AMEX Gold Card

Card Details & AMEX Point Calculator
2x Gas Station
2x Grocery
2x Drugstore
2x Travel
+1x AMEX Travel

The AMEX Gold Card (Canada) is a straightforward card that earns some decent Membership Rewards Points on everyday spend and travel. It overlaps with a lot of the same categories that are featured on the AMEX Cobalt Card, but at a lower or even earning rate. Learn the details of the card and compare it side-by-side against top reward cards.

Bonus Categories

The AMEX Gold Card (Canada) features four bonus categories which are gas stations, grocery stores, drug stores, and travel purchases. There is no bonus cap on any of these categories and no limit to the amount of Membership Reward Points you can earn spending across these categories.

  • 2x Travel
    • Includes flights, hotels, car rentals, cruises, and anything else related to travel.
  • 2x Gas Station (Canada)
    • Applies to stand-alone automobile gas stations in Canada only.
  • 2x Grocery (Canada)
  • 2x Drugstore (Canada)
  • 1x Non-Category

Perks & Benefits

The AMEX Gold Card (Canada) features a few useful benefits that can be good for those who travel.

  • +1 Point For American Express Travel Portal Spend
  • The Hotel Collection
    • Includes $100 USD hotel credit on charges to the room such as dining, spa, and golf as well as complimentary room upgrades at check-in when available.
    • Must book a minimum of 2 consecutive nights via the AMEX Travel Portal using an AMEX credit card.
  • Hertz Car Rental Benefits
    • One-car class upgrades on 5+ consecutive day rentals.
    • Waived fee for one additional driver.
  • AMEX Invites
    • Special access to exclusive events.
    • Includes Front Of The Line Advanced Access and Reserved Tickets, special offers and experiences for cardmembers, and more.
  • No Preset Spending Limit (NPSL)
  • AMEX Insurance and Protections
    • Flight Delay Insurance
    • Baggage Delta Insurance
    • Lost of Stolen Baggage Insurance
    • Car Rental Theft & Damage
    • $500,000 Travel Accident Insurance
    • Purchase Protection Plan
    • Buyer's Assurance Protection Plan
    • Hotel/Motel Burglary Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for new AMEX Gold Cardholders is 25,000 Membership Reward Points after spending $1,500 across the card within the first 3 months of cardmembership.


Annual Fee

The annual fee for the AMEX Gold (Canada) is $150 per year.

Authorized User Fee

The first authorized user on the AMEX Gold (Canada) is no charge. Additional AMEX Gold Cards after the first one will cost $50 per card.

Foreign Transaction Fee

Foreign transactions ran across the AMEX Gold (Canada) will incur an additional 2.5% for each charge.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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