U.S. Bank FlexPerks Select Rewards Card Cash Value Calculator

FlexPerks Select Plus Card

1X Everything

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The U.S. Bank FlexPerks Select Plus Card is the lowest of the three FlexPoint earning American Express cards. It features no bonus categories and no distinctive travel perks.

The Value of U.S. Bank FlexPoints

FlexPoints are valued at around 1.5 cents each and can be redeemed for airfare, hotel stays, car rentals, cruises, statement credits and more. You will get the best value out of FlexPoints when they are redeemed for travel. FlexPoints can be transfered to other FlexPoint Accounts with up to a max of 20,000 points a year. FlexPoints can also be purchased at $0.03 a point and a minimum of 3,000 must be purchased. FlexPoints are purchased in increments of 1,000 with a max purchase of 60,000 points a year.

Bonus Categories

The FlexPerks Select Rewards Card earns a flat rate of FlexPoints for all purchases. There is no limit to the amount of points you can earn with this card.

1x All Purchases

The FlexPerks Select Rewards Card earns a flat rate of 1 FlexPoint per $1 spent on all purchases. Since FlexPoints are worth 1.5 cents each, you're looking at a 1.5% return on all purchases. That makes the FlexPerks Select Plus equal to a 1.5% cash back card when it's redeemed towards travel. There are too many cards to list that makes 1.5% cash back with no annual fee, but if you're looking to take it up a notch, the Citi Double Cash earns 2% cash back on all purchases.

Perks and Benefits

Standard AMEX Benefits

The U.S. Bank FlexPerks Select Plus Card provides standard AMEX benefits that consist of Connect, AMEX Offers, concierge service, retail protection, lost luggage insurance, car rental loss and damage insurance, and more.

Sign Up Bonus

The U.S. Bank FlexPerks Select Plus Card sign up bonus is 10,000 FlexPoints after spending $1,000 on the card within the first four month. At a rate of 1.5 cents per FlexPoint, 10,000 FlexPoints is worth $150 towards travel.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The U.S. Bank FlexPerks Select Plus Card does not have an annual fee. This means you will always be able to earn the maximum value when using the Select Rewards card for purchases

Authorized User Fee

The FlexPerks Select Plus Card does not charge a fee for adding authorized users.

Foreign Transaction Fee

The foreign transaction fee on the U.S. Bank FlexPerks Select Plus Card is $3%. Using this card overseas will evaporate your rewards at double the rate in which you're earning them.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recommended Cards

Since FlexPoints are worth 1.5 cents each when redeemed for travel, the return rate is 1.5% on all purchases which makes the FlexPerks Select Plus Card an okay choice for anyone trying to specifically accumulate FlexPoints. It's no better than a no annual fee 1.5% cash back card. I recommend aiming for a card that focuses on a bonus category you frequent spend in so that you can maximize your earnings!

Grocery Spending

If you a good deal in grocery the FlexPerks Travel Rewards Card could be a good choice since it earns double FlexPoints on grocery/supermarket purchases. Another good option for those who like the perks that come with American Express Cards, should look at the Blue Cash Everyday (3% back) or Blue Cash Preferred (6% back) for the best return on spending. Both cards also feature gas station and department store categories.


The U.S. Bank FlexPerks Gold Card offers 3x FlexPoints on restaurant purchases along with 2x FlexPoints on both airfare and gas. Depending on how much you spend, this could put you ahead of the FlexPerks Select Card by a land slide. If you're looking outside of the FlexPerks box, the Barclay Uber Card (4% back) and Capital One SavorOne Card (3% back) both offer high cash back on restaurant purchases, have no annual fee, and no international transaction fee!

Recent News/Articles

Page Last Updated: 2018-05-15

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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