AMEX Platinum Card

Card Details & AMEX Point Calculator
3x Dining
2x Travel
+1x AMEX Travel
CAD$ 200 Annual Travel Credit
Lounge Access
Elite Hotel Status

The Platinum Card (Canada) offers a solid return across multiple categories, but the card really shines for those that travel. It offers annual travel credits, access to thousands of lounges, elite status with several hotel brands, and much more. It's a card you will want to consider if you're looking for superb travel benefits.

Bonus Categories

The Platinum Card (Canada) features two bonus categories which are dining and travel. There is no cap on these bonus categories and their is no limit to the amount of Membership Rewards Points you can earn spending on the card in general.

  • 3x Dining
    • Includes restaurants, fast food, cafés, bars, and anything else labeled as dining in Canada.
  • 2x Travel
    • Includes airfare, hotel, cruises, rail and road transportation, and lodging and tour operator sales.
    • Does not nclude local and commuter transportation.
  • 1x Non-Category

Perks & Benefits

The Platinum Card (Canada) comes stacked with many elite benefits that can be useful for anyone traveling the world.

  • CAD$ 200 Travel Credit
    • For a single travel booking of $200+ on AMEX Travel Portal or through Platinum Card Services.
  • Lounge Access
    • Centurion Lounges
    • International American Express Lounges
    • Plaza Premium Lounges
    • Delta Sky Club
    • Airspace Lounges
    • Escape Lounges
    • Priority Pass
    • Executive Lounges by Swissport
    • Québec City’s Jean Lesage International Airport VIP Lounge
  • Fine Hotels & Resorts
    • Includes 4pm late checkout, complimentary daily breakfast for two, and more.
  • Complimentary Hotel Elite Status
    • Hilton Honors Gold
    • Marriott Bonvoy Gold
    • Shangri-La Golden Circle Jade
    • Radisson Rewards Gold
  • Toronto Airport Benefits
    • Pearson Airport Priority Security Lane.
    • Complimentary valet service at the Express Park and Daily Park.
    • 15% discount on parking rates at the Express Park and Daily Park.
  • Platinum Concierge
  • AMEX Invites
  • No Preset Spending Limit
  • Insurance and Protections
    • Trip Cancellation Insurance
    • Trip Interruption Insurance
    • $500,000 Travel Accident Insurance
    • Fraud Protection Guarantee
    • Purchase Protection Plan
    • Buyer's Assurance Protection Plan

Sign Up Bonus (SUB)

The standard sign up bonus for the AMEX Platinum Card is 50,000 Membership Rewards Point after spending $3,000 in purchases in the first 3 months of Cardmembership. This is worth an easy $500 but can be worth more when transferred to airline partners.


Annual Fee

The annual fee for the AMEX Platinum Card (Canada) is CAD $699. With all the benefits offered, this can easily be worth the fee if you take advantage of the annual travel credit and the lounge access.

Authorized User Fee

The authorized user fee to add additional Platinum Cards will cost you CAD $175 each. Cardholders can also add additional Gold Cards for CAD $50 each. If you have friends and family that travel just as much as you, adding them as users can help build points faster and save money on lounge fees.

Foreign Transaction Fee

Foreign purchases made on the AMEX Platinum Card will cost 2.5% per charge. This is on top of the conversion rate based on interbank rates selected from customary industry sources.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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