Search For Credit Cards By Spend

Credit Card Search Tool

Search for the best credit cards based on your monthly or yearly spend. Select from almost 200 categories and get a list of the 50 best cards that match up.


The Search For Credit Cards By Spend Tool allows you to search for the best credit cards based on your monthly, quarterly, or yearly spend across different categories. The tool allows you add and remove categories as you please. Once you enter your spend for the categories you've selected, you can hit Find The Best Cards to get a list of the 50 best matches based on your spend.

You can click on Rewards Calculator to learn more about the card which includes details on the bonus categories, perks & benefits, standard sign up bonus, and annual fees. You can then calculate how many rewards you can earn based on your spend and the cash value of the card based on spend, benefits, and any fees the card may have.

I recommend using the rewards calculator whenever possible as it allows you to adjust the card to how you plan on using it. This includes changing the value of points, increasing or decreasing the value of perks/benefits, and applying annual/authorized user fees when needed. You'll also be able to incorporate things like sign-up bonuses into the calculation as well.

Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:

Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can click Add/Remove Categories to adjust the listed categories. You can hit Calculate to calculate the results of your spend against all cards in the database.

Adjust Transferable Points

Credit cards that are part of the American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Capital One Rewards programs will normally be towards the top of the list due to the value of transferring rewards to partners. Selecting this box will give these currencies their non-point transfer value. You will need to Re-Calculate after changing this option.

Bank (Holder)

The bank issuing the card. [Populates after search]

Network

The network the card is tied to. [Populates after search]

Card Type

The type of card such as co-branded airline cards, hotel cards, cruise line cards, and bank rewards cards. [Populates after search]

Rewards Type

The type of rewards the card earns. [Populates after search]

Personal/Business

Toggle the showing of personal/consumer and business credit cards. [Populates after search]

Annual Fee (Range)

The range of fees you're willing to pay to wield such cards.

Foreign Transaction Fee

The percentage of fees you'll pay on the dollar when you use the card outside of it's region.

Results

Do note that results may take a few seconds to generate after doing a search. For more accurate results, I recommend using the Rewards Calculator. Some credit cards may appear in this list more than once if there's more than one path to transferring rewards.
Results Will Appear Here

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