Best Credit Cards For
A list of the best credit cards for travel purchases based on spend. Enter spend, calculate the return from a database of 250+ cards. Compare results.
Cards that earn bonus rewards and cash on general travel purchases can be useful for those who don't want to deal with multiple subcategories of travel such as airfare, car rentals, and hotel spending. Even if you do have a card that covers a specific branch of travel, it makes a great catch-all for categories such as tolls, parking garages, rideshares, and more.
If you're looking for annual fee free cards, Bank of America's personal and business cash back credit cards offer a 25% to 75% bonus on points earned for those who have 25k to 100k to invest with them and their partners.
In terms of cards with fees, there's a few to pick from if you spend heavy in travel (a.k.a take consistent vacations). This includes classics such as the Chase Sapphire Reserve, Chase Ink Business Preferred, and AMEX Green Card. All of these cards can help you build up points that you can transfer to airline and hotel partners to get the best value.
Listed below are the best credit cards for the given category sorted by return. Some credit cards have a wide range of value due to having multiple redemption options that yield such. For example, you may be able to redeem a program's points for cash back at value of 0.5 cents each but redeeming the same points for travel could offer a value of 1.25 cents each. You don't want to pick up a card that has an annual fee that doesn't match up with how you plan on redeeming your rewards. That will give you a negative return and no one wants that. So be sure to research the value of points and miles to get an idea of how value they will have for you. Don't go by the return values listed below alone.
You can click on a card's Rewards Calculator button (where applicable) to calculate how much you can earn across all categories on the card based on your spend, how much you value the benefits of the card, and any annual fees including authorized user fees (if applicable). You'll also be able to compare the results side by side any other card featured on the site based on the same spend. And spend you enter into a credit card rewards calculator will carry over to other credit card calculators on the site.
You can click on the name of the rewards the card earns to learn more about earning, redeeming, and transferring rewards within that rewards program as well as other useful information such as elite status, buying/gifting rewards, and much more. These also pages features additional calculators that can lend a hand in determining if a program could be a good fit based on your spending habits.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.