AMEX Everyday Preferred

Review & AMEX Point Calculator
3X Supermarket
2X Gas Station
50% Bonus After 30 Purchases

Review the benefits of the AMEX Everyday Preferred Card, calculate how many points you can earn based on your spend, and compare results against top cards.


If you're a grocery shopper, the Everyday Preferred is one of the best Membership Rewards Point earning cards you could have. It earns a great amount of points on grocery and backs it up with a solid return on gas purchases as well. To top it off, it features a 50% point bonus when a certain amount of transaction has been made during the billing statement which is 30% higher than it's no annual fee sibling The Everyday Card. This card is usually paired with AMEX's other point cards such as The Platinum Card and The Blue Business Plus Card.

Bonus Categories

The Everyday Preferred Card has two bonus categories which are U.S. supermarket and U.S. gas station. The U.S. supermarket category has a spend cap of $6,000 per year. After the cap is reached, you will earn at the non-category rate for U.S. supermarket spend for the remainder of the calendar year. The U.S. gas station category does not have a cap. There is no limit to the amount of Membership Rewards Points you can earn with the card overall.

  • 3x U.S. Supermarket
    • Yearly cap of $6,000; 1x point for remainder of year after cap reached.
    • Can earn 4.5x with the 50% point bonus; 1.5x after cap.
  • 2x U.S. Gas Station
    • No cap on this category.
    • Can earn 3x with the 50% point bonus.
  • 1x Non-Category
    • Can earn 1.5x with the 50% point bonus.

The Everyday Preferred is the best option for those who want to maximize their Membership Rewards Points on both U.S. supermarket and U.S. gas station spend. It's also the second best card for earning points on miscellenaous purchases since you can earn 1.5x after the 50% bonus. The best card is the AMEX Blue Business Plus card which earns 2 points per $1 on the first $50,000 in purchases during the calendar year.

Perks & Benefits

The primary benefit on the AMEX Everyday Preferred Card is the 50% bonus points. The card also comes with the standard, but useful, AMEX benefits.

  • 50% Bonus Points
    • Earn a 50% bonus when you make 30 qualifying purchases during the billing period.
    • Important for getting the most out of this card since it has an annual fee.
  • ShopRunner Membership
  • AMEX Offers
  • AMEX Entertainment Access
    • AMEX Preferred Seating, AMEX Presale(s), and AMEX Express Seating
  • Insurance and Purchase Protections

Sign Up Bonus (SUB)

The standard AMEX Everyday Preferred signup bonus is 15,000 Membership Rewards Points which is easily worth $150. A welcome bonus as high as 20,000 Membership Rewards Points can sometimes be obtained if you use incognito/private browsing.

Fees

Annual Fee

The Everyday Preferred has an annual fee of $95. Whether or not it's worth the annual fee will depend on how much Membership Rewards Points are worth to you. The easy value is 1 cent per point, but it could be a worth a lot more transferring to airline and hotel partners. If you value Membership Rewards Points and spend a great deal on grocery (~$300+ per month), it will be worth the annual fee due the 50% bonus perk.

Authorized User Fee

Another good thing about the Everyday Preferred is that it has no authorized user fee. Thanks to the point bonus and it's ability to earn 1.5x points on non-category spend, this is a great card to add family and friends to in order to always get a good return on Membership Rewards Points.

Foreign Transaction Fee

The Everyday Preferred has a transaction fee of 0%. You will not get anything from the bonus categories, but the 50% bonus will make sure you earn at least 1.5x points per dollar for international purchases which is the best you can get from any of the Membership Rewards Point earning cards.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
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Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
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Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
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Total Return
The percent you are earning per dollar spent on this card.

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