Alliant CashBack Visa Card

Card Review & Cash Back Calculator
2.5% All Purchases

Review the benefits of the Alliant CashBack Visa, calculate how much cash back you can earn based on your spend, and compare results to top cards.


The Alliant CashBack Visa Signature Card is one of the top cash back credit cards on the market. It's a straightforward card that offers a flat rate of cash back per $1 spent without having to worry about about the troubles of rotating categories or finding a bunch of credit cards to fit your spending nature. Since the Alliant CashBack Visa Signature has an annual fee the second year onward, the card will benefit those who plans on running lots of spend through the card.

Bonus Categories

The Alliant CashBack Visa Signature Card does not feature any bonus categories. It earns 2.5% cash back per $1 spent on all purchases ran through the card. You can earn at the 2.5% rate on the first $10,000 in purchases made during the billing cycle. Any purchases made over that during the billing cycle will earn you 0% cash back.

  • 2.5% All Purchases
    • Applies to the first $10,000 in purchases made during the billing cycle, meaning you can earn $250 per cycle.
    • Any spending over the $10k limit will earn you 0% for the remainder of the billing cycle.

Perks & Benefits

The Alliant CashBack Visa Signature card features your standard Visa Signature benefits. Outside of that, there's no perks or benefits specific to the card itself.

  • Travel and Purchase Coverage
    • Travel Accident Coverage
    • Rental Car Collision Coverage
    • Purchase Security Coverage
    • Personal Identity Theft Protection
    • Roadside Assistance

Sign Up Bonus (SUB)

There is no sign up bonus for the Alliant CashBack Visa Signature Card.

Fees

Annual Fee

The annual fee for the Alliant CashBack Visa Signature is $0 the first year, then $99. This allows you to earn an outstanding rate of cash back the first year that's hard to compete with. Once the fee does kick in the second year, it will require $3,960 in yearly spend ($330 per month) to break even and $20,000 in yearly spend ($1,667 per month) to surpass the rate of a no-annual fee 2% cash back card.

Authorized User Fee

There is a $0 authorized user fee to add additional users to the Alliant CashBack Visa Signature. This is the perfect card to add friends and family as authorized users to help build a significant amount of cash back.

Foreign Transaction Fee

The foreign transaction fee for the Alliant CashBack Visa Signature is 0%. That makes this an excellent card for international travel since you will not be charged a fee for transactions outside of the United States.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Total Return
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