Review the benefits of the Capital One Spark Classic Business Card, calculate how much cash back you can earn based on spend, and compare the results.
The Capital One Spark Classic Business Visa Card earns a flat rate of 1% cash back on all purchases. This card is specifcally for businesses in which the business or primary cardholder as bad to little credit. The Spark Classic Card is not a card you would normally apply for to earn any type of real rewards. If you have fair to excellent credit (business or personal), you'll want to consider the Spark Cash Business Card or Spark Cash Select Business Card.
The Spark Classic Card earns cash back does not feature any specific bonus categories. It earns an unlimited 1% cash back per $1 on all purchases made to the card.
- 1.5% All Purchases
Perks & Benefits
The Spark Classic Card features the same useful benefits that are offered across all of the Spark Cash credit cards which include a mixture of Capital One and Visa Business benefits.
- Capital One & Visa Business Benefits
- Year-End Summaries
- Purchase Records w/ Export To Quicken, Quickbooks, and Excel
- Ability To Assign Account Managers
- Extended Warranty
- Purchase Protection
- Card Lock
- Rental Collision Coverage
- Travel Assistance
The Spark Classic Business Visa does not have an annual fee.
Authorized User Fee
There is no authorized user fee for adding additional users to the Spark Classic Business Visa.
Foreign Transaction Fee
There is no foreign transaction fee for using the Spark Classic Business Visa outside of the United States.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.