50 Best Credit Cards For Gas, Dining, & Travel | Calculator

Best Credit Cards For

Gas, Dining, and Travel Purchases

Get a list of the 50 best credit cards and combinations for gas, dining, and travel purchases. Calculate rewards and compare results side by side.

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Gas, general travel, and dining purchases are amongst the most commonly seen bonus categories featured on top rewards cards. It's relatively easy to earn a great return across all three categories with a single card or with different card combinations.

If you value Membership Rewards Points, the AMEX Green and AMEX Everyday Preferred combination is amongst the best for earning 3x across all three categories. The AMEX Green takes care of the travel and dining while the AMEX Everyday Preferred takes care of gas station as well as supermarket purchases.

Looking for ThankYou Points? The Citi ThankYou Premier is a solid option by itself with between 2x and 3x earnings across these categories. If you know how to squeeze great value out of ThankYou Points by transferring them to Citi's partners, you can get a great return on your spend.

Those who love Ultimate Reward Points can grab up the Chase Sapphire Reserve and Chase Business Ink Cash Card to come out earning 3x on both travel and dining as well as 2x on gas station purchases. Just be sure to pair those with the no-annual fee Chase Freedom Unlimited or Chase Business Ink Unlimited to perfect the Chase Trifecta.

If you're not in the market for the rewards programs listed above, there's still plenty of options. Want a card that does it all? The Wells Fargo Propel AMEX is the top of the line. It earns 3x across all categories which comes out to a 3% to 4.5% return when redeeming points towards travel.

If you already have a Sam's Club membership or you're thinking about getting one, the Sam's Club Mastercard is another solid option with 5% on gas station and 3% back on both dining and travel spend. Same goes for the Costco Anywhere Visa Card which earns a great return as well.

Category Calculator

Listed below are the best credit cards for the given category sorted by return. Some credit cards have a wide range of value due to having multiple redemption options that yield such. For example, you may be able to redeem a program's points for cash back at value of 0.5 cents each but redeeming the same points for travel could offer a value of 1.25 cents each. You don't want to pick up a card that has an annual fee that doesn't match up with how you plan on redeeming your rewards. That will give you a negative return and no one wants that. So be sure to research the value of points and miles to get an idea of how value they will have for you. Don't go by the return values listed below alone.

You can click on a card's Rewards Calculator button (where applicable) to calculate how much you can earn across all categories on the card based on your spend, how much you value the benefits of the card, and any annual fees including authorized user fees (if applicable). You'll also be able to compare the results side by side any other card featured on the site based on the same spend. And spend you enter into a credit card rewards calculator will carry over to other credit card calculators on the site.

Compare credit cards side by side based on spend, benefits, and fees.

You can click on the name of the rewards the card earns to learn more about earning, redeeming, and transferring rewards within that rewards program as well as other useful information such as elite status, buying/gifting rewards, and much more. These also pages features additional calculators that can lend a hand in determining if a program could be a good fit based on your spending habits.

Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Re-Calculate to refresh the results.

Adjust Transferable Points

Credit cards that are part of the American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Capital One Rewards programs will normally be towards the top of the list due to the value of transferring rewards to partners. Selecting this box will give these currencies their non-point transfer value. You will need to Re-Calculate after changing this option.

Bank (Holder)

The bank issuing the card.


The network the card is tied to.

Card Type

The type of card such as co-branded airline cards, hotel cards, cruise line cards, etc.

Rewards Type

The type of rewards the card earns.


Toggle switch for displaying personal and business cards. Card combos are also featured on this site (i.e. AMEX Trifecta, Chase Trifecta).

Annual Fee (Range)

The range of fees you're willing to pay to wield such cards.

Foreign Transaction Fee

The percentage of fees you'll pay on the dollar when you use the card outside of it's region.


The region that the card is offered in. Credit cards from other regions are featured on this site, but for now this is set to USA only.


Do note that results may take a few seconds to generate after doing a search.

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Page Last Updated: 2020-03-11
Written By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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