Chase Ultimate Rewards Points Transfer Calculator
Ultimate Rewards Points Transfer Partner Calculator for calculating the conversion of Chase Points to airline and hotel partners. Compare transfer partners.
Ultimate Rewards Points is one of the four major bank programs that allow you to transfer points to other loyalty programs. Chase features a little over 10 transfer partners which consists of hotel loyalty and frequent flyer programs. Transferring your Ultimate Rewards Points allows you to earn airline miles (not so much hotel points) at a faster rate than you would with most co-branded airline credit cards. This also gives you a chance at earning a higher return than the 3.25% to 4.5% you can easily receive booking travel through Chase's portal. Read on to get the details on Chase's transfer partners and see how they compare to other major programs.
Ultimate Rewards Point Transfer Calculator
You can use the Chase Points Transfer calculator below to calculate the transfer of Ultimate Rewards Points to airline miles and hotel points. All points transfer at a 1:1 ratio which is a great plus!
Chase Ultimate Rewards Points transfers to one Skyteam partner which is Air France-KLM. Since Air France-KLM is also a transfer partner of all the major transferable point programs, there's nothing special here. Those who prefer additional options under the Skyteam umbrella or those who are looking to earn Delta Skymiles will want to consider the AMEX Membership Rewards program.
It's worth noting that Ultimate Rewards Points also transfer to Virgin Atlantic which is not a Skyteam partner, but they are closely partnered with Delta. Virgin Atlantic Flying Club Miles can be used to book award travel on Delta metal. This can usually save you points on international travel (especially between the U.S. and Europe).
Chase Ultimate Rewards Points transfers to two Oneworld Alliance partners which are British Airways and Iberia. Avios is the rewards currency of both British Airways and Ibera along with several other programs such as Aer Club, Vueling, and Air Italy. Booking through these Oneworld partners will allow you to book award travel to fly on other Oneworld airlines as well as codeshare partners. This includes airlines such as:
- American Airlines
- Cathay Pacific
- Japan Airlines
- Qatar Airways
Those looking for ways to earn America Airlines AAdvantage Miles will want to take a look at the Marriott Bonvoy program. Chase, AMEX, Citi, and Capital One does not transfer to American Airlines.
Chase Ultimate Rewards Points transfers directly to two Star Alliance airlines which are United Airlines and Singapore Airlines. The Singapore KrisFlyer program is a transfer partner of all the major programs, but United is not. Hotel programs aside, Chase is the only major transferable point program that transfers to United. This makes Ultimate Rewards Points the best program for those looking to earn United Miles. This allows you book award travel on airlines such as:
- Air Canada
- Air New Zealand
- All Nippon Airways
- Avianca Airlines
- South Africa Airways
- Swiss International Air Lines
- Turkish Airlines
Chase Ultimate Rewards Points transfers to JetBlue Airways at a 1:1 ratio. Both Citi and AMEX transfers to JetBlue TrueBlue, but at a 5:4 ratio. Capital One transfers at an even worse ratio of 2:1. While Chase is the only 1:1 partner, Citi and AMEX both offers cards that can generally earn a higher amount of points per $1 spent than Chase. This means that Chase will not necessarily be the better option. So if you're looking to earn JetBlue TrueBlue Points, you will want to run the calculations across all three programs.
Chase Ultimate Rewards Points transfers to Southwest Airlines at a 1:1 ratio. This makes Chase the best option for earning Southwest Rapid Rewards Points.
World of Hyatt
Hyatt Points has an average value of around 1.8 cents each when redeemed for free nights. That means transferring Ultimate Rewards Points to Hyatt will usually give you great value. Chase is the only major program that transfer to Hyatt. If you're looking to maximize your points on Hyatt spend, you will still want to consider picking up the Chase Hyatt Card due to the free night and 4 Hyatt Points per $1 it earns at Hyatt Properties.
IHG Rewards Club
Ultimate Rewards Points is the only major program that transfers to IHG Rewards Club. Ultimate Rewards transfer to IHG at an even 1:1 ratio. This makes Chase the best program for earning IHG Points on non-IHG Property purchases. The IHG Premier Card earns 10 IHG Points per $1 spent at IHG Properties making it still a card worth considering if your loyalty is with IHG or you want an annual free night.
Ultimate Rewards Points transfer to Marriott Bonvoy at a 1:1 ratio. This is the same ratio that Membership Rewards has as well. Transferring points to Marriott can be useful for those looking to book award nights. Do note that while Marriott Bonvoy Points has an average value of around 0.7 cents each, there are great redemptions that can get you a significantly higher value without too much additional research.
Another perk of being a 1:1 transfer partner, is that you can transfer points to airline programs that Marriott is a direct partner of that Chase is not. While this would be giving you a not so favorable ratio of 3 Ultimate Rewards Point for 1 airline mile in most programs, it is at least another option.
Chase vs AMEX Transfer Partners
Chase Ultimate Rewards has four partners that AMEX does not and that's Hyatt, IHG, Southwest, and United. If you primary stick with those listed hotels and/or airlines, Ultimate Rewards will more than likely be the program to go with. If not, then you may want to check out the 15+ partners that AMEX has over Chase.
Chase vs Citi Transfer Partners
Chase and Citi only shares a few airline transfer partners. Those partners are Air France-KLM, JetBlue, Singapore, and Virgin Atlantic. Citi's transfer partners primarily consists of international airlines which can be useful for anyone flying such. Many of Citi's partners do not offer U.S.-based credit cards, so anyone trying to collect miles with their international transfer partners will benefit from the ThankYou Rewards program.
Chase vs Capital One Transfer Partners
Similar to Citi, Capital One features primarily international transfer partners in which Chase does not transfer to. Chase and Capital One only shares 3 partners which are Air France-KLM, JetBlue, and Singapore. Capital One doesn't currently have the most favorable rate for their transfer of Venture Miles and Spark Miles, but they can still be useful for earning miles with airlines you can't reach with the other major reward programs.
Chase vs Marriott Transfer Partners
Chase Ultimate Rewards transfers to Marriott at a 1:1 ratio and Marriott transfers to a great deal of airlines at a 3:1 ratio. This means that you can use Marriott as a channel to get to additional transfer partners. While cashing in 3 Ultimate Rewards Points for 1 airline mile sounds hurtful, it can still be an option for someone that needs to top off their account in a program that is not directly accessible by Chase. And don't forget that Marriott offers 15,000 bonus points for every 60,000 points transferred to airline partners.
Chase vs Hyatt Transfer Partners
As with Marriott, Hyatt is a direct transfer partner of Chase Ultimate Rewards. This means you can transfer Ultimate Rewards Points to Hyatt and then transfer points from Hyatt to airline partners that Chase does not have. Hyatt Points in themselves is already worth around 1.8 cents each, so transferring them will more than likely cut the value down. But again, it's another option for anyone that needs to use. Hyatt also gives 5,000 bonus miles for every 50,000 points transferred to partners.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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