50 Best Credit Cards For Apple Spend | The Point Calculator

Best Credit Cards For

Apple Purchases

A list of the 50 best credit cards for purchases with Apple based on your spend, pulled from a database of 250+ cards. Calculate and compare results.

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Apple is one of the big four companies in the world next to Facebook, Amazon, and Google. Apple is most known for the iPhone as well as several other items including Macbooks, Airpods, and iPods. Apple purchases can be on the expensive side so you'll want to make sure you're getting the most out of your investment.

The easiest way to earn on Apple purchases is by using one of Apple's two credit cards. The Goldman Sachs Apple Card is the newest card and it offers 3% daily cash on Apple purchases and features several other categories. Daily cash is credited to your Apple Cash account daily, meaning you don't have to wait for your statement to cut to use it. The Barclays Apple Rewards Card also earns a 3% return, but rewards can only be redeemd for iTunes and Apple gift cards. It also offers special financing which can be useful if you don't want to pay the full amount up front. I've used it several times, and recommend it as long as you pay off your balance in full before the financing period ends.

You will not find this card in the list below, but the American Express Platinum Card is a great option for Apple purchases. Not because of the terrible 1 Membership Rewards Points you earn per $1 spent at Apple, but because of the superb protection the card offers. You'll get 90 days of purchase protection (up to $10,000 per occurrence), up to 1 additional year of warranty, and 90 days of return protection (even if the store refuses to accept your return). The card has a hefty fee, but it loaded with benefits that primary AND authorized users have access to.

Apple is not a store that most people make multiple purchases at per year, so if you're not grabbing either of the three cards listed above, you can benefit with any standard 2% cash back credit card or a card that earns a great return on points that you find valuable such as the AMEX Blue Business Plus.

Category Calculator

Listed below are the best credit cards for the given category sorted by return. Some credit cards have a wide range of value due to having multiple redemption options that yield such. For example, you may be able to redeem a program's points for cash back at value of 0.5 cents each but redeeming the same points for travel could offer a value of 1.25 cents each. You don't want to pick up a card that has an annual fee that doesn't match up with how you plan on redeeming your rewards. That will give you a negative return and no one wants that. So be sure to research the value of points and miles to get an idea of how value they will have for you. Don't go by the return values listed below alone.

You can click on a card's Rewards Calculator button (where applicable) to calculate how much you can earn across all categories on the card based on your spend, how much you value the benefits of the card, and any annual fees including authorized user fees (if applicable). You'll also be able to compare the results side by side any other card featured on the site based on the same spend. And spend you enter into a credit card rewards calculator will carry over to other credit card calculators on the site.

Compare credit cards side by side based on spend, benefits, and fees.

You can click on the name of the rewards the card earns to learn more about earning, redeeming, and transferring rewards within that rewards program as well as other useful information such as elite status, buying/gifting rewards, and much more. These also pages features additional calculators that can lend a hand in determining if a program could be a good fit based on your spending habits.

Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Re-Calculate to refresh the results.

Adjust Transferable Points

Credit cards that are part of the American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Capital One Rewards programs will normally be towards the top of the list due to the value of transferring rewards to partners. Selecting this box will give these currencies their non-point transfer value. You will need to Re-Calculate after changing this option.

Bank (Holder)

The bank issuing the card.


The network the card is tied to.

Card Type

The type of card such as co-branded airline cards, hotel cards, cruise line cards, etc.

Rewards Type

The type of rewards the card earns.


Toggle switch for displaying personal and business cards. Card combos are also featured on this site (i.e. AMEX Trifecta, Chase Trifecta).

Annual Fee (Range)

The range of fees you're willing to pay to wield such cards.

Foreign Transaction Fee

The percentage of fees you'll pay on the dollar when you use the card outside of it's region.


The region that the card is offered in. Credit cards from other regions are featured on this site, but for now this is set to USA only.


Do note that results may take a few seconds to generate after doing a search.

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Page Last Updated: 2020-02-24
Written By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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