AMEX Business Gold Card

Card Details & AMEX Point Calculator
+1x Three Suppliers From List
AMEX Business Card Benefits
Hertz Car Rental Benefit
The Hotel Collection

The American Express Business Gold Card (Canada) is a great business card for earning Membership Reward Points on business purchases. The Business Cardholder will be able to select 3 suppliers from a list of more than 40 in which they can earn 1 additional Membership Rewards Point per $1 spent for a total of 2 points. On top of that, it offers all the great perks of being an American Express Card including travel and purchase protection.

Bonus Categories

The AMEX Business Gold Card earns a flat rate of Membership Rewards Points on all purchases, but it gives you the chance to choose three suppliers from a list in which you can earn an additional point per $1 spent.

  • +1 Suppliers
    • Pick 3 suppliers you would like to earn an extra point (total of 2 points).
      • Pattison Outdoor Advertising
      • ReachLocal Canada
      • Yellow Pages
      • Acklands Grainger
      • Castle Building Centres
      • CDMV Inc.
      • Coopervision
      • Dixon Electric
      • Gescan Ontario
      • Goodyear Canada Inc.
      • Hiossen Implant Canada Inc.
      • K Dental Inc.
      • KAL Tire
      • Lowe's Canada
      • Nobel Biocare Canada
      • PNEUS Andre Touchette Distribution
      • Rotsaert Dental Laboratory Services
      • SESCO/OSSO Electric Supplies
      • Sescolite
      • Texcan Ontario
      • The Argen Corporation Kastle Mills
      • 407 ETR
      • Atlas Van Lines
      • Canada Linen & Uniform Service
      • Halpern Enterprises
      • MVR Cash and Carry
      • Petro-Canada
      • Plastiq
      • Sameday Worldwide
      • The Insurebc Group
      • The Medcan Clinic
      • Unisource Canada
      • Vector Energy
      • Best Buy Company
      • CDW Canada
      • Microsoft
      • Quickbooks Canada
      • Sage
      • Shaw Communications
      • Wolters Kluwer CCH
  • 1x Non-Category

Perks & Benefits

The AMEX Business Gold comes with a handful of useful benefits that can be great for any business.

  • AMEX Business Solutions
    • Access to extensive business management tools including cash flow management, expense management reports, and business servicing.
  • No Preset Spending Limit (NPSL)
  • The Hotel Collection
    • Benefits include a $100 USD hotel credit on charges to the room such as dining, spa, and golf as well as complimentary room upgrades at check-in when available.
    • Must book two conescutive nights through the portal on the AMEX credit card.
  • Hertz Car Rental Benefits
    • One-car class upgrades on 5+ consecutive day rentals.
    • Waived fee for one additional driver.
  • AMEX Insurance and Protections
    • Employee Card Misuse Protection
    • Disability Plan for Small Business
    • Car Rental Theft and Damage Insurance
    • Lost of Stolen Baggage Insurance
    • Hotel/Motel Burglary Insurance
    • Flight Delay Insurance
    • Baggage Delay Insurance
    • Travel Emergency Assistance
    • $100,000 Travel Accident Insurance
    • Purchase Protection Plan
    • Buyer Assurance Protection Plan

Sign Up Bonus (SUB)

The sign up bonus for the American Express Business Gold (Canada) is 30,000 points after charging $5,000 in purchases on the card within the first three months of card membership. This is worth an easy $300, but can be worth more when transferred to airline partners.


Annual Fee

The AMEX Business Gold Card has an annual fee of $250.

Authorized User Fee

There is no authorized user fee for adding additional users to the Business Gold Card. I recommend adding employees in order to earn more points with the selected suppliers.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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