The Citi ThankYou Preferred Card is no longer open to new applicants.

Citi ThankYou Preferred Card

Card Details & ThankYou Points Calculator
2x Dining
2x Entertainment

Get the list of benefits offered with the Citi ThankYou Preferred Card and calculate how many ThankYou Points you can earn based on your spend.

The Citi Preferred Card is a ThankYou Point earning card offered by Citi Bank. This card was closed to new applicants December 2018 and the Citi Rewards+ Card was launched the following month. The Preferred Card is considered a basic card meaning it does not grant the ability to transfer ThankYou Points to airline partners like the Citi Prestige and Citi Premier cards. For those who still have the card, it offers a decent earning potential with it's two bonus categories of dining and entertainment considering it has no annual fee.

Bonus Categories

The Citi ThankYou Preferred Card features two bonus categories that earn additional ThankYou Points. These categories are dining and entertainment. There is no limit to how many ThankYou Points you can earn spending in either category.

  • 2x Dining
  • 2x Entertainment
    • Citi considers entertainment purchases to be:
      • live entertainment
      • live theatrical productions
      • concerts
      • live sporting events
      • movie theaters
      • amusement parks (including zoos, aquariums, circuses and carnivals)
      • tourist attractions (including museums, and art galleries)
      • record stores
      • video rental stores
      • on-demand internet streaming media
    • Citi considers the following to not fall under the entertainment category:
      • sporting camps
      • public and private golf courses
      • country clubs (including membership fees)
      • stores that sell musical instruments
      • video game arcades
      • bowling alleys
      • stores that primarily sell video games/accessories
      • charitable organizations that provide live entertainment
      • bookstores
      • sports complexes where you participate in the sport
  • 1x Non-Category

Perks & Benefits

The Citi Preferred Card allows you to transfer points to JetBlue as well as Shop with Points on retailer websites. In order to transfer your ThankYou Points to Citi's full list of transfer partners, you'll need to own the Citi Premier Card or Citi Prestige Card.

  • JetBlue Transfer Program
    • Transfer Points to JetBlue at a 5:4 ratio. [Transfer Calculator]
    • Transfer takes up to 14 days.
  • Citi Shop With Points
    • Shop top retailers and use your points at checkout.
    • Shop With Points partners include:
      • PayPal
      • Best Buy

Sign Up Bonus (SUB)

The Citi Preferred Card is no longer available for sign up. The card originally did not feature a sign up bonus, but it did have a 0% Intro APR period on both purchases and balance transfers for 15 months.


Annual Fee

The Citi ThankYou Preferred Card does not have an annual fee.

Authorized User Fee

There is no fee for adding additional users to the Citi Preferred Card. Both restaurant and entertainment are excellent everyday categories in which adding friends and family as authorized users would greatly help boost your ThankYou Points.

Foreign Transaction Fee

The foreign transaction fee for the Citi ThankYou Preferred Card is 3%. Using this card out of country would drain your points faster than you could earn them. If you're looking for a card that features both restaurant and entertainment categories that doesn't have a foreign transaction fee or annual fee, the Capital One SavorOne Card is what you're looking for.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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