AMEX Business Green Card

Card Review & AMEX Point Calculator
+1X Amex Travel
No Preset Spending Limit (NPSL)

Review the benefits of the AMEX Business Green Card and calculate how many Membership Rewards Points as well as the cash value based on spend and fees.


The AMEX Business Green Card is a familiar charge card in the American Express card line-up. This iconic card is well recognized due to it's design and it's No Personal Spending Limit (NPSL) perk. This allows you to spend up to an ever changing, hidden limit set by American Express based on factors such as previous spend habits and credit history.

Bonus Categories

The Business Green Card earns at an unlimited flat rate of 1 Membership Rewards Point per $1 spent. This is a relatively low return that can easily be beat by the Blue Business Plus Card which earns 2 Membership Rewards Points on the first $50,000 in purchases made during the calendar year, then 1 point after the cap is reached.

  • 1x All Purchases

While both the AMEX Business Green and AMEX Blue Business Plus offer flexibility in terms of spending, the AMEX Business Green is a true NPSL credit card which will typically allow you to spend more.

Perks & Benefits

The AMEX Green is your standard AMEX Charge Card that offers the usual AMEX benefits.

  • No Preset Spending Limit (NPSL)
  • Expense Management Tools
    • Vendor Pay by Bill.com, employee cards, account manager, and more.
  • AMEX Offers
  • AMEX Entertainment Access
    • AMEX Preferred Seating, AMEX Presale(s), and AMEX Express Seating
  • Insurance and Purchase Protections

Sign Up Bonus (SUB)

The standard AMEX Business Green Card sign up bonus is 5,000 Membership Rewards Points after the first purchase. This is easily worth around $50 depending on the redemption but could be worth as much as $100 when transferred to certain travel partners. This card usually has a 0% intro APR as well.

Fees

Annual Fee

The AMEX Business Green Card annual fee is $0 the first year, then $95. While the earnings are sub par the first year, once the fee kicks in you're better off grabbing another card such as the Blue Business Plus.

Authorized User Fee

There is no fee to add authorized users to the AMEX Business Green. Besides assisting you in earning points on the American Express Travel Portal, there is not much an authorized user can do with the card.

Foreign Transaction Fee

Using the AMEX Business Green overseas will cost you. It has a 2.7% foreign transaction fee meaning any points you earn out of country will be null and void once the fee hits your account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
0
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
$0
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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