The FlexPerks Travel Rewards Card was closed to new applications on March 9, 2020. You can still calculate points and compare this card to others using this calculator.

FlexPerks Travel Rewards Card

Card Details & FlexPoints Calculator
2X Cellular Providers
2X Charitable Contributions
1X or 2X Airlines
1X or 2X Gas Station
1X or 2X Grocery Stores
12 Go-Go In-flight WiFi Passes
$25 Airline Allowance

Review the benefits of the FlexPerks Travel Rewards Cad, calculate how many FlexPoints you can earn based on spend, and compare the results to top cards.

The U.S. Bank FlexPerks Travel Rewards Card has an interesting earning structure that offers bonus FlexPoints based on which category has the highest in monthly spending similar to the AMEX Business Gold Card. This ensures that you get the maximum amount between the three categories, but leaves the remaining categories open to better earnings.

Bonus Categories

The FlexPerks Travel Rewards Card features three bonus categories that earn bonus FlexPoints per $1 spent. Two of those categories are charity and cellular providers. The third category will be the highest in monthly spend between airline, gas, and grocery purchases. There is no limit to the amount of FlexPoints you can earn with this card. Below are the details on each bonus category featured on the FlexPerks Travel Rewards Card.

  • 2x Charity
  • 2x Cellular
  • 2x On Highest Monthly Spend For:
    • Airline
      • Must be booked directly with the airline; 3rd party bookings will not count (e.g. Expedia, Orbitz)
    • Gas Station
    • Grocery
    • You will earn 1x on the remaining 2 categories.
  • 1x Non-Category

Perks & Benefits

The FlexPerks Travel Rewards Card features one bonus category which is a $25 airline allowance which is also offered on the FlexPerks Gold Card.

  • $25 Airline Allowance
    • Receive up to a $25 allowance when redeeming points for an award ticket.
    • Allowance is good for the airline in which the award ticket was redeeemd for.

Sign Up Bonus (SUB)

The standard sign up bonus for the FlexPerks Travel Rewards Card was 25,000 FlexPoints after spending $2,000 within the first four months of account opening. This was worth a total of $375 towards travel when FlexPoints were worth 1.5 cents each.


Annual Fee

The FlexPerks Travel Rewards Card annual fee is $0 for the first year, then $49. With FlexPoints only being worth 1 cents each, there's tons of other cards that can do a better job across these bonus categories. Even with that being said, the decent earnings on the card as well as the $25 allowance should make it easy to overcome the fee if you do have the card.

Authorized User Fee

The FlexPerks Travel Rewards Card does not charge an authorized user fee to add users to the card. If you have family or friends that spend across the categories on the card, I recommend adding them so that you can build your FlexPoints faster.

Foreign Transaction Fee

The FlexPerks Travel Rewards Card does not have a foreign transaction fee. This means you can use the card to make international purchases without worrying about being hit with a penalty.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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