Premier World Elite Mastercard.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
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Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
0
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
$0
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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