The Citi Premier Card will earn and lose some benefits starting August 23, 2020. Get the details of the changes and calculate how many points you can earn here: Citi Premier Card 2020

Citi ThankYou Premier Card Calculator

Card Review & ThankYou Points Calculator
3x Travel
2x Dining
2x Entertainment

Review the benefits of the Citi Premier Card, calculate how many ThankYou Points you can earn based on spend, and compare results against top travel cards.


The Citi ThankYou Premier Card is a ThankYou Point earning credit card offered by Citi Bank. The card offers a solid return in the categories of travel, dining, and entertainment. It's a step up from the Citi Rewards+ Card and a step below the luxury Citi Prestige Card. The Premier Card is considered a premium card meaning you can transfer points to Citi's airline travel partners.

Bonus Categories

The Citi ThankYou Premier Card features three bonus categories which consist of travel, dining, and entertainment. Spending in these three categories with the Premier Card will earn bonus ThankYou Points. There is no limit to the amount of ThankYou Points you can earn spending in these categories.

  • 3x Travel
    • Citi considers the following to be travel purchases:
      • Airlines
      • Hotels
      • Car rental agencies
      • Travel agencies/travel aggregators/tour operators
      • Gas stations, commuter transportation
      • Ferries
      • Commuter railways
      • Subways
      • Taxis/limousines/car services
      • Passenger railways
      • Cruise lines
      • Bridge and road tolls
      • Parking lots/garages
      • Campgrounds and trailer parks
      • Timeshares
      • Bus lines
      • Motor home/recreational vehicle rentals
      • Boat leases and rentals
  • 2x Dining
    • Includes cafes, bars, lounges, and fast food restaurants.
    • Purchases made at bakeries, certain restaurants/cafes inside department, grocery or warehouse stores will not qualify.
  • 2x Entertainment
    • Citi considers entertainment purchases to be:
      • live entertainment
      • live theatrical productions
      • concerts
      • live sporting events
      • movie theaters
      • amusement parks (including zoos, aquariums, circuses and carnivals)
      • tourist attractions (including museums, and art galleries)
      • record stores
      • video rental stores
      • on-demand internet streaming media
    • Citi considers the following to not fall under the entertainment category:
      • sporting camps
      • public and private golf courses
      • country clubs (including membership fees)
      • stores that sell musical instruments
      • video game arcades
      • bowling alleys
      • stores that primarily sell video games/accessories
      • charitable organizations that provide live entertainment
      • bookstores
      • sports complexes where you participate in the sport
  • 1x Non-Category

Perks & Benefits

The primary benefit on the Citi Premier Card is that it gives you access to all of Citi's transfer partners.

Transferring your Citi ThankYou Points to airline partners gives you the chance to redeem your points for more than 1 cent in value. Without the Citi Premier or Citi Prestige Card, you will only be able to transfer your points to JetBlue Airways.

Sign Up Bonus (SUB)

The Citi ThankYou Premier Card sign up bonus is 60,000 points after making $4,000 in purchases with your card within the first 3 months of account opening. This is worth $600 when booked with Citi's ThankYou Travel Center. You can also transfer these points to Citi's airline partners which will give you 60,000 airline miles with most of the programs.

Fees

Annual Fee

The Citi ThankYou Premier Card annual fee is $0 the first year, then $95.

Authorized User Fee

There is no fee to add additional users to the Citi ThankYou Premier Card. Since this card has relaxed definitions of both travel & entertainment and restaurant is a common category, I'd recommend adding friends and family as authorized users in order to build ThankYou Points faster.

Foreign Transaction Fee

The Citi ThankYou Premier Card does not have a foreign transaction fee meaning you can use this card worldwide without worrying about being penalized.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
0
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
$0
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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