Best Credit Cards For
Gas, Dining, and Travel Purchases
Get a list of the 50 best credit cards and combinations for gas, dining, and travel purchases. Calculate rewards and compare results side by side.
Gas, general travel, and dining purchases are amongst the most commonly seen bonus categories featured on top rewards cards. It's relatively easy to earn a great return across all three categories with a single card or with different card combinations.
If you value Membership Rewards Points, the AMEX Green and AMEX Everyday Preferred combination is amongst the best for earning 3x across all three categories. The AMEX Green takes care of the travel and dining while the AMEX Everyday Preferred takes care of gas station as well as supermarket purchases.
Looking for ThankYou Points? The Citi ThankYou Premier is a solid option by itself with between 2x and 3x earnings across these categories. If you know how to squeeze great value out of ThankYou Points by transferring them to Citi's partners, you can get a great return on your spend.
Those who love Ultimate Reward Points can grab up the Chase Sapphire Reserve and Chase Business Ink Cash Card to come out earning 3x on both travel and dining as well as 2x on gas station purchases. Just be sure to pair those with the no-annual fee Chase Freedom Unlimited or Chase Business Ink Unlimited to perfect the Chase Trifecta.
If you're not in the market for the rewards programs listed above, there's still plenty of options. Want a card that does it all? The Wells Fargo Propel AMEX is the top of the line. It earns 3x across all categories which comes out to a 3% to 4.5% return when redeeming points towards travel.
If you already have a Sam's Club membership or you're thinking about getting one, the Sam's Club Mastercard is another solid option with 5% on gas station and 3% back on both dining and travel spend. Same goes for the Costco Anywhere Visa Card which earns a great return as well.
Listed below are the best credit cards for the given category sorted by return. Some credit cards have a wide range of value due to having multiple redemption options that yield such. For example, you may be able to redeem a program's points for cash back at value of 0.5 cents each but redeeming the same points for travel could offer a value of 1.25 cents each. You don't want to pick up a card that has an annual fee that doesn't match up with how you plan on redeeming your rewards. That will give you a negative return and no one wants that. So be sure to research the value of points and miles to get an idea of how value they will have for you. Don't go by the return values listed below alone.
You can click on a card's Rewards Calculator button (where applicable) to calculate how much you can earn across all categories on the card based on your spend, how much you value the benefits of the card, and any annual fees including authorized user fees (if applicable). You'll also be able to compare the results side by side any other card featured on the site based on the same spend. And spend you enter into a credit card rewards calculator will carry over to other credit card calculators on the site.
You can click on the name of the rewards the card earns to learn more about earning, redeeming, and transferring rewards within that rewards program as well as other useful information such as elite status, buying/gifting rewards, and much more. These also pages features additional calculators that can lend a hand in determining if a program could be a good fit based on your spending habits.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.