Chase Credit Cards | Calculate Chase Points By Spend

Chase Credit Cards

Chase Cash Value & Point Calculators

Calculate total Chase Ultimate Rewards Points and the cash value based on your spend across Chase credit cards and compare results side-by-side top cards.


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Chase offers three Ultimate Rewards Point earning cards consisting of two personal/consumer cards and one business card. Those who hold one or more of the three available Ultimate Rewards Cards are granted the ability to convert cash back earned with Chase into Ultimate Rewards Points. This opens up an additional 4 cash back credit cards for a total of 7 Chase credit cards that you can use to maximize your earnings.

Chase 5/24 Rule

Before you dive into the world of Chase Bank credit cards, be aware that Chase has a "not-so-much-hidden-anymore" rule referred to as 'Chase 5/24'. If you've opened 5 new accounts within the past 24 months (2 years), Chase will usually deny you credit. Be sure to keep this in mind if you plan on adding any Chase credit cards to your wallet. If you have other credit cards in mind, it's best to start with Chase before you acquire too many new accounts on your credit report. You can get the full details of the Chase 5/24 Rule via Doctor of Credit.

Chase Cash Back Ultimate Rewards Calculators
Ultimate Rewards Point versions of each cash back card are also available.

Ultimate Rewards Credit Card Point Calculators

You can click on any of the Chase credit cards to learn about the bonus categories, perks & benefits, standard sign up bonus, and annual fees. Each card features it's own Ultimate Rewards Points Calculator which will calculate how many points you can earn based on monthly/yearly spend. The calculator will also calculate the cash value of the card based on spend, how much each card benefit is worth to you, and the annual fee. You can compare the results side by side against any card featured on the site. Any spend you enter into the Chase credit card point calculators will roll over to all credit card calculators on the site.

Do note that the Chase cash back credit cards listed below reflect Ultimate Rewards Points and not cash back. If you want to calculate cash back, check out our Chase Cash Back Calculators.

The 10x/5x earnings on Lyft purchases across all cards as well as the Lyft, DoorDash, and annual fee changes on the Chase Sapphire Reserve Card all begins on January 12, 2020.

Ultimate Rewards Credit Cards

Chase Cash Back Credit Cards

If you own at least one of the Ultimate Rewards credit cards listed above, you can convert Chase cash back into Ultimate Rewards Points. The calculators below calculate points earned on Chase's cash back cards. You can slide over to Chase Cash Back Calculators if you want to calculate cash back earned across these cards and not Ultimate Rewards Points.

Old Earning Rate Calculators


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Page Last Updated: 2020-01-09
Written By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

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